CommunityAssociationGuard - HOA/POAs

Offered by AmWINS Group, Inc.

Community Homeowners Community Associations


CommunityAssociationGuard was designed specifically to meet the unique exposures of master planned communities and large scale recreational communities. The program's "sweet spot" includes upscale single family home developments that include clubhouses and various recreational amenities that provide an enriching family environment.

EligibleCommon area property and liability exposures of large-scale community associations.- Pools and waterparks- Equestrian facilities- Golf courses

IneligibleAssociations that require property coverage for residential condominiums or townhouses.

Minimum Premium$15,000

AvailabilityThe program is available in all U.S. states.

  • Properties with golf courses
  • Flood and Earthquake
  • Equipment Breakdown automatically included
  • Automobile (except MA & HI)
  • Crime
  • Inland Marine
  • Workers' Compensation
  • General Liability:
  • Armed or unarmed security can be covered
  • Herbicide and Pesticide application coverage
  • Employee Benefits Liability
  • Liquor Liability
  • Crisis Response Insurance
  • Umbrella
  • Underlying GL must be written to provide Umbrella coverage
Coverage can be written either on a mono-line or package basis. Coverage is provided on an admitted basis unless otherwise indicated.

Loss ControlThe CommunityAssociationGuard program is built around the concept of providing industry specific loss control and risk management services.

Claim ManagementAll claims under the CommunityAssociationGuard program will be handled by dedicated claim professionals. One of our program's greatest strengths is our ability to integrate specialized claims handling, loss control and prevention techniques for this market segment.

Submission Requirements
  • Completed ACORD Applications
  • 5 years of currently valued loss runs with details on any claims over $10,000
  • Full description of operations including those of additional named insureds
  • Expiring and target premiums
  • Community Association Profile
Please send submissions to:

*This is intended as a brief overview of the coverages offered. Please ask for complete copies of policies for a full description of coverage.


$15K Minimum Limit

Carrier Information


Listing Contact

Jeff Benjamin Program Manager

Offered By

AmWINS Group, Inc.

33 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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