Homeowners Insurance

Offered by Shelly, Middlebrooks & O'Leary, Inc.

Homeowners HO3 Home Insurance High Value Homeowners High Value Home


Shelly, Middlebrooks & O'Leary offers coverage for high value homeowner exposures with solutions designed for the unique needs of these insureds. By combining industry standard ISO forms with our own manuscript endorsements, we are able to provide policies to fit individual needs. This program is designed form risks with a minimum Coverage A value of $500,000.


  • HO3 - Homeowners


  • Coverage A limits up to $10,000,000
  • Coverage C limits up to $2,000,000
  • Coastal risks with Wind
  • Secondary / seasonal / rental dwellings acceptable
  • Homes written in the name of an Individual, Estate, Trust or LLC.
  • Attractive deductibles options

Available In:

  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Texas


Has Pen

Appointment Required

Carrier Information


Listing Contact

Liz Adams Underwriter

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

15 listings in 7 states

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Availability 5 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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