108 Results Found

Select Tag

Select State

Filter By Details

General Liability for Artisan Contractors

Lomax Solutions LLC. dba Lomax Insurance Solutions

Artisan Contractors Contractors General Contractors 44 states

Description

General Liability for Artisan Contractors including Contractors Pollution. No Residential Exclusion.

Details

$2M Maximum Premium

$1M Minimum Premium

Carrier Information

Capital

Non-Admitted

 

Offered By

Lomax Solutions LLC. dba Lomax Insurance Solutions

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Casualty Construction

Upland Specialty Insurance

General Contractors Grading Of Land Landscaper Masonry Painting Pool Roofing Solar Home Builders 50 states + DC

Description

Target Classes: • “As Is” Land Developers • Commercial General Contractors • Driveway, Parking or Sidewalk • Drywall/Wallboard • Floor Covering • Grading of Land • Insulation • Landscape/Hardscape • Machinery or Equipment Install • Masonry • Metal – Decorative ...

Carrier Information

Upland Specialty Insurance Company

Rating A-VIII

 

Rating By A.M. Best

 

Offered By

Upland Specialty Insurance

4 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Commercial Contractors

Leo Risk Services, Inc.

Commercial Contractors CNA Concrete Electrical Contractor Grading Of Land Street And Road Swimming Pool Contractor Excavation General Contractors + 1 more 11 states

Description

Admitted product available for all coverage lines on your commercial contractors. Specifically targeting the following classes: Building Equipment Installation and Repair; Concrete Contractors; Electrical Contractors; General Contractors; Grading/Excavation Contractors; Street and Road Contractors; Landscaping and Lawn Care; Renewal Energy; Roofing Contractors; Sheet Metal, Mechanical, A/C and Plumbing Contractors; Spa and ...

Carrier Information

 

Offered By

Leo Risk Services, Inc.

8 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Platinum Listing
Contractor General Liability

Smart Choice Express Markets

Landscaper General Contractors Contractors General Liability Painters Roofers Handyman Electrical Electricians Plumbers Tree Trimming 48 states

Description

Express Markets offers independent insurance agents access to broad portfolio of excess, surplus and Specialty carriers. Where do you turn when standard markets fail? Every agent knows there are some risks standard carriers just won't write. What if you had a place you could go for those out-of-the ordinary requests ...

Details

Has Pen

Appointment Required

Carrier Information

 

Offered By

Smart Choice Express Markets

36 listings in 50 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Silver Listing
GCGuard - Artisan and General Contractors

REInsurePro

General Contractors Contractors Workers Comp Contractors General Liability Contractors Pollution Liability Paper GC Artisan Contractors Remodeling Contractors + 3 more 49 states

Description

GCGuard by REInsurePro is our comprehensive and customizable program for artisan and general contractors. With one online submission, you can obtain a proposal for GL, Workers Compensation, Inland Marine for tools & equipment, Contractor Bonds, Excess Liability, and Contractor's Pollution Liability. ...

Details

Appointment Required

Carrier Information

 

Offered By

REInsurePro

3 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Artisan/General Contractor Program (A Rated)

American Team Managers Insurance Services

General Liability Artisan Contractors Contractors Artisans Contractors General Liability 10 states

Description

Contrac Pac is designed to meet the needs of your small to medium sized artisan and general contractors specializing in residential and commercial projects. Eligibility • Contractors with an owner active in the day-to-day operations and annual receipts up to $3 million • New ventures ...

