ATP - Behavioral Healthcare Insurance

Offered by NSM Insurance Group

Addiction Treatment Behavioral Healthcare Half-Way House Mental Health Sober Living Transitional Living Vocational Training Career & Vocational Counseling


ATP, a best-in-class program built by NSM Insurance Group, was designed to provide insurance for the behavioral healthcare industry. Our underwriters focus exclusively on this sector and understand the complexity of the exposures addiction treatment and mental healthcare providers encounter. With more than 15 years of experience, our expertise and range of coverage offerings allow us to tailor unique insurance plans to meet the specific needs of our clients. 

Trust our expert underwriting team to quote and bind your behavioral healthcare accounts today. 

Eligible Classes
While most behavioral health providers share a common mission, we understand the treatment programs and services of each is unique.  ATP specializes in protecting many types and levels of care within the behavioral health industry.

·      Addiction Treatment Facilities
·      Outpatient Mental Health Facilities
·      Methadone Clinics – Opioid Treatment Providers
·      Sober Living Homes/Recovery Residences
·      Faith-Based Treatment Programs
·      Vocational and Life Skills Training Programs
·      Eating Disorder Programs
·      Gambling Addiction Programs
·      Sexual Addictions Programs (Level I Only)
·      DUI Programs/Court-Ordered Classes

Program Coverages
·      General Liability
·      Sexual and Physical Abuse Liability
·      Professional Liability
·      Property
·      Equipment Breakdown
·      Commercial Auto
·      Umbrella
·      Inland Marine
·      Crime
·      Participant/Volunteer Accident
·      Cyber

Click here to view our Coverages & Appetite Guide

Why Work with ATP?
·      Exclusive A-rated carrier
·      Comprehensive package policy
·      In-house quoting, binding, issuing and servicing
·      Open brokerage, no minimum volume, incentive-based commissions paid
·      Dedicated in-house claims team
·      Specialized loss control/risk management
·      Premium discounts available for certain accreditations and association memberships
·      Direct bill pay — monthly installments


$5K Minimum Premium

Has Pen

Appointment Required

Carrier Information


Rating A

Rating By A.M. Best

Offered By

NSM Insurance Group

11 listings in 50 states + DC

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Availability 49 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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