Restaurant Program

Offered by Distinguished Programs

Restaurant Umbrella Restaurant Package Restaurant Property


We have expanded the menu of coverages we offer for the restaurant industry from Umbrella Liability to also include a package policy with Property, General Liability, Liquor Liability, and other product enhancements. Employment Practices Liability coverage and a Cyber Suite endorsement are also options depending on the niche segment and for most accounts. 


  • Fine Dining
  • Family Dining
  • Fast Casual Dining
  • Off-Premises Catering (Package only)
  • Wine Bar


  • Umbrella up to $275 Million
  • Crisis Response Coverage up to $250,000
  • Liquor Liability is Follow Form up to the Policy Limit

Commercial Package with:

  • Liquor Liability
  • Equipment Breakdown
  • Employment Practices Liability Endorsement
  • Cyber Suite Endorsement

Property Enhancements:

  • Foodborne Contamination BI
  • Food Spoilage


$275M Maximum Limit

Has Pen

Carrier Information

National Union


Rating A

Rating By A.M. Best

Offered By

Distinguished Programs

10 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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