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Preferred Gold Listing
Property under Repair/Renovation

FTP of California

Habitational Buildings Commercial Building Owners Property Restoration Renovations Construction Business Personal Property Investment Property 45 states

Description

Program Highlights: • $15,000,000 full-limit, $4,000,000 Primary  • $15,000,000 TIV MAX • Occupied or Vacant Property   • All Risk including California Earthquake  • Program available in 44 states  • Blanket limits available  • No age restrictions  • Exclusive program  • ...

Details

$15M Maximum Limit

Has Pen

Carrier Information

1558 Edison St

 

Offered By

FTP of California

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Wineries / Cideries

Glencar Insurance Company

Commercial General Liability Inland Marine Property Professional Liability Excess 50 states + DC

Description

Glencar has the expertise to work with a wide spectrum of programs; however our primary focus is on small to mid-sized niche programs. These programs include value added components such as specialized knowledge of business segment or customized coverages, a specialized method of distribution, or an element of underwriting leverage. ...

Carrier Information

Al Kennedy

 

Offered By

Glencar Insurance Company

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Lines Insurance

Halcyon Underwriters

Healthcare Hotels Manufacturing Workers Compensation Commercial Property Commercial Auto Commercial General Liability Commercial Umbrella Distributors + 1 more 50 states + DC

Description

Commercial Lines: Our office offers several markets to assist you in writing with the top admitted carriers: Class of Business (Not all Inclusive) • Artisan/Trade Contractors • Banks / Financial Institutions • Builder's Risk — Lessors Risk — Building Owners • Country Clubs / Golf Courses • Distributors / ...

Details

$15K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Multiple Admitted Carriers

Admitted

Non-Admitted

Rating All A- or Better

 

Rating By AM Best

 

Offered By

Halcyon Underwriters

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Commercial Property

FTP of California

Commercial Property Property California Earthquake Earthquake Historic Property Blanket Insurance Exclusive Business Personal Property Business Income + 1 more 45 states

Description

Program Highlights: • $15,000,000 full-limit, $4,000,000 Primary  • $15,000,000 TIV MAX • Competitive customized commission   • All Risk including California Earthquake  • Program available in 44 states  • Blanket limits available  • No age restrictions  • Exclusive program  • AM ...

Details

$15M Maximum Limit

Has Pen

Carrier Information

FTP of California

Non-Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

FTP of California

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Cannabis, CBD and Hemp Property

CannGen Insurance Services, LLC

Cannabis CBD Hemp Marijuana Property Lessor's Risk Dispensaries Cannabis Cultivators Medical Marijuana Commercial Property 50 states + DC

Description

CannGen's property coverage is available in all states and tailored to the unique needs of the cannabis, CBD and hemp industries.  Trust the experts!   Coverage Highlights • Limits up to $25,000,000 per location (Combined Property and Crop TIV ) • Commercial property ISO forms • No ...

Details

$25M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Non-Admitted

Rating A & A+

 

Rating By AM Best

 

Offered By

CannGen Insurance Services, LLC

13 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Excess Layers Property Insurance

Cover Agency, Ltd

Excess Commercial Property Vacant Property Layered Property Accounts Multi-Family Housing Surplus Lines Commercial Excess 15 states

Description

Cover Agency has substantial property capacity. We can place multiple excess layers of property insurance for most classes of commercial property including flood and earthquake coverages.

Details

$100M Maximum Limit

Carrier Information

Admitted

Non-Admitted

 

Offered By

Cover Agency, Ltd

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Specialty E&S

NSM Insurance Group

Artisan Contractors Bars & Taverns Commercial Property Contractors Convenience Stores Excess Liability General Contractors Restaurants Surplus Lines 50 states + DC

Description

Specialty E&S focuses on small commercial liability and property business on a non-admitted basis. We write property and liability insurance products for nearly 600 classes of business, with a focus on contractors, restaurants/bars/taverns, commercial buildings, and convenience stores.

