166 Results Found

E&O (General)

R.E. Chaix & Associates

E&O EPLI Professional Liability D&O 1 state

Description

Small premiums or large, our professional liability team can get you fast, accurate indications and quotes. We have the "A" rated Admitted & Non-Admitted markets with an appetite for EPLI, D&O, E&O and Miscellaneous Professional Liability. We can even combine your professional liability risks with General Liability. ...

Carrier Information

 

Offered By

R.E. Chaix & Associates

11 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Errors & Omissions Insurance

American E&O Insurance Services, LLC

E&O Errors & Omissions Errors And Omissions Professional Liability MPL Miscellaneous Errors And Omissions Miscellaneous Professional Miscellaneous E&O + 2 more 21 states

Description

We're brokers specializing in professional liability with over 25 E&O markets to suit your needs!  We have both admitted & non-admitted carriers, all with excellent A.M. Best ratings! Our target classes of business: •  Insurance Agents & Brokers, including retailers, wholesalers, MGAs, & surplus lines brokers •  Insurance ...

Details

$250M Maximum Premium

$1M Minimum Premium

Carrier Information

Admitted

Non-Admitted

 

Offered By

American E&O Insurance Services, LLC

1 listing in 21 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
E&O / Professional Liability

Western World Insurance Group

E&O Errors And Omissions Architects & Engineers D&O Public Officials Technology E&O Professional Liability 49 states

Description

Coverages: - Architects & Engineers Liability ...

Carrier Information

 

Offered By

Western World Insurance Group

9 listings in 49 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
General Liability

First Choice Ins. Intermediaries, Inc.

General Liability Professional Liability BOP Business Owners Policy 31 states

Description

Quote and Bind 100+ Professions Online, in Minutes 24 / 7 in Your Office Through Our Small Business Portal. Hiscox offers three exclusive products, all tailored to the risks in your client's industry: • Professional liability insurance (also referred to as errors and omissions insurance) • General liability ...

Details

$3M Maximum Premium

$500K Minimum Premium

Appointment Required

Carrier Information

Hiscox

Admitted

 

Offered By

First Choice Ins. Intermediaries, Inc.

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Professional Liability Insurance

Hiscox Insurance

Professional Liability Errors & Omissions E&O 50 states

Description

Visit our service portal where most requests are processed within hours. Why Hiscox? • Fast and Simple: Get a quote in minutes online or by phone. • Broad Appetite: Same-day coverage for 180+ professions. • Instant Binding: Policy documents are emailed immediately. • Direct Bill: Hiscox handles ...

Details

$270 Minimum Premium

Carrier Information

Hiscox Insurance

Admitted

Rating A (Excellent)

 

Rating By A.M. Best

 

Offered By

Hiscox Insurance

3 listings in 50 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Retail Insurance Agent E&O

Quadrant Insurance Managers

E&O Professional Liability Errors And Omissions Insurance Agents & Brokers Agent E&O Insurance Brokers E&O MGA E&O Reinsurance Intermediary + 2 more 50 states + DC

Description

Retail Insurance Agent E&O offers Errors & Omissions insurance for retail insurance operations. Coverage is designed specifically for your firm and features a variety of deductibles and limits. Insureds benefit from a loss control program, claims handling, and defense counsel. Multiple markets available All A.M. Best ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Quadrant Insurance Managers

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Insurance Agents E&O

CB Malaga Insurance Services LLC

Professional Liability Errors And Omissions E&O Insurance Agents E&O Insurance Brokers E&O Wholesalers E&O P&C Agents Life And Health Agent E&O 27 states

Description

Insurance broker providing professional liability insurance to insurance agents, brokers and wholesalers. Property and Casualty insurance agents, including Life/Accident and Health. Please visit our website at www.Insurance-Agents-Errors-Omissions.com

Details

$2M Maximum Premium

$500K Minimum Premium

Carrier Information

Multiple "A" and "A+" rated Carriers

Admitted

Non-Admitted

 

Offered By

CB Malaga Insurance Services LLC

6 listings in 27 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Architects & Engineers

Donald Gaddis Co., Inc. Insurance Services

Architects & Engineers Architects E&O Architects & Engineers Professional Liability Architects & Engineers E&O 50 states + DC

Description

We write all lines of professional liability, directors and officers liability, media liability, cyber and employment practices liability. We also write difficult or unusual commercial property, casualty, or package coverages, liquor liability and hard-to-place homeowners. We do not presently write workers compensation or automobile liability coverage. We represent ...

