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Commercial Auto

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

Commercial Auto Business Auto Delivery Hauling Truck Auto Catering Van Trailers Contractor Auto 45 states

Description

BTIS offers coverage for an extensive range of classes. Our programs are underwritten by multiple A-rated carriers for classes such as delivery, sales & service, artisan contractors, consultants and many more. With liability limits up to $1M CSL and multiple payment options available, ...

Details

$1M Maximum Premium

Carrier Information

Multiple

Rating A

 

Rating By A.M. Best

 

Offered By

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Specialty Temporary Staffing Workers' Compensation Program

Nixer Comp, Inc.

Temp Staffing Work Comp Temporary Staffing Workers Compensation Deductible Work Comp Guaranteed Cost Light Industrial Staffing A Rated Staffing + 1 more 47 states

Description

Highlights • Admitted A-VIII Rated Carrier • National Territory (All Non-Monopolistic States) • Acceptable Staffing Sectors Construction (Skilled Trades) Healthcare Manufacturing Professional Transportation (Local, Regional, Long-haul) Warehouse • Program Types Guaranteed Cost Deductible (Small, Intermediate, Large) • Payment Types Pay-As-You-Go Monthly-Self-Audit • Classification Determination Rating ...

Details

$10M Maximum Premium

$150K Minimum Premium

Has Pen

Carrier Information

Service American Indemnity Company (SAIC)

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Nixer Comp, Inc.

6 listings in 48 states

Engaged
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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Workers' Compensation for Construction Staffing Companies (Skilled Labor)

Nixer Comp, Inc.

Temporary Staffing Construction Workers Compensation A Rated California Workers Comp Staffing Pay-As-You-Go 47 states

Description

Highlights • Admitted A-VIII Rated Carrier • National Territory (All Non-Monopolistic States) • Acceptable Staffing Sectors Construction (Skilled Trades) Healthcare Manufacturing Professional Transportation (Local, Regional, Long-haul) Warehouse • Program Types Guaranteed Cost Deductible (Small, Intermediate, Large) • Payment Types Pay-As-You-Go Monthly-Self-Audit • Classification Determination ...

Details

$10M Maximum Premium

$150K Minimum Premium

Has Pen

Carrier Information

Service American Indemnity Company (SAIC)

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Nixer Comp, Inc.

6 listings in 48 states

Engaged
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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Workers' Compensation for Manufacturing Staffing Companies

Nixer Comp, Inc.

Manufacturing Temporary Staffing Workers Compensation A Rated Staffing Pay-As-You-Go California Workers Comp 47 states

Description

Highlights • Admitted A-VIII Rated Carrier • National Territory (All Non-Monopolistic States) • Acceptable Staffing Sectors Construction (Skilled Trades) Healthcare Manufacturing Professional Transportation (Local, Regional, Long-haul) Warehouse • Program Types Guaranteed Cost Deductible (Small, Intermediate, Large) • Payment Types Pay-As-You-Go Monthly-Self-Audit • Classification Determination ...

Details

$10M Maximum Premium

$150K Minimum Premium

Has Pen

Carrier Information

Service American Indemnity Company (SAIC)

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Nixer Comp, Inc.

6 listings in 48 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Workers' Compensation for Transportation Staffing Companies (Drivers)

Nixer Comp, Inc.

Transportation Temporary Staffing Workers Compensation A Rated Staffing California Workers Comp Pay-As-You-Go 47 states

Description

Highlights • Admitted A-VIII Rated Carrier • National Territory (All Non-Monopolistic States) • Acceptable Staffing Sectors Construction (Skilled Trades) Healthcare Manufacturing Professional Transportation (Local, Regional, Long-haul) Warehouse • Program Types Guaranteed Cost Deductible (Small, Intermediate, Large) • Payment Types Pay-As-You-Go Monthly-Self-Audit • Classification Determination ...

Details

$10M Maximum Premium

$150K Minimum Premium

Has Pen

Carrier Information

Service American Indemnity Company (SAIC)

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Nixer Comp, Inc.

6 listings in 48 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Temp Staffing Workers' Comp

Nixer Comp, Inc.

