56 Results Found

Maven Insurance Agent's Excess Professional Liability

Balance Partners

Excess Excess Professional Liability Insurance Agents E&O Insurance Agents Professional Liability Excess E&o Insurance Agents Errors & Omissions + 1 more 50 states

Description

Maven means one who is an expert or connoisseur in their field. Just as you are a Maven in your profession, at Balance Partners, our Maven team is here to focus on the unique exposures of your insurance agent clients. The Balance Partnership In an ever-evolving market where capacity restrictions continue, ...

Details

$4M Maximum Premium

Has Pen

Carrier Information

Fortegra

Non-Admitted

Rating A- (Excellent) Category VIII

 

Rating By A.M. Best

 

Offered By

Balance Partners

8 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Express Realty E&O Plan

Landy Insurance Agency

E&O Real Estate Agents E&O Real Estate Agents E&O Express Application Real Estate Agents & Brokers Real Estate Agents & Brokers Real Estate Brokers + 1 more 48 states

Description

The Landy Insurance Agency New Real Estate Express Program features a one page self rating application for Real Estate professionals. This format follows the success of our self- rating Individual Real Estate Appraiser Program.The Realty Express program is available to insurance agents nationally to market to their clients. Landy has ...

Details

$1M Maximum Premium

$100K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Great American Insurance Co.

Admitted

Rating A++

 

Rating By A.M. Best

 

Offered By

Landy Insurance Agency

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Insurance Agents & Brokers E&O

RT Specialty Corporate Headquarters

E&O Insurance Agents Professional Liability 50 states + DC

Description

The complexity and sensitivity of professional lines coverage creates one of the most difficult sets of circumstances to resolve. That's where the RT Specialty team can help. Call on the most talented problem-solvers in the liability industry today. Drawing on years of insight, we can make the complex a little ...

Carrier Information

 

Offered By

RT Specialty Corporate Headquarters

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Real Estate E&O Insurance

Highland Risk Services, Inc.

Real Estate Agents E&O Real Estate Brokers E&O Real Estate Agents Property Managers E&O Professional Liability Mortgage Broker E&O Real Estate Professional Liability + 2 more 39 states

Description

• A Rated Excess and Surplus Lines Carrier • Broad definition of Professional Services • Property Management Coverage Available • Business Brokerage Coverage Available • No Exclusion for Agent Owned Property Transactions • Privacy Breach Coverage with Separate limit • Fair Housing Claims ...

Details

$5M Maximum Premium

$1M Minimum Premium

Carrier Information

Non-Admitted

 

Offered By

Highland Risk Services, Inc.

4 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Health and Fitness Centers

Greenhill Insurance Services

General Liability Professional Liability Errors And Omissions 50 states + DC

Description

Program Highlights • 2/4 limits available • 50 states • Quick Turn Around • Lloyds of London Paper Needed To Quote • Annual Receipts • Claims History • Coverage History Click here for our underwriting details, applications, and submission requirements.

Details

Has Pen

Carrier Information

 

Offered By

Greenhill Insurance Services

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
RE360 The Only Comprehensive Real Estate Policy Available

ExecutivePerils

Construction Mangers E&O E&O Real Estate Agents E&O EPL Real Estate Professional Liability Tenant Discrimination 50 states + DC

Description

ExecutivePerils announces new innovative product for diversified Real Estate companies. The policy has ability to offer: D&O, EPL, Tenant Discrimination, Open House, Lockbox, Real Estate sales E&O, Property Managers' E&O, Property Development E&O, Construction Managers' E&O, Title Agents E&O, Mortage E&O, Leasing Agents' E&O, Escrow Agents' E&O, Cyber, Syndication! ...

Details

$10M Maximum Premium

$1M Minimum Premium

Has Pen

Carrier Information

A

Non-Admitted

Rating A XV

 

Rating By A.M Best

 

Offered By

ExecutivePerils

4 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Behavioral and Allied Healthcare Liability

Rockwood Programs, Inc.

Medical Professional Liability Medical Malpractice Allied Medical Errors & Omissions Allied Healthcare Healthcare E&O Behavioral Healthcare 50 states + DC

Description

Rockwood Programs offers comprehensive liability insurance products for behavioral and allied health professionals. Our solutions allow your client to have a peace of mind so they can concentrate on what is really important for their practice – “helping others“. KEY FEATURES: • Over 75 ...

