Fiduciary coverage isdesigned to protect fiduciaries of employee benefit plans in the event a claim is made based on an error, omission or breach of fiduciary duties. Coverage includes defense costs, as well as financial losses the plan itself may have incurred.
The Employee Retirement Income Security Act of 1974 (ERISA) substantially increased the liabilities of fiduciaries.While ERISA does not require Fiduciary LiabilityInsurance, many D & O insureds elect to add thiscoverage.
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