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Umbrella/Excess Liability

NEXT Insurance

Umbrella Restaurant Umbrella Commercial Umbrella Excess Commercial Liability Excess Umbrella Liability 39 states

Description

NEXT Overview: • Broad appetite with over +1,300 professions available • Quote and bind online for businesses up to $5M in annual revenue • Admitted and A- Rated by A.M. Best • Direct Bill, Automatic Renewal, Flexible Payment Options • No trailing documents needed to ...

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Carrier Information

NEXT Insurance US Company

Admitted

Rating A-

 

Rating By AM Best

 

Offered By

NEXT Insurance

12 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Gold Listing
AmTrust's NJ Restaurant BOP, Workers' Comp & Cyber Bundle

FTP Inc.

Admitted Restaurants BOPs Workers Compensation Cyber Liability Umbrella New Ventures Fine Dining Cafe Commercial 1 state

Description

• Details • Carrier: AmTrust (Admitted) • Commercial Lines • New Ventures with Prior Experience qualify • Can contemplate risks with catering exposure up to 25% • Can contemplate risks with liquor exposure up to 45% • 1 mile ...

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Appointment Required

Carrier Information

AmTrust

Admitted

Rating A or higher

 

Rating By AM Best

 

Offered By

FTP Inc.

25 listings in 49 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Umbrella/Excess Liability

Heritage Specialty Insurance

Excess Liability Commercial Umbrella Umbrella Excess Umbrella Liability Hotel Umbrella Restaurant Umbrella Apartment Umbrella Condo 3 states

Description

Can offer up to 10,000,000 in excess or umbrella liability or excess of primary umbrella. Will extend above virtually any B++ rated market or better. Mix of admitted and non-admitted carriers.

Details

$10M Maximum Premium

$1M Minimum Premium

Carrier Information

Admitted

 

Offered By

Heritage Specialty Insurance

8 listings in 3 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
Workers' Comp- Admitted Carriers

FTP Inc.

Workers Compensation Artisan Contractors New Ventures Real Estate Restaurants Car Wash Florist Small Grocery Store Wholesale Country Clubs 12 states

Description

Favorable commissions on new small business through 7/31/24.  enhanced coverages and forms available. Many eligible classes. Connect with FTP today for more information! ***If you signed up through our NY office, please connect with your NY underwriter directly***

Details

Has Pen

Appointment Required

Carrier Information

Various Carriers

Admitted

Rating A or higher

 

Rating By AM Best

 

Offered By

FTP Inc.

25 listings in 49 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
Restaurant Umbrella Program

The McGowan Companies

Restaurants Fast Food Restaurant Umbrella Restaurant Umbrella Family Restaurants Franchise Restaurant Fast Casual Restaurants Family Style 50 states + DC

Description

Restaurant Umbrella Program Eligible Classes: • Fine Dining • Casual Dining • Fast Casual • Caterers & Banquet Halls • Fast Food • Franchises • Franchises • Private Dining Clubs • Sit-Down Restaurants • Take-out Restaurants ...

Details

$15M Maximum Premium

$1M Minimum Premium

Has Pen

Carrier Information

“A” Rated Carriers

Admitted

Rating “A” Rated Carriers

 

Rating By A.M. Best

 

Offered By

The McGowan Companies

13 listings in 50 states + DC

Engaged
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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Restaurants

Southern Insurance Underwriters (SIU)

Liquor Liability Restaurants Commercial Auto Admitted Commercial Package Non Admitted 7 states

Description

SIU & SUN deliver the coverage you are looking for with the best pricing available. With Standard and Non-Standard markets available, We can "cook up" a great rate for any Restaurant you order. Visit www.siuins.com for more information or call SIU at 678-498-4500 today! States offered in:  AL, FL, GA, ...

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Admitted

Non-Admitted

 

Offered By

Southern Insurance Underwriters (SIU)

10 listings in 9 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
Property

Brecht & Associates, Inc.

Bar & Grill Liquor Property Umbrella Restaurants 1 state

Description

Available in Texas Only. • Limits - up to $6,000,000 (TIV) • No Wind or Hail in Tier 1 • Optional Coverages: Equipment Breakdown, Crime, Food Spoilage, Outside Signs & Inland Marine • A-Rated Insurers • Binding Authority - up to $2,000,000 • We can package most risks ...

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Admitted

Non-Admitted

 

Offered By

Brecht & Associates, Inc.

