DealerGuard: Dealers Open Lot & Comprehensive Package Insurance

Offered by AmWINS Group, Inc.

Auto Dealers Dealers Open Lot Comprehensive Offering Franchised Auto Dealership Dealers Independent Dealers

Description

A complete P&C offering for franchised auto dealers as well as large independent auto dealers. For over 25 years, DealerGuard has provided industry leading, comprehensive insurance solutions to protect auto dealerships.

Target Risks
• Franchised auto dealers or large independent auto dealers
• All lines quoted (Garage, Property, Excess, and DOL)
• 50-300 employees
• Low demo/employee ratio (<10%)
• Dealer enrolled in OEM rental or courtesy car program (mandatory in WI)
• 5+ years in operation (franchised & non-franchised)
• Documented premise, operational, and financial controls
• Developed and implemented employee handbook
• Minimum premium: $35,000

PACKAGE EXCLUSIONS
• Auto daily or weekly rental operations
• Bus, boat, motorcycle, and ATV dealers
• MA, NY, Los Angeles County, Cook County

DEALERS OPEN LOT EXCLUSIONS (flexible when all lines quoted)
• Flood coverage in or within 250 ft. of “A” or “V” FEMA zones
• Coastal wind coverage for trucks, trailers, or RVs <5 miles from shore
• Coverage for >$5M inventory stored indoors in earthquake prone areas

Submission Requirements

Garage Package Coverage
• Completed ACORD forms for each desired line of business (we accept Excel Statements of Value in lieu of Property ACORDs)
• Franchised Auto Dealership Questionnaire (documents listed on the checklist are required for underwriting and determine eligibility)
• Independent/Non-Franchised Auto Dealership Questionnaire
• Currently valued loss runs (current plus four prior years)
• Employee List Form (including birth date, job title, driver’s license number, and demo issuance)
• Employee Handbook

Open Lot Coverage
• Completed DealerGuard Application
• Currently valued loss runs (current plus four prior years)
• Franchised dealers: page one of most recent month end financial statement for each franchise/dealership
• Non-franchised dealers: detailed inventory listing for all vehicles

In addition to the coverages listed above, we may be able to provide quotes for the following optional coverages.

Please complete the appropriate application for:
• Cyber Liability
• Employment Practices Liability
• Pollution Liability

Send completed applications to: dealerguard.submissions.apu@amwins.com

Carrier Information

AIG

Admitted

Non-Admitted

Listing Contact

Matthew Cermak Program Manager

Offered By

AmWINS Group, Inc.

32 listings in 50 states + DC

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Availability 47 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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