Carrier Information

Non-Admitted

 

Offered By

NSM Insurance Group

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Package

Greenwood General Insurance Agency

General Liability Commercial Property Commercial Package E&S Brokers E&S Property Surplus Lines 6 states

Description

TARGET CLASSES • Apartment Buildings (Best Program Rates) • Buildings – Lessors Risk (Best Program Rates) • Car Washes • Construction – Most Classes • Day Care Centers • Distributors • Garage Operations / Gasoline Stations • Hotels & Motels (Best Program Rates) • Land - Vacant or LRO ...

Details

$10M Maximum Limit

$1M Minimum Limit

Has Pen

Carrier Information

Crum & Forster Specialty

Non-Admitted

Rating A-XIII

 

Rating By AMBest

 

Offered By

Greenwood General Insurance Agency

8 listings in 6 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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C Store Multiline Ecommerce Program

Covenant Underwriters | e-commerce insurance programs

C-Stores Multi-line Commercial Package Crime Cyber Flood Pollution Commercial General Liability Commercial Insurance Property 49 states

Description

Following the successful Hotel Risk Manager program, Covenant Underwriters is proud to present the new must-have commercial package!  C Store Risk Manager: • Eliminates workload by writing most coverages needed on one manuscript policy written just for C store owners  • Meets the needs of independent C store ...

Details

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Covenant Underwriters | e-commerce insurance programs

2 listings in 49 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Health and Fitness Market

Sports & Fitness Insurance Corporation (SFIC)

General Liability Professional Liability Commercial Property Workers Compensation Health Clubs Yoga Dance Studio Pilates Studio Fitness Center + 1 more 50 states + DC

Description

SFIC offers general liability insurance including professional liability, property insurance, umbrellas, workers compensation and surety bonds for large and small fitness centers, as well as, dance, yoga, Pilates and martial arts studios and personal trainers. Our underlying General Liability policies provide limits from $1,000,000 occurrence with a $2,000,000 aggregate to ...

Details

Has Pen

Carrier Information

Liberty Mutual, Philadelphia

Admitted

Rating A

 

Offered By

Sports & Fitness Insurance Corporation (SFIC)

22 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Oil & Gas Insurance Program

Amwins Underwriting

Oil And Gas Energy Energy Property & Casualty Oil Operators Land-based Drilling Oil & Gas Contractors Commercial Insurance 49 states

Description

Our Oil & Gas Program provides comprehensive insurance solutions for upstream & land based oil and gas operators, non-operators, and service contractors across the U.S. and Canada.  Our program, with low minimum premiums, offers stand-alone or package coverages on an admitted or non-admitted basis. Target Classes • Operators/non-operators ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Amwins Underwriting

35 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Property

Anderson and Murison

Vacant Building Vacant Property Vacant Property Commercial Property Commercial Building Owners Property Rental Property Surplus Lines Renovation Property 49 states

Description

Anderson and Murison can assist you with finding the right coverage at the right price for your clients' business risk. No business owner wants to worry about damage to their building and/or contents. A&M has markets and the solutions for every unique business need. We offer A.M. A+ ...

Details

$10M Maximum Limit

$1M Minimum Limit

Has Pen

Carrier Information

Multiple Carriers

Non-Admitted

 

Offered By

Anderson and Murison

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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E&S Property Program

DUAL Commercial, LLC

Excess Property Vacant Property Manufacturing Property Lessor's Risk Mercantile Renovation Surplus Lines Renovation Property Commercial Real Estate 50 states + DC

Description

DUAL's Excess and Surplus property coverage is specialized for standard and non-standard property risks. Program Highlights: Nationwide Mono-line property Full limit policies Primary policies Can consider undervalued properties, new ventures, and accounts with prior losses

Details

$25M Maximum Limit

$5K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Certain Underwriters at Lloyds of London, an A.M. Best Rating: "AXV"

Non-Admitted

Rating A+

 

Rating By AM Best

 

Offered By

DUAL Commercial, LLC

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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BOPs (Online!) for Surplus Lines Risks

Texas All Risk

Commercial Property BOP Commercial General Liability Commercial Package Surplus Lines Online Quote Digital Technology BOPs Lessor's Risk 3 states

Description

Our TARGET Rater platform allows appointed agents to build their own BOPs and Package Policies ONLINE in just minutes. Customize your quote from an ala carte menu of coverages. Our E-Underwriting technology pre-qualifies the risk, by class, by carrier - so you get EVERY Carrier that wants the risk. You ...

