Shelly, Middlebrooks & O'Leary is an independently owned MGA/wholesaler writing property and casualty insurance.
Our agency provides a broad portfolio of commercial coverages including;
- Commercial Auto Liability
- Physical Damage
- Motor Truck Cargo
- Excess Auto Liability
- Garage & Auto Service and Dealers
- Contractors General & Excess Liability
- Commercial Property with Wind
- Excess General Liability
In addition to our commercial lines we provide the following personal lines coverages;
- High Value Homeowners (HO3, HO4 & HO6)
- Personal Article Floaters
- Personal Umbrella
- Excess Flood
Since 1952 SMO has been providing both admitted and non-admitted markets to independent insurance agents in FL, GA, SC, NC, AL & TX.