Workers Compensation Temporary Staffing California Workers Comp Staffing Guaranteed Cost Light Industrial Staffing A Rated Deductible Work Comp + 1 more 47 states

Description

Highlights • Admitted A-VIII Rated Carrier • National Territory (All Non-Monopolistic States) • Acceptable Staffing Sectors Construction (Skilled Trades) Healthcare Manufacturing Professional Transportation (Local, Regional, Long-haul) Warehouse • Program Types Guaranteed Cost Deductible (Small, Intermediate, Large) • Payment Types Pay-As-You-Go Monthly-Self-Audit • Classification Determination ...

Details

$10M Maximum Premium

$150K Minimum Premium

Has Pen

Carrier Information

Service American Indemnity Company (SAIC)

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Nixer Comp, Inc.

6 listings in 48 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Flood

Smart Choice Express Markets

Flood Flood Deductible Natural Disaster 45 states

Description

Ensure clients are safe against the financial harm of flooding with proper coverage. When disaster strikes, alleviate some of your client's concern with coverage designed for them. Unfortunately, flooding is becoming more and more common across the country, and rebuilding takes time and money. With Flooding Insurance, rebuilding is not ...

Details

Has Pen

Appointment Required

Carrier Information

Nicholas Golonka

 

Offered By

Smart Choice Express Markets

36 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Miscellaneous Professional Liability

All Solutions PBS LLC

E&O Miscellaneous E&O Miscellaneous Errors And Omissions Misc Professional Liability Miscellaneous Errors And Omissions Consultant E&O Technology E&O + 3 more 50 states

Description

Countless SOLUTIONS for Miscellaneous/Specific Professional (E&O) risks. Consultants, Agents/Brokers, Allied Health, Real Estate, Adjusters, Staffing, Tech, IT, Graphics, Cyber, Associations, TPAs, Title Agents- just to name a few! For Applications or more information please email- Info@AllSolutionsPBS.com

Carrier Information

 

Offered By

All Solutions PBS LLC

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Special Events

Gateway Specialty Insurance

Concerts Convention Events Exhibit Festivals Fundraiser Parade Party Show Weddings 50 states + DC

Description

Gateway Specialty Insurance is a market for General Liability, Liquor Liability, Event Cancellation and Weather for Special Events. Policies include automatic coverage for volunteers, temporary or leased workers and committee members and food/beverage products. There is no deductible. Set-up and take-down and Rain date coverages are available. Target event types ...

Carrier Information

USLI, Beazley, Tokio Marine and Kinsale

Admitted

Non-Admitted

Rating "A" or better

 

Rating By A.M. Best

 

Offered By

Gateway Specialty Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Accountable Care Organization (ACO)

Capitol Special Risks

Accountable Care ACO 50 states + DC

Description

The concept and implementation of Accountable Care Organizations is quickly evolving - health care providers—including primary care physicians, specialists, and hospitals—work together collaboratively and accept collective accountability for the cost and quality of care delivered to a population of patients. If you need a flexible, comprehensive policy to cover ...

Carrier Information

 

Offered By

Capitol Special Risks

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Active Assailant Insurance Program

Irwin Siegel Agency

Active Shooter Active Assailant 50 states + DC

Description

Irwin Siegel Agency offers an Active Assailant program that specifically addresses the needs of Human & Social Service organizations. Although no one wants to think about an active assailant threat happening to them, it’s become an important consideration. Like any emerging risk, it is difficult to predict the unexpected. However, ...

Carrier Information

 

Offered By

Irwin Siegel Agency

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Equipment Breakdown

MiniCo Insurance

50 states + DC

Description

Equipment Breakdown Insurance For more information, contact Rob Novak Robert.Novak@minico.com MiniCo Equipment Breakdown Insurance provides monoline coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures related to equipment ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

MiniCo Insurance

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Technology Errors and Omissions

Gateway Specialty Insurance

Technology E&O Technology Tech Technology Professionals Technology Consultants Technology Staffing Tech E&O 50 states + DC

Description

Gateway Specialty Insurance targets technology services including: • Application service provider/software as a service/cloud provider Software development/installation/sales • Consulting/Training/Project management/Staffing Systems or network evaluation/design/cabling/support • Data or records storage, retrieval or back-up/database administration/ • hardware evaluation, selection and maintenance • Web design/development/hosting or search engine ...

