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Educational Institutions General Liability Coverage

United Educators

Schools Security Foreign Travel Armed Guard Unarmed Guard Allied Health Educators Title IX Athletics Educational Institutions 50 states + DC

Description

United Educators' general liability policies insure the institution, its trustees, directors, officers, faculty, and employees (at the option of the educational institution) against liability arising out of bodily injury, personal injury, and third-party property damage occurring because of wrongful or negligent acts attributable to the insured. Our broad coverage protects ...

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United Educators

6 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Landscaper and Lawn Care Contractors

Coterie Insurance

Landscaper Landscape Contractor Landscape Gardening Landscape Architecture 50 states + DC

Description

Landscape and lawn care contractors need commercial general liability (CGL) insurance to protect themselves and their assets in case they are sued by someone (other than an employee). Here's what's in appetite for Coterie Insurance: • Arborist services** • Cemetery plot care services • Fertilizing ...

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Admitted

 

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Coterie Insurance

20 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Contractors Pollution Liability (CPL) with Excess Liability and Professional options available

American Risk Management Resources Network, LLC

Pollution Restoration Fire & Water 50 states + DC

Description

Liability Insurance For Restoration Contractors. With the introduction of the universal mold exclusion, insurance, and risk management for restoration contractors became very complex. We have exceptionally qualified brokers working in offices coast to coast to assist you. Please contact us directly or through your insurance agent! BUSINESS INSURANCE SPECIFICATIONS • ...

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American Risk Management Resources Network, LLC

7 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Churches & Religious Institutions Program

USG Insurance Services, Inc.

48 states

Description

Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are four divisions: Workers Compensation, Programs, Garage, and Environmental. AAU can consider standard workers' comp, hazardous workers' comp, staffing workers' comp, USL&H workers' comp, and large account workers' comp. Programs consist of Commercial Storage ...

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Admitted

Non-Admitted

 

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USG Insurance Services, Inc.

10 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Environmental Risks

James River Insurance Company

Contractors Pollution Liability Demolition Contractors Environmental Engineers Environmental Consultants Excavation Environmental Contractors + 4 more 50 states + DC

Description

* James River only works through authorized wholesale brokers. See jamesriverins.com for a list of brokers and more information. This list is intended for retail agents/brokers searching for wholesale brokers. * PRIMARY and EXCESS coverage: • Form: FREEDOM PACK® is a flexible package product that brings together a ...

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James River Insurance Company

10 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Sports

Gateway Specialty Insurance

Baseball Baseball Camp Basketball Field Hockey Golf Soccer Soccer Camp Sports Youth Programs Youth Sports 50 states + DC

Description

Gateway Specialty Insurance is a market for sport leagues, teams, camps and clinics. We can consider a wide range of sports and provide General Liability including coverage for athletic participants as well as sublimits for Assault & Battery and Abuse & Molestation. We can also consider quoting Hired & Non-owned ...

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USLI, Tokio Marine

Admitted

Non-Admitted

Rating "A" or better

 

Rating By A.M. Best

 

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Gateway Specialty Insurance

10 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Environmental Liability for Small Contractors & Consultants

Apogee Insurance Group a Berkshire Hathaway Company

Environmental Consultants Underground Storage Tank Storage Tanks Pollution Liability Environmental Contractors Environmental Site Above Ground Storage Tank + 2 more 50 states + DC

Description

Targeted Business: Environmental contractors, consultants and site pollution Excluded Classes: Non-environmental and trade contractors, GCs, and oil & gas contractors Coverages Available: Package including: • General Liability • Contractors Pollution Liability • Professional Liability Limits Available: $1,000,000/$1,000,000/$1,000,000 $1,000,000/$2,000,000/$1,000,000 ...

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Markel

Non-Admitted

 

Offered By

Apogee Insurance Group a Berkshire Hathaway Company

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Food Truck Insurance

FLIP

Food Trucks 50 states + DC

Description

A food truck insurance policy is designed to respond to claims related to the day to day operations of food truck businesses that could impact financial security. Covered claims may include slip and fall accidents, illnesses caused by food product, or equipment loss. With food truck insurance from the ...

Details

$2M Maximum Premium

$2M Minimum Premium

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Great American Insurance Group

Admitted

 

Offered By

FLIP

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Warehouses

Artex Risk Solutions, Inc.

Warehouses Warehouse Legal Liability 50 states + DC

Description

Our guaranteed cost program accommodates good risks in warehousing and logistics, as well as accounts with higher experience mods and improving loss trends. Dedicated warehouse expertise is available to assist brokers and warehouse operators in reviewing warehouse receipts, customer contracts and building leases to identify coverage gaps and structure the ...

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Artex Risk Solutions, Inc.

7 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Senior Living Facilities Program

Specialty Wholesale Insurance Solution (SWIS), a Div of SPG

50 states

Description

Target Business: • Skilled nursing home facilities • Assisted living facilities • Independent living facilities • Continuing care retirement communities • Alzheimer's / Memory care facilities Territory: Continental U.S. Coverages Offered: • Professional and General Liability (Claims made/occurrence) • Environmental Liability Coverage • Excess Liability (high limits available) ...