Carrier Information

 

Offered By

Donald Gaddis Co., Inc. Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Professional Liability

Union General Insurance

Professional Liability Employement Practices Liability Cyber Directors & Officers Miscellaneous Errors And Omissions Errors And Omissions + 2 more 8 states

Description

Union General offers outstanding professional liability markets for all sorts of professional exposures from Miscellaneous E&O to Professional Liability for Information Technology Professionals. With few exceptions, our policy forms are written on a claims-made or claims-made-and-reported basis. For the majority of our products, we offer limits of ...

Details

Appointment Required

Carrier Information

USLI, Hiscox

Admitted

Non-Admitted

Rating A++

 

Rating By A.M. Best

 

Offered By

Union General Insurance

10 listings in 10 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Maven Home Inspector's Professional Liability

Balance Partners

Miscellaneous Errors And Omissions Professional Liability Home Inspectors Home Inspectors E&O Inspectors Errors & Omissions Misc Professional Liability + 2 more 50 states

Description

Maven means one who is an expert or connoisseur in their field. Just as you are a Maven in your profession, at Balance Partners, our Maven team is here to focus on the unique exposures of your home inspector clients. The Balance Partnership You don't become a maven overnight - ...

Details

$4M Maximum Premium

Has Pen

Carrier Information

Fortegra

Rating A- (Excellent) Category VIII

 

Rating By A.M. Best

 

Offered By

Balance Partners

8 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Maven Miscellaneous Excess Professional Liability

Balance Partners

Excess E&o Excess Professional Liability Excess Miscellaneous Errors And Omissions Miscellaneous E&O Misc Professional Liability Miscellaneous Professional + 2 more 50 states

Description

Maven means one who is an expert or connoisseur in their field. Just as you are a Maven in your profession, at Balance Partners, our Maven team is here to focus on the unique exposures of your professional clients. The Balance Partnership In an ever-evolving market where capacity restrictions continue, we ...

Details

$4M Maximum Premium

Has Pen

Carrier Information

Fortegra

Non-Admitted

Rating A- (Excellent) Category VIII

 

Rating By A.M. Best

 

Offered By

Balance Partners

8 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
D&O/E&O for Insurance Agents & Insurance Companies

Quadrant Insurance Managers

Professional Liability Errors And Omissions Consultants Errors & Omissions Miscellaneous Errors And Omissions Misc Professional Liability + 4 more 50 states + DC

Description

Program Administrator with exclusive products in E&O & Management Liability for Insurance retailers, wholesalers, MGAs, Program Administrators, TPAs, Reinsurance Intermediaries. Can also write insurance companies with $350MM or less in GWP.

Carrier Information

 

Offered By

Quadrant Insurance Managers

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Contractual Defense Protection for A&E/Design Professionals

Vanguard Specialty, LLC

Architects & Engineers Professional Liability Architects E&O Architects & Engineers Architects & Engineers E&O Design Professionals A&E E&O + 1 more 50 states

Description

Contractual Defense Protection© is the first and only insurance policy designed to cover the gap created by the contractual liability exclusion that is standard in Architects and Engineers policies when the insured A&E agrees to a Duty to Defend with their client.

Carrier Information

Aspen

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

Vanguard Specialty, LLC

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Professional Liability/Financial Lines

One80 Intermediaries Inc

Miscellaneous Errors And Omissions Architects & Engineers E&O Lawyers E&O Accountants E&O Public Officials Financial Institutions D&O Media Professional Liability + 1 more 50 states + DC

Description

Our Financial Lines team is a leading, national Directors and Officers, Professional and Cyber Liability wholesale facility with exclusive program access for companies across the United States.  In addition to our placement services we have in house binding authority for a number of key coverage lines. A Broad Appetite and a ...

