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Public School (K-12) Liability Coverage

United Educators

Public School Educators Education Schools School District School Board 50 states + DC

Description

UE can provide capacity up to $10 million for both direct coverage and reinsurance, and a minimum self-insured retention of $25,000. UE's broad public school liability (PSL) and school board legal liability (SBL) policies address the specific concerns of public school districts and boards of education, providing coverage for ...

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United Educators

6 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Churches and Schools

Gray-Stone & Company

Schools Churches Private Schools Public Schools 21 states

Description

If you need coverage for churches and/or schools, Gray-Stone & Company has you covered. Call us today at (805) 494-4440 or email info@gray-stone.com. for a quote and more information. With more than 80 years in the insurance industry, Gray-Stone & Company has access to Admitted and Non-Admitted markets ...

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Gray-Stone & Company

29 listings in 27 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Silver Listing
Public Schools - Private Schools

Nonprofits Insurance Alliance

Schools Public School Private Schools 33 states

Description

Nonprofits Insurance Alliance currently insures more than 18,000 nonprofits in 32 states and the District of Columbia. Stable liability coverages and free or highly subsidized loss control resources available for member-insureds. Coverages include: General liability, directors and officers, business auto, non-owned hired auto, property, auto physical damage, improper ...

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Admitted

Non-Admitted

Rating A VIII (Excellent)

 

Rating By A.M. Best

 

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Nonprofits Insurance Alliance

19 listings in 33 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Gold Listing
Public / Private Schools

Charity First

Abuse Charter Schools Elementary Learning Centers Head Start K-8 Preschools Private Schools Public School Schools Vocational 50 states + DC

Description

Charity First specializes in schools, public or private. We offer comprehensive insurance coverage including Property, General Liability, Workers Comp, Abuse or Molestation, Umbrella, Auto and Misc. Professional Liability for nonprofit and/or charter schools. Our program is available nationwide on admitted, A.M. Best rated A XV paper. Please contact Frank ...

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Admitted

 

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Charity First

19 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Gold Listing
Trustees and Officers Liability Coverage

United Educators

Board Members Private Schools Directors Education Colleges Educational Institutions University Independent Schools Trustees And Officers Schools 50 states + DC

Description

School Trustees and Officers liability coverage, sometimes known as Directors and Officers (D&O) coverage, is included with United Educators' (UE) Educators Legal Liability (ELL) policy. UE's ELL policy treats directors, trustees, and officers of educational institutions as a separate category of individual insureds, with unique rights and protections. ...

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United Educators

6 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Silver Listing
School Bus Auto Coverage

Shelly, Middlebrooks & O'Leary, Inc.

School Buses School Bus School Bus Commercial Auto Liability Auto 1 state

Description

School Buses Let Shelly, Middlebrooks & O'Leary take you to the head of the class!You supply the ride; we'll provide the peace of mind. It is one of our many specialties, insuring vehicles that transport the most precious cargo. Risk Types Include: • Public School Buses • ...

Details

$1M Maximum Limit

$300K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Admitted

Rating "A++" XV

 

Rating By AM Best

 

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

10 listings in 8 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Gold Listing
Independent School Liability Coverage

United Educators

Schools Security Foreign Travel Armed Guard Unarmed Guard Educators Title IX Athletics Educational Institutions K-12 Independent Schools 50 states + DC

Description

United Educators' independent school coverage provides up to $40 million with our educators legal liability (ELL) policy and up to $40 million with our general liability (GL) umbrella or excess coverage. The combination of ELL and GL gives independent schools the resources needed to protect finances, endowments, and reputations. ...

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United Educators

6 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Preferred Silver Listing
Schools-Public/Private

Philadelphia Insurance Companies

Schools Technical Risks Vocational Training Private Schools 50 states

Description

A package of insurance designed uniquely to fulfill a wide range of special insurance needs for schools. Our comprehensive program includes coverage for private, academic and vocational schools from Pre K to College. Enrollment must be 5,000 students or less.

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Admitted

Non-Admitted

 

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Philadelphia Insurance Companies

25 listings in 50 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Schools

McKee Risk Management

Schools Vocational Training Charter Schools Montessori Private Schools Education Community College Private College Underwriting Religious 49 states

Description

McKee Risk Management's Schools Program is designed to meet the insurance needs of educational institutions throughout the United States. Sophisticated underwriting practices and exclusive carrier access allow us to design policies for a wide range of insureds, from Montessori schools to private colleges. Our Program excels in ...

Details

$10K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Admitted

Rating A+15

 

Rating By A.M. Best

 

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McKee Risk Management

10 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
Premises Liability

Sports & Fitness Insurance Corporation (SFIC)

Fitness Clubs Health Clubs Dance Studio Yoga Studio Pilates Studio Fitness Center Martial Arts Premises Liability 50 states

Description

Sports & Fitness Insurance is a national underwriting facility specializing in sports & fitness facilities. We underwrite liability, property, workers compensation, bonds, business auto for health clubs, fitness centers, martial arts studios, personal trainers, performance training facilities, racquet clubs, tennis centers, dance schools, yoga studios, pilates studios, and commercial swim ...

