City Program City Landlord, City Multi-family, City Condominium, Apartment Building

Offered by Distinguished Programs

Condos Apartments Co-Operatives Co-ops Mixed Use Landlords


Our City Insurance program addresses the needs of property owners with two to 100 units, including mixed-use, in designated cities. Easy, online submit-quote-bind makes it efficient and simple to get your clients covered.

Available in 17 designated cities nationwide, this program provides comprehensive coverage with various value-added benefits.


  • Competitively priced package policy
  • No building age requirements.
  • 95% of policies are auto renewed 45-60 days in advance
  • More flexible on life safety than most other carriers
  • Ordinance or law; 25% of building limit with a minimum limit of 400k
  • Optional Coverage
  • Flood
  • Quake
  • Employee Benefits
  • Crime
  • Auto


  • Classes: apartment buildings, condos, co-ops, brownstones, mixed-use
  • Buildings constructed of joisted masonry or better
  • Brick veneer in Denver, CO; Minneapolis and St. Paul, MN
  • Frame in San Francisco, Los Angeles, CA; Portland, OR; Seattle, WA; and Boston, MA (Condos only)
  • TIV up to $25 million
  • Size: 2-100 units, the sweet spot is 2-15 units, $1 million-$3 million properties, and can include ground floor mercantile

  • Baltimore, MD    
  • Chicago, IL
  • Denver, CO
  • Boston, MA     
  • Minneapolis, MN
  • Los Angeles, CA  
  • NJ Gold Coast*        
  • St. Louis, MO
  • Portland, OR
  • Philadelphia, PA  
  • St. Paul, MN
  • San Francisco, CA
  • Washington, DC   
  • Kansas City, MO
  • Seattle, WA
  • Pittsburgh, PA 
  • San Diego, CA

    * Jersey City, Hoboken, Weehawken, West New York, Union City, North Bergen, Cliffside Park, Fort Lee, Bayonne, and Edgewater

      About Distinguished Programs

      Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with expertise in Real Estate, Community Associations, Hotels, and Restaurants. Property and liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished Programs’ high-limit umbrella programs remain the clear choice in its specialty areas for superior coverage, competitive pricing, and attentive service. Through thoughtful innovation, stemming back to 1995, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees.

      View a full list of our programs and submit business with Distinguished.

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      Carrier Information

      Granite State


      Rating A

      Listing Contacts

      Joanna Safer Marketing Director

      +1 more contact

      Offered By

      Distinguished Programs

      11 listings in 50 states + DC

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      Availability 12 states

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