Personal Liability

Offered by Shelly, Middlebrooks & O'Leary, Inc.

Homeowners Rentals Personal Liability Personal Lines Liability


Comprehensive Personal Liability is designed as primary liability coverage for insured or tenant occupied one, two, three or four family dwellings. SMO provides Instant Phone Quotes for this product, call us at 855-734-5541, and with just a few questions we will e-mail your agency a quote and pre-filed application.

  • Coverage for 1-4 family owner, tenant occupied or seasonal dwellings as well as for condominium unit owners, mobile home owners and tenants of multiple unit buildings
  • Dwellings under renovation or construction, where the insured is not acting as general contractor
  • High profile personalities, such as entertainers, professional athletes, politicians, etc.
  • Up to 15 locations allowed
  • Trusts, estates, limited partnerships, family partnerships and limited liability corporations eligible as a named insured
  • Coverage for vacant land
  • Short term rentals are eligible
Limits Available:
  • Up to $1,000,000 in liability coverage
  • $5,000 in medical payments coverage
Call us at 855-734-5541 for an Instant Phone Quote for this product.


$1M Maximum Premium

$100K Minimum Premium

Has Pen

Appointment Required

Carrier Information

"A++" XI Rated Carrier



Listing Contact

SMO Instant Phone Quote Underwriter

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

17 listings in 8 states

View Company

Downloadable Files

Availability 5 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

Share This Listing

Contact This Company