United Educators (UE) provides liability insurance and risk management services to more than 1,600 members representing thousands of schools, colleges, and universities throughout the United States. Founded in 1987 as a risk retention group, UE is owned and governed by the educational institutions it insures. Our members range from small independent schools to multicampus public universities. UE addresses our members’ unique risks through thoughtful underwriting resulting in tailored coverage. Claims are handled by a mission-driven team that applies a Cool Head, Warm Heart® philosophy to legal matters. As a testament to the value they derive from being with UE, members renew with us year after year, resulting in a 98% 10-year average premium retention rate. UE is Rated A (Excellent) by A.M. Best.