Community Associations Umbrella Program

Offered by Distinguished Programs

Umbrella Community Associations HOA Umbrella HOA Homeowners Associations (HOAs) D&O Directors & Officers


In 1987 Distinguished Programs pioneered the country's first
Real Estate Umbrella Liability purchasing group. Today our Umbrella programs
are among the largest in the country - delivering high liability limits at
extremely competitive prices. Our Association Umbrella program provides excess
coverage over an insured’s underlying liability policies, including Directors
& Officers Liability.

Key Advantages

  • Limits from $1 million to $200 million
  • Competitive pricing
    and low minimum premiums
  • Automatic renewal
    process for most risks
  • Superior level of
    claim service and support
  • Admitted, A.M. Best A
    rated carriers
  • No shared limits
  • One-step, easy online
    quoting and policy issuance


  • Homeowners Associations (HOA)
  • Property Owners Associations (POA)
  • Condominium Associations (COA)
  • Timeshares/Intervals
  • Cooperatives (CO-OP)
  • Commercial Condominium
  • Planned Unit Development
  • Mixed-use Condominiums

Key Coverages

  • No Assault and Battery exclusion
  • Broad Named Insured endorsement
  • Unintentional Errors or Omissions
  • Crisis Response coverage


$200M Maximum Limit

$5M Minimum Limit

Has Pen

Carrier Information

All carriers are AM Best rated A or better


Rating A-VI or better

Rating By A.M. Best

Listing Contact

Tara Hughes Marketing Specialist

Offered By

Distinguished Programs

10 listings in 50 states + DC

View Company

Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

Share This Listing

Contact This Company

Related Listings