Home Health Care

Offered by Amwins Underwriting

Professional Liability Healthcare Insurance Agents & Brokers Medical Professional Liability Home Health Visiting Nurses Equipment Distributors Hospice Home Medical Equipment Durable Medical Equipment


For over 40 years, Amwins Program Underwriters' Home Health Care insurance program (part of the Amwins Underwriting division) has offered coverage tailored to meet the specific insurance needs of the home health care and hospice industry as well as medical suppliers and distributors. The Home Health Care program includes a package of professional and general liability coverages based on the unique specifications of the client. We have the partnerships and deep understanding of the market exposures and we provide a broad range of coverage.

Target Classes Include:
  • Home Health Care Agencies / Providers
  • Visiting Nurse Associations (VNA's)
  • Home Infusion Providers
  • Hospice Providers
  • Companion Care Providers
  • Home Medical Equipment Suppliers (with and without retail operations)
  • Unskilled / ADL Providers
  • DME / HME providers to homes and other facilities (Non-Invasive Equipment)
  • Infusion Suites
  • Drug Distributors
  • Equipment Distributors
Ineligible Operations:
  • Nursing Homes
  • Correctional Health Care
  • Staffing & Locums
  • Mail Order Pharmacies
  • Automobile Installation / Alteration Companies
  • Repair of other's used DME for resale
  • Manufacturers
  • Wholesale Compounding Risks
Standard limits are $1M/$3M for primary lines. Excess limits of up to $5M/$5M are available. Higher options can be considered.

This program is available in all states.

  • Professional Liability
  • General Liability (Occurrence and Claims Made options in most states)
  • Employee Benefits Liability (when PL & GL is written)
  • Package policy includes coverage for I.C.'s while working within scope of duties for Named Insured
  • Bodily Injury definition includes mental anguish and mental injury on the CGL
  • Non-Owned & Hired Auto (Owned/ Commercial Auto not eligible)
  • Crime or Fidelity Bond (admitted)
  • Sexual Abuse is included within the definition of “Professional Services Wrongful Act” in the policy form
  • Defense costs are generally outside the policy limits on package policy
  • Property (admitted)
  • Excess / Umbrella (when PL & GL is written)
  • Worldwide Coverage (claim must be filed in U.S.)
*Coverage is provided on a non-admitted basis unless otherwise indicated.

Submission Requirements
  • Home Health Care Application (New Business or Renewal)
  • 5-year current valued loss runs
  • Brochures
Please send completed applications to: marie.gaudette@amwins.com.

Carrier Information

Ironshore (a Liberty Mutual company)


Rating A

Rating By A.M. Best

Listing Contact

Marie Gaudette VP

Offered By

Amwins Underwriting

65 listings in 50 states + DC

Engaged View Company

Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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