Privacy Policy

Last Updated November 8, 2006

The policies below are applicable to, which is owned and operated by Wells Media, Inc.

Collection of Information

As a general policy, no personal information is automatically collected from visitors to the site, nor is so-called cookie technology used to collect personally identifiable information by the sites created by Wells Media, Inc.

This means that we will not know your name, your email address, or any other personally identifiable information just because you browse the web site unless you:

When we do need to collect personally identifiable information from you, we will ask you to voluntarily supply us with the information we need. For example, if you would like to join the web site, we will ask you for information such as your name, address, telephone number, email address and credit card number to process advertising space, enhanced listings, or sponsored listings. We may collect this information directly from you by telephone, fax, email, upon completion of an application or enrollment form, or through your use of our web site. will collect personally identifiable information only after prior notification of its users. Cases may include but are not limited to the following: (i) survey, contest or sweepstakes registration; and (ii) registration in the web site. In addition, information is collected in certain portions of sites in which guests specifically and knowingly provide such information along with content submissions, community postings (i.e., forums), suggestions, or reader service responses. may use such information for editorial and feedback purposes (to the extent that is explained when guests provide the information).

The types of personally identifiable information that we collect may include your name, company name, home, work and email addresses, telephone and fax numbers, credit card information, your month of birth, and information about your profession, such as the types and quantities of insurance you sell if you are an insurance agent and your agent/broker premium volume. may also collect non-personally identifiable information about you, such as your use of our web site, communication preferences, Internet surfing habits, aggregated data relative to your web site visits, and responses to promotional offers and surveys.

You may be offered the choice not to submit your personal information or to decide what communications you want to receive from us. However, doing so may cause certain transactions to become affected. For example, not providing a name will prevent the processing of registration requests.

You may be offered the choice not to submit your personal information or to decide what communications you want to receive from us. However, doing so may cause certain transactions to become affected. For example, not providing a name will prevent the processing of subscription requests.

Use of Information Online may disclose your information to others:

If information is shared as mentioned above, we will limit the scope of information that is furnished to the amount necessary for the performance of the specific function. We may confirm personal information you provide us on applications and forms, with third parties, such as your bank, employer, governmental entities, credit agencies, and other businesses where you have an account or a credit card. Unless otherwise precluded by legal process, we require third parties to protect your personally identifiable information and abide by applicable privacy laws and regulations.

Use of Email

We will use your email address to send a registration confirmation and, if necessary, might use other information to contact you for help in processing the advertising purchases. We will also use your email address to:


As part of our commitment to keep you informed, we may contact you via mail, email, telephone, or by other means, to notify you of new products and services, or upcoming special offers, events, enhancements, or other relevant information that may be of interest to you. You may also receive mailings or other communications from carefully selected partners, such as our referral partners or our customer satisfaction surveyors. We may offer you the option to decline any or all of these communications by following the directions included in our emails or other communications, or by contacting directly.

In some cases your permission will be implied from the nature of the service requested or transaction undertaken. For example, may collect and use personally identifiable information that you volunteer, or behavioral data or information collected in the aggregate. In addition, your permission will be deemed given for communications from us that are necessary to fulfill transactions and services that you request.

In certain circumstances, we will seek your express permission when we collect information that is regarded under certain countries' data privacy regulations to be sensitive in nature, such as racial or ethnic origin, marital status, or health conditions.


To ensure that your personally identifiable information is accurate and up to date, we encourage you to contact us to update your information in the event your home, work or email address change, or you wish to add an additional method for us to communicate with you. Please note that in an effort to prevent the unauthorized disclosure of your personally identifiable information, you may be asked to provide proof of identity (or other authentication materials) together with a completed access request form. Access to personally identifiable information from members cannot be provided by telephone.

Occasionally, information that you request to be removed will be retained in certain files for a period of time in order to properly resolve disputes or to troubleshoot problems. In addition, some types of information may be stored indefinitely on "back up" systems or within log files due to technical constraints, or financial or legal requirements. Therefore, you should not always expect that all of your personally identifiable information will be completely removed from our databases in response to your request for deactivation.

Security recognizes the importance of information security, and is constantly reviewing and enhancing all technical, physical, and logical security rules and procedures. After information reaches, it is stored on a secure server that resides behind firewalls designed to block unauthorized access. All owned web sites and servers have security measures in place to help protect your personally identifiable information against loss, misuse, and alteration while under our control. Although "guaranteed security" does not exist either on or off the Internet, we safeguard your information using both procedural and technical safeguards, including VeriSign Secure Server ID. The use of VeriSign's services allows for the use of Secure Sockets Layer (SSL), an encryption method used to help protect your data from interception and hacking while in transit.

Links To Other Web Sites

In order to anticipate your needs, provides links to other web sites for your convenience and information. is not responsible or liable for any content presented by or contained within any independent web site, including, but not limited to, any advertising claims or marketing practices. Please note that while will protect your information on owned and operated web sites, we cannot control and will not be responsible for the privacy policies of third party web sites, including web sites owned or controlled by independent franchisees or third party owners of companies that may use the name of a brand, or web sites not controlled or authorized by Third party web sites that are accessed through links on our web site have separate privacy and data collection practices and security measures. We have no responsibility or liability for the practices, policies and security measures implemented by third parties on their web sites. We encourage you to contact them to ask questions about their privacy practices, policies and security measures before disclosing any personally identifiable information. We recommend that you review the privacy statements and policies of linked web sites to understand how those web sites collect, use and store information.

Children does not seek to obtain, nor does it wish to receive personally identifiable information directly from minors; however, we cannot always determine the age of persons who access and use our web site. If a minor (as defined by applicable law) provides us with his/her data without parental or guardian consent, we encourage the parent or guardian to contact us to have this information removed and to unsubscribe the minor from any future communications.

Contact Us

If you have comments or questions regarding's data privacy practices or this Privacy Statement or you would like to update your information, modify your communication preferences, or if you do not want to receive marketing communications from in the future, you can contact us at:

3570 Camino del Rio North
Suite 200
San Diego, CA 92108
Telephone: (619) 584-1100
US Toll Free: (800) 897-9965
Fax: (619) 584-1200

Updates may amend this Privacy Statement from time to time in order to meet changes in the regulatory environment, business needs, or to satisfy the needs of our customers, affiliates, strategic marketing partners, and service providers. Updated versions will be posted to our web site and date stamped so that you are always aware when this Privacy Statement was last updated.

By using this site, you signify your assent to the Privacy Policy. Wells Media, Inc. reserves the right to make changes to this Privacy Statement at its sole discretion without notice to the User.