Details

$2M Maximum Limit

$100K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Multiple A rated carriers

Non-Admitted

 

Offered By

Texas All Risk

8 listings in 3 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Property & Inland Marine Coverages

Cover Agency, Ltd

Property Commercial Property Builders Risk Vacant Building Apartment Building Owners Construction General Contractors Rehabilitation Layered Property Accounts + 1 more 15 states

Description

Includes availability of BUILDERS RISK with INLAND MARINE FORM & NO CO=INSURANCE REQUIREMENT (Exception basis). CONSTRUCTION EQUIPMENT AND OTHER FORMS OF EQUIPMENT. INLAND MARINE COVERAGES FOR PROPERTY IN TRANSIT INCLUDING HOUSEHOLD FURNITURE. & MORE. MOTOR TRUCK CARGO SUBSTANTIAL REAL ESTATE PROPERTY CAPACITY BOTH ADMITTED AND ...

Details

$100M Maximum Limit

Carrier Information

Multiple Companies

Admitted

Non-Admitted

 

Offered By

Cover Agency, Ltd

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Specialized Auto - Concrete Pumpers, Crane, Oversized Vehicles

Amwins Transportation Underwriters, Inc.

Concrete Pumpers Auto Physical Damage Crane Auto Liability Crane Operators Property & Casualty Commercial Insurance Transportation Commercial Auto 44 states

Description

By focusing on a few key commercial auto classes, our underwriters are able to offer an exclusive product that is complementary to a niche class and its needs. And, by partnering with a carrier that is dedicated to this space, we are able to offer the stability that these operations ...

Details

$1M Maximum Limit

Carrier Information

Admitted

 

Offered By

Amwins Transportation Underwriters, Inc.

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Property, Commercial General Liability

Advisor Insurance Brokers

Property Commercial Property Commercial General Liability Casualty Professional Liability Special Events Environmental Transportation Homeowners + 1 more 1 state

Description

Advisor Insurance Brokers, is a Houston based Wholesaler and Managing General Agent. We combine the expertise and leverage of a larger wholesaler with the service, accountability and availability of a small niche firm. At AIB we are committed to creating a positive experience for all of our retail agents and ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Advisor Insurance Brokers

1 listing in 1 state

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Security Guard & Detective Agencies

Prime Insurance Company

Professional Liability Assault And Battery Property Security Guards Detective Agency Detective Security Industry Commercial Excess 50 states + DC

Description

Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liability, Professional Liability, Property, Rented Property. Prime Insurance Company is an excess and surplus lines insurance company that offers underwriting, risk management, claims, brokerage and financing services. Prime has offices in Chicago, Naples, Philadelphia and Salt ...

Carrier Information

Prime Insurance Company

Non-Admitted

 

Offered By

Prime Insurance Company

11 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Restaurants

London Underwriters

General Liability Liquor Liability Bars Restaurants Commercial Property Property Bars & Taverns BOP Business Owners Policy Monoline 3 states

Description

Package (Property & General Liability) or Mono-line Property Cause of Loss Forms: Special Form (with RCV or ACV Valuations) and Basic Form Large Scope of Other available Retail & Mercantile Operations. Target Class: Restaurants With sale of alcoholic beverages that are less than 30% of the annual receipts ...

Details

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

London Underwriters

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Crane Rental Property-Real, Personal & Business Income

NationsBuilders Insurance Services, Inc. (NBIS)

Heavy Construction Commercial Property 50 states + DC

Description

NBIS is the insurance provider that offers you the most competitive policy on the market. Our proven loss prevention, risk management support, reliable claims service, highly competitive rates and custom coverage allow us to deliver more options for your business than any other insurer. We are also dedicated to helping ...

Details

Has Pen

Appointment Required

Carrier Information

 

Offered By

NationsBuilders Insurance Services, Inc. (NBIS)

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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