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Home Health Care HNOA

Amwins Underwriting

Home Healthcare Hired & Non-Owned Auto Auto Physical Damage Commercial Insurance Driver Nurses Doctors Physical Therapy Counseling Occupational Therapy 50 states

Description

Amwins Program Underwriters’ Home Health Care HNOA program provides hired and non-owned auto liability coverage for home health care operations. This specialized HNOA program addresses the unique challenges that providers encounter while delivering essential services to patients within their residences.  Eligible accounts • Visiting nurses ...

Carrier Information

Non-Admitted

Rating A++

 

Rating By A.M. Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

Engaged
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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
Workers' Compensation

Atlas General Insurance Services

Healthcare Transportation Manufacturing Workers Compensation High ExMod Agriculture Construction Restaurants Janitorial Landscape Contractor 1 state

Description

Atlas General Insurance Services specializes in Workers' Compensation. With access to many exclusive A.M. Best ‘A' rated markets, no premium thresholds, ex-mod restrictions, and a broad underwriting appetite. Our underwriting teams are responsive and ready to work together to earn your business. Competitive commissions, flexible payment plans ...

Details

Has Pen

Appointment Required

Carrier Information

Multiple 'A' Rated Carriers

Admitted

 

Offered By

Atlas General Insurance Services

12 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Hard To Place Workers' Comp Programs - Integrated Underwriters®

Integrated Underwriters

High Mod Work Comp Home Healthcare Janitorial Roofers High ExMod Waste Haulers California Workers Comp Staffing Workers Comp Hard To Place Workers Comp 44 states

Description

The Source for A Rated Workers` Compensation Programs Integrated Underwriters is the nation's leading source to multiple A rated integrated workers` compensation programs. Each program seamlessly delivers workers` compensation insurance, payroll processing, risk reduction programs and employer extended services and coverages. Program Eligibility $50K IN MINIMUM ...

Details

$5M Maximum Premium

$50K Minimum Premium

Has Pen

Appointment Required

Carrier Information

A Rated Carriers - Varies by program

Admitted

Non-Admitted

 

Offered By

Integrated Underwriters

9 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Method Workers' Comp

Method Workers' Comp

High Mod Work Comp Healthcare Transportation Manufacturing Workers Compensation Agriculture Construction Lapse In Coverage Tough Class Codes 41 states

Description

Our underwriting and business development teams give you access to unique capabilities and decades of specialized knowledge. Underwriting Our underwriters combine deep monoline experience with advanced AI analytics to make intelligent decisions quickly. They work directly with you to go beyond loss runs and understand each client's unique narrative. Distribution Our ...

Details

$10K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

Method Workers' Comp

2 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Fiduciary Liability for Behavioral Healthcare, Addiction and Social Services Organizations

Negley Associates

Addiction Treatment Behavioral Healthcare D & O Liability Directors & Officers Employer Liability Fiduciary Fiduciary Liability Non Profit D&O + 2 more 50 states + DC

Description

Fiduciary Liability Insurance is one of two coverage options that can be added to the D & O / EPLI policy offered by Negley Associates. The other option is Employee Benefits Liability. Fiduciary coverage isdesigned to protect fiduciaries of employee benefit plans in the event a claim is ...

Details

Has Pen

Carrier Information

Rated A+ by A.M.Best

Admitted

 

Offered By

Negley Associates

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Hard to Place Workers Compensation, Construction, Towing, Transportation, Staffing

Freedom Risk Insurance Services

Contractors Workers Comp Short Haul Home Healthcare Garbage Haulers California Workers Comp Startup Janitorial Hotel Workers Comp Manufacturing + 1 more 27 states

Description

A++ WC coverage *High Mods Accepted *New Ventures/Gaps in Coverage Considered Eligible Classes • General/Artisan Contractors • Construction Operations • Towing • Janitorial & Cleaning Services • Home Health • Hotels/Motels Retail • Light Manufacturing • Restaurants • Retails Shops ...