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Has Pen

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Liberty Mutual

 

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Sports & Fitness Insurance Corporation (SFIC)

22 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Schools - Public/Private

Glatfelter Public Practice

Schools Private Schools Public School 44 states

Description

Standard Commercial Auto, Environmental Liability, EPLI, General Liability, Inland Marine, Property, Student Accident, Umbrella, Workers Comp.

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Glatfelter Public Practice

5 listings in 49 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Public Entity Insurance

Breckenridge Insurance Services

Schools Police Towns Municipalities Utilities Public Entities Fire Departments Educators Teachers Government 50 states + DC

Description

Expert brokers for small and large public entity & school districts risks. Our expert public entity brokers at Breckenridge Insurance Services know how to handle hard-to-place, standard and excess/surplus public entity and school district risks nationally. We work with “A” rated or above carriers that understand governmental and education ...

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"A" rated carriers or greater

Admitted

Non-Admitted

 

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Breckenridge Insurance Services

22 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Educators Legal Liability

Apex Insurance Services

Charter Schools College University Community College School District Private School School K-12 Public School 50 states + DC

Description

Educators Legal Liability coverage including employment practices.

Details

$10M Maximum Limit

$1M Minimum Limit

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

Apex Insurance Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Martial Arts Schools

K&K Insurance Group, Inc.

Martial Arts School Martial Arts Studio Martial Arts Dojo Martial Arts Instruction Martial Arts Instructor 50 states + DC

Description

K&K Insurance Group, Inc. offers on-line quoting and binding capabilities for martial arts schools. The website is simple to use and provides an option to purchase coverage immediately using a credit card. Independent instructors can download a printable applicaiton. The website can be found at www.martialartsinsurance-kk.com. The Martial ...

Details

Has Pen

Carrier Information

Nationwide

Admitted

Rating A+

 

Rating By AM Best

 

Offered By

K&K Insurance Group, Inc.

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Dance Schools, Studios, Instructors

K&K Insurance Group, Inc.

Dance School Dance Studio Dance Instructors 50 states + DC

Description

K&K Insurance Group, Inc. offers online quoting and binding capabilities for dance schools and instructors. The website is simple to use and provides an option to purchase coverage immediately using a credit card. The website can be found at www.danceinsurance-kk.com. Coverage includes premises liability as well as dance ...

Details

Has Pen

Carrier Information

Nationwide

Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

K&K Insurance Group, Inc.

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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School Districts

R-T Specialty, LLC Corporate Headquarters

Schools 50 states + DC

Description

Tap into the solutions your hard-to-place property risks call for through the seasoned professionals at RT Specialty. With the expertise only time can give, The RT Specialty team knows that your business might confront anything from an unexpected loss to the truly catastrophic. And, what is more important, knows where ...

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R-T Specialty, LLC Corporate Headquarters

16 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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School Districts

Apex Insurance Services

School District Isd Private School Charter Schools Private College Unified School District University College Community College Public School 33 states

Description

First dollar package for K-12 public, private, charter schools, colleges and universities. All lines including Educators Legal, Cyber, Environmental, Student Accident and Workers Compensation.

Carrier Information

Admitted

 

Offered By

Apex Insurance Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Active Assailant from Midlands

Midlands Management Corp.

Active Shooter Active Assailant Schools School Public Schools Public Entity Municipalities Law Enforcement Private School Private 50 states + DC

Description

Midlands is an industry-leading wholesale broker, program administrator and insurance services provider.  Midlands’s agents and clients benefit from our access to the world’s leading admitted and non-admitted carriers and our very own exclusive programs. Midlands Active Shooter covers expenses incurred in the aftermath of a violent incident.  ...

Details

Appointment Required

Carrier Information

Admitted

Rating A or better

 

Rating By A.M. Best

 

Offered By

Midlands Management Corp.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Specialty Educators, Trainers and Instructors

Worldwide Facilities, LLC

Tutoring Centers Abuse And Molestation Trainers Liability Theater Educators Bartending School Cooking Class Hobby Instructors 50 states + DC

Description

Worldwide Facilities offers coverage for Property, General Liability, Professional Liability, Abuse & Molestation for specialty training schools, educators, trainers and instructors. Target classes include, but not limited to: arts, athletics, bartending, beauticians, charm/modeling, computers, cooking, crafts/hobbies, dance, drama/theater, languages, music, personal trainers, tutoring centers, in-home tutors.

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Worldwide Facilities, LLC

75 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Specialty Auto

Gray-Stone & Company

Ambulance Driving School Couriers Public Entities Armored Car 23 states

Description

Available through an “A+” (Superior) A.M. Best and “A” (Superior) Standard & Poor's rated carrier. Comprehensive coverage at competitive prices. Specialists in Writing: • Hospitals • Ambulances • Couriers • Driving Schools • Public Entities • Hired/Non-Owned (Stand Alone & Bundled) • Symbol 10 Eligible Commercial Auto Classes: ...

Carrier Information

Rating A+

 

Rating By A.M. Best

 

Offered By

Gray-Stone & Company

29 listings in 27 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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