Health Care

Offered by Aspera Insurance Services, Inc.

Group Practitioners Locum Tenens Chiropractor Podiatrists Physicians Surgeons Pharmacies Medical Marijuana Dentist Nurses


Aspera is a market for medical practitioners that are ineligible for the standard marketplace. We target practitioners with poor claims experience, alcohol and substance abuse histories, gaps in coverage, and licensing and/or board issues. Coverage can also include entities or corporations affiliated with a practitioner.

Target ClassesAvailable Coverage Enhancements
  • Incident coverage trigger
  • Defense outside the limit
  • Limited death, disability, and retirement (DD&R) provision
  • Supplementary payments
  • Damages only deductible
Medical Professional Excess
  • Excess Liability available on an unsupported basis Follow-form excess
    • Sub-limited coverages exclusion
    • Defense within the limit
  • Available in Patient Compensation Fund (PCF) states
  • Available in lower limit states, such as FL and TX, if needed to satisfy a contractual requirement


Carrier Information


Rating A(Excellent)

Rating By A.M. Best

Listing Contact

Aspera Marketing

Offered By

Aspera Insurance Services, Inc.

10 listings in 16 states

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Availability 9 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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