Builders Risk

Offered by Distinguished Programs

Builders Risk


The Builders Risk Insurance Program is designed for property owners, contractors and others responsible for insuring commercial and residential properties during ground-up construction. It covers physical loss and damage during the construction process.

Our Builders Risk program features processing that lets you qualify, quote and issue with only two short screens of data entry.


  • Competitive pricing and commission
  • No volume commitments
  • AM Best –A rated carrier
  • Online quoting and policy issuance
  • Initial policy term options of 6 or 12 months
  • Property and Premises Liability (No liability in NY)
  • Special Form –Covers all perils except those that are specifically excluded
  • Theft & Vandalism
  • Sewer Backup


  • Commercial and residential new ground-up construction and remodeler’s insurance coverage
  • TIV $5MIL for remodeler’s and TIV $10MIL for ground up new construction projects


Carrier Information




Rating A

Rating By A.M. Best

Offered By

Distinguished Programs

10 listings in 50 states + DC

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Availability 48 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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