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Specialty Wholesale Insurance Solution (SWIS), a Div of SPG

6 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Architects and Engineers

Travelers

48 states

Description

Travelers has expanded its architects and engineers business to include a variety of construction and design consultants. Previously, only licensed or registered architects and engineers, landscape architects and land surveyors were eligible for coverage. Now, construction and design consultants such as interior designers, urban planners and audio-visual consultants are among ...

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St Paul Travelers

Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Travelers

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Conway Cannabis

Conway E & S

Cannabis Cannabis Cultivators Cannabis Grow Operations Dispensaries 50 states + DC

Description

Conway’s leading experts specialize in insurance and risk management for all aspects of the cannabis industry. We have delivered comprehensive solutions nationally through our expertise and innovation since 2012. With a service-first approach, we believe in co-representing the insureds with our brokers. We are committed to aligning the most appropriate ...

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Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Conway E & S

4 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Boys & Girls Club Insurance

The Redwoods Group

Boys And Girls Clubs 50 states + DC

Description

Redwoods exists to create safe communities for all. And Boys & Girls Clubs exist to enable all young people, especially those who need us most, to reach their full potential as productive, caring, responsible citizens. Taking the intersection of these missions as our starting point, we're here to help serve ...

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Crum & Forster

Admitted

Rating A

 

Rating By AM Best

 

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The Redwoods Group

4 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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YMCA Insurance

The Redwoods Group

YMCA 50 states + DC

Description

The Redwoods Group is the largest insurer of YMCAs across the United States. More Ys choose to partner with Redwoods for insuring and protecting their organizations because we are the only mission-aligned partner serving the Y movement. From fair, sustainable pricing to our prevention-focused model of insurance, our goal is to ...

Carrier Information

Crum & Forster

Admitted

Rating A

 

Rating By AM Best

 

Offered By

The Redwoods Group

4 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Nonprofit Directors and Officers

Gateway Specialty Insurance

D&O NDO Non Profits Non Profit D&O Employment Practices Liability 50 states + DC

Description

Gateway Specialty Insurance has competitive markets for Nonprofit Directors and Officers and Employment Practices Liability. We also can provide full package solutions including limits for Professional, General Liability, Property, Auto as well as Abuse and Molestation. Direct Bill is available with many of our accounts. To obtain a quote, please email applications ...

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USLI, Westchester, Berkley Select, Ironshore, Kinsale and BRP

Admitted

Non-Admitted

Rating "A" or better

 

Offered By

Gateway Specialty Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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The Arts and Cultural Institutions

Gateway Specialty Insurance

Art Gallery Community Theatre Cultural Institution Directors & Officers Fine Art Historical Society Horticultural Society Music Non Profit D&O + 1 more 50 states + DC

Description

Gateway Specialty Insurance is a market for Arts and Cultural Institutions. We provide package solutions with full off-premises coverage. Packages can include coverage for: • Coverage can include: • Abuse and Molestation • Accident • Auto • Crime • Directors and Officers ...

Carrier Information

USLI, GuideOne and Alliance of Nonprofit

Admitted

Non-Admitted

Rating "A" or better

 

Rating By A.M. Best

 

Offered By

Gateway Specialty Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Non-Profit Youth Organizations

Great American Insurance Group

Nonprofits Non Profits Youth Programs Youth Organizations Social Services YMCA Boys And Girls Clubs Special Education Head Start Day Care 46 states

Description

Great American Insurance Group offers a comprehensive program for Non-Profit & Social Service Organizations many of which serve our nations youth. Coverages can include general liability, property, inland marine, auto, umbrella, abuse and molestation, professional liability, crime, equipment breakdown, etc. Eligible classes include: YMCA, YWCA, boys and girls ...

Details

Has Pen

Carrier Information

Great American Insurance Group

Admitted

Rating A

 

Rating By AM Best

 

Offered By

Great American Insurance Group

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Self Storage Risks

MiniCo Insurance

Self Storage Storage 50 states + DC

Description

MiniCo's self storage specialty property and casualty insurance provides superior coverage specifically designed for the unique exposures of self storage businesses. Specialty Coverage -Customers Goods Legal Liability (optional) -Sale And Disposal Liability ($10,000 included) -Limited Pollutant Removal (optional) Business Property & Business Income ...

Details

Has Pen

Appointment Required

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Admitted

Non-Admitted

 

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MiniCo Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Ambulance Service

National Interstate Insurance Company

Ambulance Emergency Vehicles Emergency Transport 48 states

Description

With over a decade of experience in providing medical transportation insurance, National Interstate Insurance has the expertise to serve the specialized needs of the private for-profit and private non-profit ambulance industry. With customized products, in-house claims handling, exceptional customer service and proactive risk management programs, National Interstate has everything you ...

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National Interstate Insurance Company

Admitted

Rating A+ (Superior)

 

Rating By A.M. Best Company

 

Offered By

National Interstate Insurance Company

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Excess / Umbrella

Commonwealth Underwriters Ltd.

7 states

Description

Classes: • Amusement Centers • Antique Stores • Appliance Stores, Household Type • Archery Ranges • Art Galleries • Automobile Parts & Supplies Stores • Beverage Stores • Books & Magazine Stores • Camera & Photographic Equipment Stores • Candy or Confectionery Stores • Car Washes • Clothing ...

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Commonwealth Underwriters Ltd.

7 listings in 7 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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