DealerGuard: Dealers Open Lot & Comprehensive Package Insurance
Offered by AmWINS Group, Inc.
Auto Dealers Dealers Open Lot Comprehensive Offering Franchised Auto Dealership Dealers Independent DealersDescription
A complete P&C offering for franchised auto dealers as well as large independent auto dealers. For over 25 years, DealerGuard has provided industry leading, comprehensive insurance solutions to protect auto dealerships.
Target Risks
• Franchised auto dealers or large independent auto dealers
• All lines quoted (Garage, Property, Excess, and DOL)
• 50-300 employees
• Low demo/employee ratio (<10%)
• Dealer enrolled in OEM rental or courtesy car program (mandatory in WI)
• 5+ years in operation (franchised & non-franchised)
• Documented premise, operational, and financial controls
• Developed and implemented employee handbook
• Minimum premium: $35,000
PACKAGE EXCLUSIONS
• Auto daily or weekly rental operations
• Bus, boat, motorcycle, and ATV dealers
• MA, NY, Los Angeles County, Cook County
DEALERS OPEN LOT EXCLUSIONS (flexible when all lines quoted)
• Flood coverage in or within 250 ft. of “A” or “V” FEMA zones
• Coastal wind coverage for trucks, trailers, or RVs <5 miles from shore
• Coverage for >$5M inventory stored indoors in earthquake prone areas
Submission Requirements
Garage Package Coverage
• Completed ACORD forms for each desired line of business (we accept Excel Statements of Value in lieu of Property ACORDs)
• Franchised Auto Dealership Questionnaire (documents listed on the checklist are required for underwriting and determine eligibility)
• Independent/Non-Franchised Auto Dealership Questionnaire
• Currently valued loss runs (current plus four prior years)
• Employee List Form (including birth date, job title, driver’s license number, and demo issuance)
• Employee Handbook
Open Lot Coverage
• Completed DealerGuard Application
• Currently valued loss runs (current plus four prior years)
• Franchised dealers: page one of most recent month end financial statement for each franchise/dealership
• Non-franchised dealers: detailed inventory listing for all vehicles
In addition to the coverages listed above, we may be able to provide quotes for the following optional coverages.
Please complete the appropriate application for:
• Cyber Liability
• Employment Practices Liability
• Pollution Liability
Send completed applications to: dealerguard.submissions.apu@amwins.com
Target Risks
• Franchised auto dealers or large independent auto dealers
• All lines quoted (Garage, Property, Excess, and DOL)
• 50-300 employees
• Low demo/employee ratio (<10%)
• Dealer enrolled in OEM rental or courtesy car program (mandatory in WI)
• 5+ years in operation (franchised & non-franchised)
• Documented premise, operational, and financial controls
• Developed and implemented employee handbook
• Minimum premium: $35,000
PACKAGE EXCLUSIONS
• Auto daily or weekly rental operations
• Bus, boat, motorcycle, and ATV dealers
• MA, NY, Los Angeles County, Cook County
DEALERS OPEN LOT EXCLUSIONS (flexible when all lines quoted)
• Flood coverage in or within 250 ft. of “A” or “V” FEMA zones
• Coastal wind coverage for trucks, trailers, or RVs <5 miles from shore
• Coverage for >$5M inventory stored indoors in earthquake prone areas
Submission Requirements
Garage Package Coverage
• Completed ACORD forms for each desired line of business (we accept Excel Statements of Value in lieu of Property ACORDs)
• Franchised Auto Dealership Questionnaire (documents listed on the checklist are required for underwriting and determine eligibility)
• Independent/Non-Franchised Auto Dealership Questionnaire
• Currently valued loss runs (current plus four prior years)
• Employee List Form (including birth date, job title, driver’s license number, and demo issuance)
• Employee Handbook
Open Lot Coverage
• Completed DealerGuard Application
• Currently valued loss runs (current plus four prior years)
• Franchised dealers: page one of most recent month end financial statement for each franchise/dealership
• Non-franchised dealers: detailed inventory listing for all vehicles
In addition to the coverages listed above, we may be able to provide quotes for the following optional coverages.
Please complete the appropriate application for:
• Cyber Liability
• Employment Practices Liability
• Pollution Liability
Send completed applications to: dealerguard.submissions.apu@amwins.com
Carrier Information
AIG
Admitted
Non-Admitted
Listing Contact
Matthew Cermak Program Manager
Offered By
Availability 47 states
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