Details

Appointment Required

Carrier Information

Various

Non-Admitted

Rating A- or better

 

Rating By A.M. Best

 

Offered By

One80 Intermediaries Inc

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Miscellaneous Professional Liability

Fox Point Programs, Inc.

Professional Liability Errors And Omissions Miscellaneous Errors And Omissions Misc Professional Liability Specialty Programs Miscellaneous E&O + 1 more 50 states + DC

Description

Fox Point Programs has an in-house MPL program and has access to multiple A.M. Best "A" rated (or better) markets to assist any organization that provides a professional service to others for a fee. Program Features Multiple Limit and Deductible options* Prior Acts Coverage with proof of prior coverage ...

Details

Has Pen

Carrier Information

Admitted

Non-Admitted

 

Offered By

Fox Point Programs, Inc.

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Insurance Agents E & O

Insurance Specialties Services, Inc.

Professional Liability Agent E&O Insurance Agents Errors & Omissions Insurance Agents Professional Liability Insurance Agents E&O 10 states

Description

The Liberty Mutual Insurance Agents E&O Program has been an industry leader since 1983. This Program offers competitive pricing and flexible coverage options to meet the needs of the independent P&C agency. This Program offers Professional Liability Insurance for Property/Casualty agencies who have been in business for more than 3 ...

Carrier Information

General Insurance Company of America

Admitted

Rating A

 

Rating By A.M.

 

Offered By

Insurance Specialties Services, Inc.

1 listing in 10 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Professional Liability - Errors and Omissions

Brooks Insurance Group

E&O Professional Liability Errors And Omissions Prior Acts Management Liability Investment Advisors Security Dealers Consultants E&O 50 states

Description

-Hard to place -Start ups -Going concerns -Security dealers -Investment Advisors -M&A mergers and acquisitions -Miscellaneous Don't let other brokers spin your wheels. Professional liability? Call Michael McCluskey at Brooks Insurance. Over 80 markets available. 20+ years of experience wholesaling E&O and D&O. ...

Carrier Information

 

Offered By

Brooks Insurance Group

3 listings in 50 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Architects, Engineers, Design Professionals E&O

Apogee Insurance Group a Berkshire Hathaway Company

Engineer Architects Architects E&O Architects & Engineers E&O Architects & Engineers Professional Liability Architects & Engineers Architects + 2 more 50 states + DC

Description

In addition to standard coverage provided by typical Architects & Engineers professional liability policies, this policy offers the following key coverage features and support: • Technology risk coverage for electronic transfer of data, copyright infringement, web-hosting functions and privacy liability • Contractors' pollution liability extension • ADA/FHA/OSHA regulatory ...

Details

$30M Maximum Premium

Carrier Information

Multiple Markets Available

Admitted

Non-Admitted

 

Offered By

Apogee Insurance Group a Berkshire Hathaway Company

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
PT Pro for Part-Time Professionals

Vanguard Specialty, LLC

Consultants Errors & Omissions Consultant E&O Lawyers Professional Liability Accountants Professional Liability Tax Preparer Professional Liability + 5 more 50 states + DC

Description

The PT Pro program is specifically dedicated to part-time professionals, offering professional liability insurance to freelance lawyers, accountants, tech professionals, consultants, & miscellaneous classes.

Details

Has Pen

Carrier Information

Nationwide

Admitted

Rating A+

 

Rating By AM Best

 

Offered By

Vanguard Specialty, LLC

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Real Estate Errors & Omissions Insurance

Pearl Insurance

Errors And Omissions E&O Cyber Liability Real Estate Agents E&O Real Estate Brokers E&O Real Estate E&O Realtors Real Estate Real Estate Property Management + 1 more 36 states

Description

For nearly 40 years, Pearl Insurance has been dedicated to providing the high-quality, comprehensive Real Estate Errors & Omissions (E&O) coverage you need. In fact, we were among the first to offer a truly successful professional liability program customized for real estate professionals. You can trust the Pearl team to ...

Details

$5M Maximum Premium

$100K Minimum Premium

Has Pen

Appointment Required

Carrier Information

AXA XL Insurance

Admitted

Rating A+

 

Rating By A< Best

 

Offered By

Pearl Insurance

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing

Did you find what you were looking for?

Let us help you find the market.

People also searched:

/ 10 Selected