Carrier Information

 

Offered By

Rockwood Programs, Inc.

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
D&O/E&O for Insurance Agents & Insurance Companies

Quadrant Insurance Managers

Professional Liability Errors And Omissions Consultants Errors & Omissions Miscellaneous Errors And Omissions Misc Professional Liability + 4 more 50 states + DC

Description

Program Administrator with exclusive products in E&O & Management Liability for Insurance retailers, wholesalers, MGAs, Program Administrators, TPAs, Reinsurance Intermediaries. Can also write insurance companies with $350MM or less in GWP.

Carrier Information

 

Offered By

Quadrant Insurance Managers

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Miscellaneous E&O

RLA Insurance Intermediaries

Third Party Administrators Commercial Real Estate Title Agents Mortgage Broker Professional Liability E&O Non-Emergency Transportation Consultants + 1 more 50 states + DC

Description

All Types Sizes: TPA's, Title Agents, Mortgage Brokers, Consulting Firms, etc...

Details

$175M Maximum Premium

$1M Minimum Premium

Carrier Information

All

Admitted

Non-Admitted

 

Offered By

RLA Insurance Intermediaries

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
MAXIMUM Professional Liability

MAXIMUM

Architects & Engineers Crime Directors & Officers Employment Practices Liability Errors & Omissions Medical Professional Liability Cyber Security & Privacy + 3 more 50 states + DC

Description

Our Professional Practice is a full service wholesale brokerage. Industry Expertise: Assisted Living/Nursing Homes, Home Healthcare, Surgical Centers, Architects & Engineers, Physician Groups (10 or more), Physicians – hard to place, Private/Public Companies, Not-For-Profit Organizations, Insurance Agents & Brokers, Lawyers (10 or more), Gaming/Crime Coverage Expertise: Architects & Engineers ...

Carrier Information

 

Offered By

MAXIMUM

3 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Miscellaneous Professional Liability E&O

Indigo Specialty Underwriters

MPL Insurance Agents E&O Consultants Real Estate Agents Third Party Administrators Property Managers Title Agents Bookkeepers Billing Services 50 states + DC

Description

Indigo Specialty Underwriters - Indigo Specialty Underwriters provides service-oriented, technology-enabled solutions to meet the needs of a broad range of professional liability risks. Our team of industry experts will provide tailored professional liability coverage solutions for each clients’ unique professional offering. Coverage: ...

Carrier Information

Non-Admitted

 

Offered By

Indigo Specialty Underwriters

1 listing in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Nurse Staffing

Greenhill Insurance Services

General Liability Professional Liability Errors And Omissions 50 states + DC

Description

Program Highlights • Staff Relief for Home Health Agencies and Facilities • All 50 States • Broad Policy Form • Limits to $2 / $4 million • Sublimits for PSA (option) • Incident trigger Needed Underwriting Information • Revenue (Receipts) • Insurance History ...

Details

Has Pen

Carrier Information

 

Offered By

Greenhill Insurance Services

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Miscellaneous E & O

Target Professional Programs

Professional Liability Medical Billers E&O Consultant E&O Miscellaneous Errors And Omissions Landscaper Medical Billing Miscellaneous E&O + 3 more 50 states + DC

Description

Target Professional Programs excels in placing liability coverage for miscellaneous professionals who design, make recommendations or represent the needs of others. Thanks to a carrier partner that allows us to customize coverage definitions, we're able to specialize in unique accounts. In other words, we don't force clients into pre-defined miscellaneous ...

Details

$5M Maximum Premium

Has Pen

Carrier Information

Rated A by A.M. Best

 

Offered By

Target Professional Programs

8 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Accountants Professional Liability

Landy Insurance Agency

E&O Professional Liability Accountants Tax Preparers Bookkeepers Enrolled Agents CPA's Accountants Professional Liability Accountants E&O 49 states

Description

Coverage is available for small to large firms and for broad areas of practice. Limits are available up to $5,000,000/$5,000/000 and coverage is provided by an A+ Superior rated carrier. Generous definitions of professional services, multiple deductible reduction options and many ERP options. The program features a free and confidential ...