Carrier Information

USLI, Beazley, Tokio Marine HCC, Corvus, CapSpecialty, Westchester, Hiscox, CFC, Kinsale and more

Admitted

Non-Admitted

Rating "A" or better

 

Rating By A.M. Best

 

Offered By

Gateway Specialty Insurance

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Houses of Worship

Gateway Specialty Insurance

Abuse And Molestation Churches D&O Faith House Of Worship Mosques Pastor Synagogues Temples Worship 50 states

Description

Gateway Specialty Insurance is a market for all types of Houses of Worship, providing Property, General Liability (without a premises limitation), Pastoral Professional Liability, Abuse & Molestation, Directors & Officers / Employment Practices Liability, Fine Arts Floater and Commercial Auto. Direct Bill is available. Target classes include: Churches, Temples, Synagogues, ...

Carrier Information

USLI, GuideOne, Promont and Kinsale

Admitted

Non-Admitted

Rating "A" or better

 

Rating By A.M. Best

 

Offered By

Gateway Specialty Insurance

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Senior Living Facilities Program

Specialty Wholesale Insurance Solution (SWIS), a Div of SPG

50 states

Description

Target Business: • Skilled nursing home facilities • Assisted living facilities • Independent living facilities • Continuing care retirement communities • Alzheimer's / Memory care facilities Territory: Continental U.S. Coverages Offered: • Professional and General Liability (Claims made/occurrence) • Environmental Liability Coverage • Excess Liability (high limits available) ...

Carrier Information

 

Offered By

Specialty Wholesale Insurance Solution (SWIS), a Div of SPG

6 listings in 50 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction Practice

Towerstone, Inc.

46 states

Description

As a wholesale construction insurance broker and managing general agency, we have built the market relationships necessary to provide the best coverage available to your clients, including: Commercial General Liability, Builders’ Risk, Contractor’s Equipment, Errors & Omissions, Umbrella and Excess Coverage, Environmental, Wrap Up and Project Specific. Our target ...

Details

Has Pen

Carrier Information

 

Offered By

Towerstone, Inc.

10 listings in 46 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Forced-Placed All Risk Hazard Insurance

Collateral Protection Insurance Agency, Inc.

50 states

Description

Forced- Placed All Risk Hazard Insurance that covers Residential and Commercial Properties. This Program is used for Banks, Credit Unions, Savings Banks, Mortgage Companies and Investment Companies that secure their loans with real estate and require the customer to maintain hazard insurance. The coverage applies to first mortgages, second mortgages, ...

Details

$1M Maximum Premium

Carrier Information

Multiple Carriers

Admitted

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Collateral Protection Insurance Agency, Inc.

2 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Excess Property Market

Sigma Underwriting Managers

49 states

Description

Will participate up to $75,000,000 on any single account this may be done on one or over multiple layers. Underwriting Eligibility • Most states (limited in TX & CA) • Most construction classes, (decorative EFIS permitted less than 10%) No Frame in Miami Dade, Palm Beach, Broward, Collier, and ...

Details

$25M Maximum Premium

Has Pen

Carrier Information

Empire Indemnity (Zurich)

Non-Admitted

Rating A 15

 

Rating By AM Best

 

Offered By

Sigma Underwriting Managers

5 listings in 49 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Professional Liability

Pearl Insurance

50 states + DC

Description

Pearlinsurance.com - your online resource for all of Pearl's professional liability insurance solutions. Pearl Insurance offers a wide variety of professional liability plans for Accountants, Dentists, Architects and Engineers, Insurance Agents, and Home Inspectors, plus optional Directors & Officers and Business Owners policies to further protect your clients' businesses. ...

Carrier Information

XL Insurance, CNA, Multiple carriers

 

Offered By

Pearl Insurance

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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International Life Insurance

Clements Worldwide

Overseas International 50 states + DC

Description

Enrollment in Clements' term life insurance program ensures that the future financial needs of your family and loved ones are provided for should the unthinkable occur.With term options ranging from one to ten years, Clements' portable term life insurance is suitable for all expatriates, especially for those with outstanding financial ...

Carrier Information

 

Offered By

Clements Worldwide

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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