Details

$10B Maximum Premium

$5K Minimum Premium

Appointment Required

Carrier Information

National Liability & Fire & Sirius America Insurance

Admitted

Rating A

 

Rating By AM Best

 

Offered By

Freedom Risk Insurance Services

11 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Excess / Umbrella Professional Liability for Behavioral Healthcare, Addiction & Social Services Org's

Negley Associates

Addiction Treatment Behavioral Healthcare Commercial Excess Commercial Umbrella Excess Excess Liability Excess Umbrella Liability Nonprofits + 2 more 50 states + DC

Description

Excess / Umbrella coverage from Negley Associates follows form over Professional and General Liability, Directors & Officers / Employment Practices Liability, Auto Liability and Employers Liability. Coverage is available over other carrier policies. Coverage limits apply separately to each cover included on the policy.

Details

Has Pen

Carrier Information

Rated A+ by A.M.Best

Admitted

 

Offered By

Negley Associates

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Silver Listing
Rapid Quote for Tough Workers Compensation Risks

Work Comp Now, Inc.

Construction Staffing Transportation Moving Healthcare High Mod Work Comp Height Exposure 50 states + DC

Description

WORK COMP NOW, is an impactful resource for agents to obtain bindable workers' compensation quotes for ANY risk.   Visit  www.wcinsnow.com Instant quoting platform (very easy to use) Risk appetite to name a few.   • High Ex Mod • Construction • Transportation • Medical • Manufacturing ...

Details

$10K Minimum Premium

Has Pen

Carrier Information

Admitted

Rating A

 

Rating By AM Best

 

Offered By

Work Comp Now, Inc.

15 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

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Workers' Compensation

Stonetrust Commercial Insurance Company

Monoline Workers Comp Healthcare Workers Comp Transportation Logging Construction Manufacturing 7 states

Description

Stonetrust provides statutory workers’ compensation insurance to employers large and small, with a concentration in construction, wholesale, retail, manufacturing, and other service-related businesses. The typical Stonetrust policyholder is a small to mid-sized company that places a priority on workplace safety and seeks a stable and secure insurer that ...

Details

Appointment Required

Carrier Information

Stonetrust Commercial Insurance Company

Admitted

Rating B ++

 

Rating By AM Best

 

Offered By

Stonetrust Commercial Insurance Company

1 listing in 7 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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3 Year Workers Compensation Product

CPRO Associates

Healthcare Restaurants Transportation Retail Construction Wholesale Workers Compensation 50 states + DC

Description

Largest wholesaler writer of 3 year Workers Compensation products in the US. No LOC, no deductible, loss sensitive plan that is not a Retro. Carrier is A+.We represent over 20 carriers and specialize in accounts over $250k in premium. We also work with agents looking for insight on Cold Calls, ...

Details

$1M Maximum Premium

$1M Minimum Premium

Appointment Required

Carrier Information

Numerous

Admitted

 

Offered By

CPRO Associates

2 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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For Profit & Non Profit D&O Coverage

Donald Gaddis Co., Inc. Insurance Services

D&O Non Profit D&O Healthcare D&O Directors & Officers Directors & Officers 50 states + DC

Description

We write all lines of professional liability, directors and officers liability, media liability, cyber and employment practices liability. We also write difficult or unusual commercial property, casualty, or package coverages, liquor liability and hard-to-place homeowners. We do not presently write workers compensation or automobile liability coverage. We represent ...

Carrier Information

 

Offered By

Donald Gaddis Co., Inc. Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Professional Liability for Behavioral Healthcare, Addiction & Social Services

Negley Associates

Addiction Alcohol & Drug Rehab Behavioral Healthcare Crisis Centers Family Services Mental Health Nonprofits Professional Liability Social Services + 1 more 50 states + DC

Description

For nearly 50 years, Negley Associates has been exclusively dedicated to insurance for behavioral healthcare, addiction and social services organizations. In fact, Negley is exclusively endorsed by the National Council for Behavioral Health and mhca (Mental Health Corporations of America). Clients enjoy stable, comprehensive coverage that includes difficult ...

Details

$5M Maximum Premium

Has Pen

Carrier Information

Rated A+

Admitted

 

Offered By

Negley Associates

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Home Health Care

Amwins Underwriting

Professional Liability Healthcare Insurance Agents & Brokers Medical Professional Liability Home Health Visiting Nurses Equipment Distributors + 3 more 50 states + DC

Description

For over 40 years, Amwins Program Underwriters' Home Health Care insurance program (part of the Amwins Underwriting division) has offered coverage tailored to meet the specific insurance needs of the home health care and hospice industry as well as medical suppliers and distributors. The Home Health Care program includes a ...

