Special Events

Offered by Shelly, Middlebrooks & O'Leary, Inc.

Special Events One-Day Special Events Liquor Liability General Liability Concerts Weddings Festivals Parade


If you're looking for peace of mind during concerts, weddings, beer festivals, parades or other special events, our special event policy can provide you with exactly that. Whether the applicant is an individual, business, or nonprofit, we can meet their special event coverage needs.

Regardless of the type of event, accidents happen. Don't let your event be remembered for the accident; make sure you have the right insurance in place!



  • General liability limits up to $5 million/$5 million
  • Liquor liability limits up to $3 million/$3 million

​​​​​​​Product Advantages

  • No application needed
  • Broad eligibility
  • Blanket additional insured included at no charge
  • No deductible
  • Separate limits for general liability and liquor liability
  • Automatic next day coverage for events running past midnight at no charge

​​​​​​​Top Classes

  • Baby / bridal shower
  • Conference
  • Concert
  • Convention / tradeshow
  • Festival
  • Fundraiser
  • Golf outing / hole-in-one contest
  • Musical / theatrical performance
  • Parade
  • Party / social event
  • Sporting event/tournament
  • Wedding


Instant Phone Quotes

SMO makes your special event business easy. Give our underwriters a call at 855-734-5541 and let us quote this business over the phone for your agency. Our underwriters will email you the quote along with a pre-filled application.


$5M Maximum Premium

$1M Minimum Premium

Has Pen

Appointment Required

Carrier Information



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Offered By

Shelly, Middlebrooks & O'Leary, Inc.

15 listings in 7 states

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Availability 5 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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