Life Sciences

Offered by Aspera Insurance Services, Inc.

Biologics Clinical Trials Dietary Supplements Medical Equipment Beauty Products Liability Medical Devices Pharmaceuticals Nutraceuticals

Description

Options can vary greatly with differing ingredient and material exclusions, claims-made or occurrence forms, defense provided inside or outside the limits and deductible alternatives. General Liability and Professional Liability coverages can be written on a combined or on a stand-alone basis.

Target Life Sciences ClassesAvailable Coverage Enhancements
  • Data Breach
  • Employee Benefits
  • Errors & Omissions
  • Hired & Non-Owned
  • Primary & Non-Contributory
  • Product Recall
  • Waiver of Subrogation
  • Worldwide Coverage
Policy Structure

Policies are written through a non-admitted carrier with a Financial Strength Rating of A-(Excellent) by A.M. Best.

  • Commercial General Liability/Products Completed Operations Liability and Professional Liability
  • Claims-made coverage form with occurrence coverage available for certain risks
  • Policy limits up to $10M available on Primary or Excess basis. Follow-form Excess capacity of $10M on both a supported and unsupported basis
  • Defense normally written inside the limit, but may consider outside the limit based on the risk
  • Automatic inclusion of Landlords, Trade Events and Vendors as Additional Insureds

Carrier Information

Non-Admitted

Rating A (Excellent)

Rating By A.M. Best

Listing Contact

Steven Yavorsky Marketing Leader

Offered By

Aspera Insurance Services, Inc.

10 listings in 16 states

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Availability 9 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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