Carrier Information

Ironshore (a Liberty Mutual company)

Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Worker's Compensation

Agency Underwriters

Transportation Construction Service Delivery Driver Healthcare Workers Comp Manufacturing Towing Staffing Couriers 16 states

Description

Agency Underwriters is your worker's comp insurance solution. We are simple, affordable and reliable. Our Agency Underwriters team is backed by experts, to provide coverage options and services that you can trust. We are fast, understandable, and straightforward to provide what is best for you. Our experts will provide you ...

Details

$10K Minimum Premium

Carrier Information

 

Offered By

Agency Underwriters

1 listing in 16 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Insurance for Counseling & Human Services

Charity First

Mental Health Mental Illness Counseling Behavioral Therapists Family Counseling Counselors Behavioral Healthcare Crisis Centers 50 states + DC

Description

Mental and behavioral health issues have risen since the beginning of the pandemic, and continue to rise. At Charity First, we offer a wide range of insurance coverage for community services and counseling. We offer nationwide comprehensive insurance coverage, written on admitted, A.M. Best rated A XV paper. Nonprofit package ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

Charity First

25 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Allied Health

ISC (Integrated Specialty Coverages)

Imaging Centers Hospice Hospice Facilities Allied Health Allied Healthcare Medical Laboratory Medical Labs Home Healthcare Pharmacies Physical Therapy 50 states + DC

Description

Delivering more options for the healthcare industry. The underwriting team at Integrated Specialty Coverages (ISC) understands the liability exposure associated with Allied Healthcare risks. We offer coverage solutions to meet the needs of your clients. This program is available to Appointed Wholesale Brokers. Professional Liability Limits • Up to ...

Carrier Information

 

Offered By

ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Home Care Agencies

Manchester Specialty Programs, Inc.

Homecare Home Health Care Professional Liability Workers Compensation Third Party Fidelity Bond Hired & Non-Owned Auto 50 states + DC

Description

Manchester Specialty Programs is a national program administrator. We focus on offering high quality business insurance programs for allied health care classes including home care, hospice, medical staffing and misc. med. facilities. "All lines" of coverage includes professional liability and workers' compensation, package/property, non-owned and hired auto, fidelity bond, ...

Details

Has Pen

Carrier Information

Lynn M. Vallee

Admitted

Non-Admitted

Rating A rated or better

 

Rating By AM Best

 

Offered By

Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Home Healthcare Agency Insurance

Personal Care & Assisted Living Insurance Center, LLC

Home Healthcare Home Health Home Health Care Professional Liability Non Skilled Home Health Liability 43 states

Description

Insurance and risk management designed specifically for home healthcare agencies across the United States.

Details

$2M Maximum Premium

$50K Minimum Premium

Has Pen

Appointment Required

Carrier Information

PCH Mutual Insurance Co., A RRG

 

Offered By

Personal Care & Assisted Living Insurance Center, LLC

5 listings in 48 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Directors and Officers Liability

RLA Insurance Intermediaries

Private Company D&O Directors & Officers EPLI Fiduciary Public Company Crime Financial Institutions Healthcare Executive Liability Management Liability 50 states + DC

Description

Public, Private and Non-Profit D&O placements of all financial sizes and condition. Small to Large, Admitted to Non-Admitted, Claim free to Claim Ridden, we can help.

Details

$175M Maximum Premium

$1M Minimum Premium

Appointment Required

Carrier Information

All

Admitted

Non-Admitted

 

Offered By

RLA Insurance Intermediaries

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Workers' Compensation for Medical Temporary Staffing Companies

Nixer Comp, Inc.

Medical Temp Staffing Workers Compensation Workers Comp Healthcare Staffing A Rated Staffing 47 states

Description

Highlights • Admitted A-VIII Rated Carrier • National Territory (All Non-Monopolistic States) • Acceptable Staffing Sectors Construction (Skilled Trades) Healthcare Manufacturing Professional Transportation (Local, Regional, Long-haul) Warehouse • Program Types Guaranteed Cost Deductible (Small, Intermediate, Large) • Payment Types Pay-As-You-Go Monthly-Self-Audit • Classification Determination Rating ...

Details

$10M Maximum Premium

$150K Minimum Premium

Has Pen

Carrier Information

Service American Indemnity Company (SAIC)

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Nixer Comp, Inc.

6 listings in 48 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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