Details

Has Pen

Appointment Required

Carrier Information

Great American Insurance Co.

Admitted

Rating A++

 

Rating By AM Best

 

Offered By

Landy Insurance Agency

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Military/Government Tech Consultants

RPS Technology & Cyber

Computer Consultants Programmers Computer Programming E&O Defense Base Act Foreign Liability Miscellaneous Errors And Omissions Technology E&O + 2 more 50 states + DC

Description

RPS Technology & Cyber's Military Technology Insurance, Mili-Tech, was developed for agents with technology clients who work at military bases, depots, arsenals or federal installations. This exclusive coverage for military IT consultants, developers and programmers provides the following coverages: Defense Base Act General Liability / Property ...

Details

$1M Minimum Premium

Carrier Information

Rating A+

 

Rating By AM Best

 

Offered By

RPS Technology & Cyber

10 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Healthcare

Momentous Insurance Brokerage, Inc.

Medical Professional Liability Medical Malpractice Billing Errors & Omissions Physicians Regulatory Insurance Data Breach Medical Equipment + 4 more 50 states + DC

Description

Our team has built strong relationships with top insurance carriers, and has expertise insuring healthcare risks, including medical offices, medical groups, surgery centers, nursing homes, assisted living facilities, hospitals and more. Specialized products include: • Air ambulance/helipad • Billing Errors & Omissions • Bonds ...

Details

$10M Maximum Premium

$1M Minimum Premium

Carrier Information

Several carriers

Admitted

Non-Admitted

 

Offered By

Momentous Insurance Brokerage, Inc.

3 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Professional Liability (Non-Medical Professionals)

James River Insurance Company

Professional Liability Miscellaneous Errors And Omissions Architects & Engineers Lawyers EPL Tax Preparers Accountants Professional Liability + 3 more 50 states + DC

Description

* James River only works through authorized wholesale brokers. See jamesriverins.com for a list of brokers and more information. This list is intended for retail agents/brokers searching for wholesale brokers. * ACCOUNTANTS • Accountants/CPAs • Bookkeepers • Tax Preparers • Firms with < 15 Professionals ...

Carrier Information

 

Offered By

James River Insurance Company

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Allied Health Liability

Pro-Praxis Insurance

Healthcare Facilities Ambulance Clinics Medical Staffing Medical Professional Liability Allied Medical Errors & Omissions Allied Healthcare + 2 more 50 states + DC

Description

The Pro-Praxis Outpatient Allied Program insures a broad array of professional liability classes in the healthcare marketplace. Our goal is to offer a suite of highly rated (A, XV), tailored products addressing the unique aspects of our customer's business operations. Coverage is offered on a primary basis as well as ...

Details

$10M Maximum Premium

Has Pen

Carrier Information

Non-Admitted

 

Offered By

Pro-Praxis Insurance

4 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Accountants/CPAs

Landy Insurance Agency

E&O Professional Liability Accountants Tax Preparers Bookkeepers Enrolled Agents CPA's Accountants Professional Liability 49 states

Description

Professional Liability Insurance for accounting professionals since 1962. Exceptional coverage for firms of all sizes and areas of practice. New lower premiums (7/1/18) and cybercrime extension endorsement.

Details

Has Pen

Appointment Required

Carrier Information

Great American Insurance Co.

Admitted

 

Offered By

Landy Insurance Agency

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Home Inspectors Professional Liability

Target Professional Programs

Home Inspectors E&O Professional Liability Home Inspectors 50 states + DC

Description

At Target Professional Programs, insurance for Home Inspectors is a particular specialty. Errors & Omissions and General Liability coverage options, competitive rates, and special extras make Target's Program the best value in the marketplace. In fact, Target is now ASHI's endorsed program for Home Inspectors Professional Liability Insurance! ...

Details

$2M Maximum Premium

$100K Minimum Premium

Has Pen

Carrier Information

Rated A+

 

Offered By

Target Professional Programs

8 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing

Did you find what you were looking for?

Let us help you find the market.

People also searched:

/ 10 Selected