Auto Physical Damage

Offered by Shelly, Middlebrooks & O'Leary, Inc.

Auto Physical Damage Truckers Physical Damage Commercial Auto Physical Damage


Shelly, Middlebrooks & O'Leary announces the launch of a competitive new Auto Physical Damage (APD) and Motor Truck Cargo (MTC) market with A+ rated carrier.


Physical Damage provides comprehensive and collision coverage for damage to a covered auto. If your insured finances their vehicle, they need physical damage coverage.

Policy Features

  • New Venture
  • Comprehensive & Collision Coverage
  • $5,000 Towing & Storage with the option to increase the limit
  • Commercial Trucks (Light to Extra Heavy)
  • Trailer Interchange


Our cargo coverage provides protection whether you are transporting your own commodities or hauling freight for someone else. Motor Truck Cargo provides coverage for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load

Optional Cargo Endorsements

  • Trailer Interchange
  • LTL Endorsement (Off Truck for 72 Hours of Coverage)
  • Debris Removal
  • Refrigeration Breakdown
  • Riggers Endorsement
  • Earned Freight

Coverage Available In:

  • Florida
  • Georgia
  • North Carolina
  • South Carolina
  • Texas
e-mail new business submissions to


Has Pen

Appointment Required

Carrier Information


Listing Contacts

Melissa Mitchem Transportation Manager

+1 more contact

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

15 listings in 7 states

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Availability 5 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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