Details

$2M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

CBIC

Admitted

 

Offered By

American Team Managers Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Slice for Contractors GL

London Underwriters

Contractors General Liability Contractors GC Paper GC Artisan Contractors Artisan General Liability General Contractors Small General Contractors 43 states

Description

Slice offers on-demand small business insurance. Provide right fit coverage for all types of contractors- all automated. All online! Want access? Get Appointed NOW

Carrier Information

Dayana Garcia

Admitted

Rating A

 

Rating By Demotech

 

Offered By

London Underwriters

12 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
General Contractors - Residential & Commercial

Select Risk Services

General Contractors Residential Contractors Construction 10 states

Description

Industries Served: · Oil & Gas / Energy · Environmental · Residential and Commercial Contracting · Heavy Crane Construction · Hospitality · Real-Estate · Manufacturing & Distribution · Trucking · Engineering & Consulting · Utility & Industrial · Marine / Offshore · Street & Road · Global Enterprises Coverage ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Select Risk Services

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Contractors Program

Insco Builders Insurance Services (BIS)

Artisan Contractors General Contractors Contractors General Liability Contractors Equipment Remodeling Contractors Trade Contractors Residential Contractors + 3 more 15 states

Description

BIS is an underwriting manager for property and casualty coverage, specializing in General Liability and Inland Marine coverage for Trade Contractors, GC's, and Home Builders via our Small Contractors Program

Details

$4M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Developers Surety and Indemnity Company (DSI)

Admitted

 

Offered By

Insco Builders Insurance Services (BIS)

4 listings in 15 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Artisan Contractors

ACES Commercial Insurance Service, Inc.

Contractors Construction Artisan Contractors General Liability 5 states

Description

Coverage for both commercial and residential artisan contractors who build, service, repair or remodel homes. We have markets for new residential or commercial construction contractors. We have multiple markets who can offer policy enhancements, such as: Per Project/Per Location Aggregate, Blanket Additional Insured, Waivers, Primary &/or Non-Contributory.

Details

$2M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

ACES Commercial Insurance Service, Inc.

2 listings in 5 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
General Contractors Program

USG Insurance Services, Inc.

Contractors Contractors General Liability General Contractors General Contractors Residential Contractors Commercial Contractors 50 states

Description

Hard to place General Contractors: Commercial or Residential including paper GC's, project specific policies, wrap ups etc. USG works with over 260 carriers, over 35 of which like this classification. NEW In house authority for general contractors!

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

Rating A+

 

Rating By AM Best

 

Offered By

USG Insurance Services, Inc.

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Contractor's General Liability

Hinterland Insurance, formerly FTP of California

CGL Contractors General Liability General Contractors Remodeling Contractors Inland Marine Contractors Pollution Liability New Ventures Carpentry + 2 more 50 states + DC

Description

Target risks:  Carpentry, General Contractors, Concrete Construction, Drywall, Electricians, Masonry, Painters, Roofers, Tile Stone Construction Contractors (100+ classes available) • Remodelers (no classification limitation) • Contractors – Executive Supervisor • New ventures • Blanket Additional Insured • Available in all ...

Details

$15M Maximum Premium

Has Pen

Appointment Required

Carrier Information

Rating A+

 

Rating By A.M. Best

 

Offered By

Hinterland Insurance, formerly FTP of California

19 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Alarm & Security Installation and Sales

Stone Falls Insurance

General Liability Professional Liability Security Fence Contractors General Liability Commercial Contractors Alarm Installers Alarm Monitoring + 3 more 1 state

Description

Both residential and commercial contractors whose operations include burglar alarm installation, service or repair; CCTV installation; Controlled access, Locksmiths and low voltage wiring i.e. entertainment centers, intercom systems or sound systems

Details

Has Pen

Carrier Information

Benchmark Insurance Co.

Admitted

 

Offered By

Stone Falls Insurance

7 listings in 1 state

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Silver Listing
Builder's Risk Insurance Program

Distinguished Programs

Builders Risk Contractors General Liability Builders Residential Builders Risk Online Quote Builders Risk On-line Proposal Builders Risk 48 states

Description

The Builder's Risk Insurance Program is designed for property owners, contractors, and others responsible for insuring commercial and residential properties during ground-up construction. It covers physical loss and damage during the construction process.Our Builders Risk program features processing that lets you qualify, quote, and issue with only two short data ...