10 listings in 1 state

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Commercial Umbrella - Admitted Lead & Excess Instant Pricing - Same Day Quote and Bind

UmbrellaPro by Great Point Insurance

Liquor Liability Landscaper Contractors Retail Stores Construction Restaurant Umbrella Manufacturers Small Businesses Wholesale Distributors + 1 more 50 states + DC

Description

Is your account being non-renewed? Only using non-admitted paper? Did they offer you lower limits than last year? We can help right now! Minimum Premiums start at $500 for $1M. Lead and Excess Umbrella Options with various attachment points offered by "A" Rated renowned carriers. ...

Details

$100M Maximum Premium

$1M Minimum Premium

Has Pen

Appointment Required

Carrier Information

Multiple

Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

UmbrellaPro by Great Point Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Umbrellas

Risk Alternatives & Management

Construction Hotels Hotel Umbrella Restaurant Umbrella Retail Stores Umbrella 50 states + DC

Description

Limits up to $50 Million 24hr Turn around Same day binding Target Risk - Building maintenance/cleaning; Business services; Carpentry; Concrete; Taverns; Restaurants; Electrical; Furniture stores; General contractors; Grocery; Hotels/Motels; Landscaping; Liquor stores; Lumber/building materials; Masonry; Sports/Recreation clubs; Retail Stores; Motor vehicle sales; Apartments; Mobile Home ...

Details

Appointment Required

Carrier Information

Chartis, Cover X and NBIS

Admitted

 

Offered By

Risk Alternatives & Management

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Silver Listing
Restaurant Program (Restaurant Package & Restaurant Umbrella)

Distinguished Programs

Restaurant Umbrella Restaurant Package Restaurant Property 50 states + DC

Description

With over 30 years of industry experience, our team understands the unique needs of your restaurant clients. ELIGIBILITY • Upscale Dining • Fine Dining • Casual with full table service • Family Dining • Fast Casual • Wine Bars UMBRELLA HIGHLIGHTS • ...

Details

Has Pen

Carrier Information

National Union

Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Distinguished Programs

11 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Umbrella

New England Excess Exchange

Contractors Umbrella General And Commercial Liability Commercial Building Owners Apartment Umbrella Restaurant Umbrella Commercial Contractors + 1 more 11 states

Description

NEEE has markets for Commercial Umbrellas, providing extra limits of coverage over primary liability policies. Risks include Contractors, Apartment Buildings, Restaurants, Commercial Buildings, Mercantile and many more. 24 hour turnaround time. Financing available.

Carrier Information

 

Offered By

New England Excess Exchange

10 listings in 11 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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EZ Eatery Package Program - for restaurants & food/drink shops with little to no cooking

UCA General Insurance Services, Inc.

Coffee Shop Tea Shop Frozen Yogurt Ice Cream Parlor Drink Shop Juice Bar Delicatessen Sandwich Shop Admitted Restaurants 7 states

Description

EZ-Eatery is our Package Program for Tea & Coffee Shops, Juice Bar, Frozen Yogurt, Ice Cream, Sandwich Shops & Delis or Non-Alcoholic Drink Shops with Minimal or No Cooking. • 'A' Rated, Admitted Carrier • LOW Minimum Premium • Rated by Sq. Ft. Customer Area., NO AUDITS • Easy ...

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Carrier Information

Fortegra Group

Admitted

Rating A- VIII (Excellent)

 

Offered By

UCA General Insurance Services, Inc.

10 listings in 7 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Restaurant Programs

UCA General Insurance Services, Inc.

Restaurant Package Small Restaurants Family Restaurants Asian Restaurants Franchise Restaurant Multiple Locations Preferred Restaurant Restaurant With Entertainment + 2 more 7 states

Description

UCA is your Restaurant Specialist Since 1984! - www.ucageneral.com - Our Restaurant Programs are Preferred Packages for newer, high-quality restaurant accounts. A-Rated & Admitted, No Audits! *Asian Restaurants *Restaurants w/ Entertainment *Dinner House *Fast Food *Fine Dining *Ethnic Restaurants *Family Restaurants *Mom n Pop Restaurants and much more! ...

Details

Has Pen

Appointment Required

Carrier Information

Fortegra Group

Admitted

Rating A- (Excellent) VIII

 

Offered By

UCA General Insurance Services, Inc.

10 listings in 7 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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The lowest LRO Umbrella Rates are here. $10M for $1,250. Quote & Bind it Now.

