NY Brick & Brownstone Insurance Program

Offered by Distinguished Programs

Row Home Real Estate Condos Apartments Property

Description

The New York Brick & Brownstone Program is a package product designed for owner- or tenant-occupied properties in Manhattan, Brooklyn and Queens. Developed specifically for smaller New York habitational properties, the program delivers the coverages small building owners want and the ease and efficiency brokers need to manage business cost effectively.

Eligibility

  • Classes: condos, co-ops, brownstones, row housing and
    apartment buildings
  • TIV to $6 million for JMS (jointed masonry structures)
  • Construction: joisted masonry or better
  • Residential properties including mixed-use properties with
    at least 50% residential

Coverage and Limits

  • Special form – Cause of loss
  • Replacement cost
  • Terrorism included
  • Deductible options from $1,000 to $10,000
  • Employee theft
  • Back up of sewers and drains up to policy limits
  • Agreed Amount available on Building Coverage
  • Equipment Breakdown, miscellaneous electrical apparatus
    included
  • Ordinance or law
  • Business income including rental value with extra expense
  • Coverage A - Up to building limit, Coverage B and C each -
    25% of building value or min $150k

General Liability

  • $1 million per occurrence / $2 million aggregate on Bodily
    Injury, Property Damage, Personal and Advertising Injury
  • Medical payments - $5,000 each person / $25,000 each
    accident
  • $100,000 damage to premises rented to you

Personal Lines

  • $1 million per occurrence
  • Personal inland marine (fine arts, furs, jewelry, silver,
    bicycles, antiques, musical instruments, cameras)
  • Additional living expense

Details

Has Pen

Carrier Information

National Union

Admitted

Rating AXV

Rating By A.M. Best

Listing Contact

Renee McFadden Vice President

Offered By

Distinguished Programs

10 listings in 50 states + DC

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Availability 1 state

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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