Details

Has Pen

Carrier Information

AIG

Admitted

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Distinguished Programs

11 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Commercial Contractors Market

Anderson and Murison

Artisan Contractors Contractors General Contractors Contractors General Liability Roofing Commercial Contractors Sprinkler Contractor Fire Suppression + 1 more 49 states

Description

Anderson and Murison offers coverage for most Commercial Contractors including Apartment Construction, Artisan Contractors, Contractors Equipment Rental, Roofing, Sprinkler/Fire Protection Systems, and Structural Steel. Many more classes listed on our website. We have In-House binding authority that guarantees faster service and our highly competitive markets are A.M. Best A+ rated! ...

Details

$10M Maximum Premium

$1M Minimum Premium

Carrier Information

Multiple Carriers

Non-Admitted

Rating A XV

 

Rating By A.M. Best

 

Offered By

Anderson and Murison

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
General Liability

NEXT Insurance

General Liability Contractors General Liability 50 states + DC

Description

NEXT Overview: • Broad appetite with over +1,300 professions available • Quote and bind online for businesses up to $5M in annual revenue • Admitted and A- Rated by A.M. Best • Direct Bill, Automatic Renewal, Flexible Payment Options • No trailing ...

Details

Has Pen

Appointment Required

Carrier Information

Next Insurance US Company

Admitted

Rating A-

 

Rating By A.M. Best

 

Offered By

NEXT Insurance

12 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Artisan Contractors GL

Anderson and Murison

General Liability Artisan Contractors Contractors General Contractors Artisans Contractors General Liability Commercial Contractors Residential Contractors + 1 more 49 states

Description

Anderson and Murison offers Commercial and Residential Artisan Contractors coverage for GL coverage under this new program. This market also provides coverage for roofers and most other artisan contractor classes. New ventures are eligible. Submit on-line at EZ-App for Contractors on our website. Immediate quotes are available for most risks. ...

Details

$10M Maximum Premium

Has Pen

Carrier Information

Multiple Carriers

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Anderson and Murison

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Residential GC Building Condos, Townhomes

Quaker Special Risk, a JenCap Company

General Contractors Condominiums Townhome Residential Contractors Builders Risk Tract Wrap-ups OCIP Project Apartments 44 states

Description

General Contractors building new condos, townhomes, tract homes or custom homes. In addition, markets are available for commercial GC's . Quaker Special Risk has available markets in all but seven states. Non-admitted with several markets. Limits to 1m/2m/2m primary GL. Excess limits available. If you ...

Details

$2M Maximum Premium

$1M Minimum Premium

Carrier Information

Non-Admitted

Rating A

 

Offered By

Quaker Special Risk, a JenCap Company

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Remodelers General Liability

Hinterland Insurance, formerly FTP of California

Remodeling Contractors Commercial General Liability Masonry Contractor Pollution New Ventures Drywall Contractors Carpentry 50 states + DC

Description

Target risks:  Carpentry, General Contractors, Concrete Construction, Drywall, Electricians, Masonry, Painters, Roofers, Tile Stone Construction Contractors (100+ classes available) • Remodelers (no classification limitation) • Contractors – Executive Supervisor • New ventures • Blanket Additional Insured • Available in all 50 states Inland ...

Details

Has Pen

Appointment Required

Carrier Information

Rating A+

 

Rating By A.M. Best

 

Offered By

Hinterland Insurance, formerly FTP of California

19 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Contractors General Liability

Insco Builders Insurance Services (BIS)

General Liability Construction Artisan Contractors Contractors Contractors General Liability Commercial Contractors Remodeling Contractors + 2 more 15 states

Description

BIS is an underwriting manager for property and casualty coverage, specializing in General Liability and Inland Marine coverage for Trade Contractors, GC's, and Home Builders via our Small Contractors Program

Details

$4M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Developers Surety and Indemnity Company (DSI)

Admitted

 

Offered By

Insco Builders Insurance Services (BIS)

4 listings in 15 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing

Did you find what you were looking for?

Let us help you find the market.

People also searched:

/ 10 Selected