Businessowners Program
Offered by American European Insurance Group, Inc.
Apartments Habitational Commercial Property Artisan Contractors Contractors General Liability ConstructionDescription
American European Insurance Group, Inc, offers comprehensive policies designed especially for owners of small to medium size businesses. Through the AEIG Businessowners Program (BOP), you can customize an affordable insurance policies to protect your business against losses to your buildings, business property and income, as well as claims of others alleging bodily injury, property damage or personal/advertising injury resulting from your business operations.
Business Personal Property (up to selected limit)
- Replacement Cost
- No Coinsurance
- Seasonal Increase (25%)
- Personal Property off Premises and in Transit ($10,000)
- Newly Acquired or Constructed Property (BPP) 25% up to $100,000
- Interior Glass (Included in BPP limit)
American European Insurance Group, Inc offers a Businessowners Coverage Enhancement Endorsement, which increases the limits for many of the above coverages, and adds coverage limits for the most requested additional coverage options including:
- Back up of Sewer
- Drain or Sump
- Brands and Labels
- Business Income Dependent Property
- Computer Equipment; Media and Records
- Employee Dishonesty
- Fine Arts
- Fire Equipment Recharge
- Forgery and Alterations
- Identity Theft Recovery
- Lock and Key Replacement
- Personal Effects and Property of Others
- and Utility Service Direct Damage.
Other Business Owner policy coverages include:
- Condominium Commercial Unit Owner
- Hired and Non-Owned Auto
- Employee Benefits Liability
- Spoilage Coverage
- Professional Liability (Select classes including: Funeral Directors; Druggists; Veterinarians; Opticians; Printers; Beauticians/Barbers/Nail Salons
- Liquor Liability
- Fire Department Service Charges
- Accounts Receivable
- Valuable Papers and Cost of Research
- Money and Securities
- Business Income and Extra Expense
- Pollutant Clean Up and Removal
- Outdoor Property and Signs
- Business Liability Coverages (Limits up to $2,000,000 per occurrence / $4,000,000 aggregate) Premises Operations
- Products / Completed Operations
- Personal and Advertising Liability
- Contractual Liability
- Medical Payments ($5,000 per person)
- Fire Legal Liability (Damage to property you lease or rent) $300,000
- Non Owned Watercraft (up to 50 feet)
Details
Has Pen
Carrier Information
Falls Lake
Admitted
Rating A Rated
Rating By A.M. Best
Listing Contact
Carol Cole AVP, Marketing
Offered By
Availability 7 states
Covered
Not Covered