UmbrellaPro by Great Point Insurance

Hotels Real Estate Lessor's Risk Hospitality Apartment Umbrella Restaurant Umbrella Online Quote Commercial Umbrella Hotel Motel Small Businesses 50 states + DC

Description

Our updated Commercial Umbrella Programs are more competitive than ever for Lessor's Risk Only exposures. Limits up to $100M.  Instant Pricing Indications. Same Day Quote, Bind, Issue & Invoice. www.UmbrellaPro.com Minimum Premiums: $5M - $1,000 $10M - $1,250 $15M - $1,750 $25M - $3,250 $50M - $4,750 $100M - $6,750 ...

Details

$100 Maximum Premium

$5 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

UmbrellaPro by Great Point Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Give your insured good news and get paid more for it. Highest Commission. Lowest Rates.

UmbrellaPro by Great Point Insurance

Landscaper Umbrella Retail Stores Family Restaurants Car Wash Commercial Umbrella Movie Theaters Nail Salons Electrician Manufacturing 50 states + DC

Description

When was the last time you told your client their Umbrella premium went down?  How about double the capacity for half the price? Offer them the best Commercial Umbrella pricing available and get paid 20% commission while doing it.  Keep the client forever and make more money.  That ...

Details

$10M Maximum Premium

$5M Minimum Premium

Has Pen

Appointment Required

Carrier Information

Multiple

Admitted

 

Offered By

UmbrellaPro by Great Point Insurance

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Franchise Umbrella Program - $5M for $1,000. No Shared Limits.

UmbrellaPro by Great Point Insurance

Commercial Umbrella Franchise Restaurant Fitness Center Retailers Cleaning Services Coffee Shop 50 states

Description

Our Franchise Umbrella Program allows you to provide your client with High Limit Umbrella Coverage at the Lowest Price Available in the market today.  Package and standard market umbrella options can't even come close to this pricing.  On top of that, you can Quote, Bind, Issue, and Invoice on your ...

Details

$25 Maximum Premium

$5 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

UmbrellaPro by Great Point Insurance

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Restaurants - Bars - Taverns - Sports Bars - Exotic Clubs - Gentleman's Clubs - Liquor

Lionheart Insurance Services

Liquor Liability Restaurant EPLI Restaurants Excess Liability Nightclubs Adult Clubs Restaurant Umbrella Franchise Restaurant Exotic Sports Bars 50 states + DC

Description

Total Insurance Solutions for Sports Bars, Taverns & Restaurants. All across the country sports bars are filled with patrons eager to watch Monday night football, March Madness, baseball, hockey, soccer tournaments and the gamut of playoffs every season. Every wall is covered with gigantic flat screens, people ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Lionheart Insurance Services

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
biBERK Restaurants and Bars

London Underwriters

General Liability Liquor Liability Bars Restaurants Commercial Property Property Bars & Taverns Business Owners Policy Wind WC 49 states

Description

• WC • BOP + Wind • Umbrella • GL  • Cyber Target Class: Restaurants With the sale of alcoholic beverages up to 100%  • Bar and grills • Bistros • Buffets • Carryout providers • Caterers • Coffee ...

Details

Has Pen

Appointment Required

Carrier Information

Dayana Garcia

Admitted

Non-Admitted

Rating A++ (Superior)

 

Rating By AM Best

 

Offered By

London Underwriters

12 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Employment Practices Liability - Directors & Officers

Lionheart Insurance Services

Directors & Officers Employment Practices Liability Insurance Professional Liability Restaurants Insurance Agents & Brokers Kidnap & Ransom + 4 more 50 states + DC

Description

EPLI Coverage Features Available • Admitted & Non-Admitted Markets • Stand Alone Coverage • Wage & Hour • Access To Risk Management Resource Hotline - Consultant service for employers • Prior Acts Coverage • Duty To Defend or Reimbursement Option • Third Party Coverage ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Lionheart Insurance Services

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Restaurants, Bars and Taverns

Insurance Program Managers Group

Restaurants Bars & Taverns Food Trucks 46 states

Description

Admitted and Surplus market for Package or Stand Alone Liquor for Restaurants, Bars, Taverns or Package Stores. Same Day quotes available.

Details

$5M Maximum Premium

$300K Minimum Premium

Has Pen

Carrier Information

Capitol Insurance

Admitted

Rating A

 

Rating By A.M.

 

Offered By

Insurance Program Managers Group

6 listings in 47 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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