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Contractors Pollution and Professional Liability (CPPL)

STRAVA Specialty

Artisan Contractors Contractors E&O Project Specific Mold Professional Liability Contractor Pollution Contractor Professional 50 states + DC

Description

STRAVA Specialty is an MGA providing best-in-class solutions for the contracting and consulting industries. Our Contractors Pollution and Professional Liability (CPPL) product provides both pollution liability (claims made or occurrence) and claims made professional liability coverage for all classes of contractor and consultant on a practice ...

Details

Has Pen

Appointment Required

Carrier Information

Accelerant Specialty Insurance Company

Non-Admitted

Rating A- IX

 

Offered By

STRAVA Specialty

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction / Contractor Program

Midwestern Insurance Alliance, LLC

Construction Commercial Contractors Electrical Contractor Plumbing Concrete Pumping Grading & Excavation Contractors Painting Contractor Plastering + 2 more 11 states

Description

Midwestern Insurance Alliance (DBA) MWIA in California. MIA is a Kentucky-based General Agent and is pleased to offer workers compensation coverage effective 12/1/2016, for businesses engaged in contracting/construction operations. Over 50 class codes to choose from with our A++ carrier, minimum premium is $15,000. Email submissions to: ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

Midwestern Insurance Alliance, LLC

10 listings in 43 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Business Auto

Litchfield Special Risks

Business Auto Funeral Home Contractors Vehicles Dry Cleaners Commercial Auto Fleet 39 states

Description

Qualifying Eligibility: • From One unit accounts to large fleet • Up to $1 Million in Combined Single Limit • Can also write the General Liability Package Target Classes:  • Contactors vehicles • Farm vehicles • Office • Retail • Restaurant delivery ...

Details

Has Pen

Appointment Required

Carrier Information

Various

Non-Admitted

Rating A and better

 

Rating By AM Best

 

Offered By

Litchfield Special Risks

5 listings in 40 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Broad Range Workers' Compensation

PMC Insurance Group

Home Healthcare Manufacturing Workers' Comp / Payroll Service Artisan Contractors Workers Comp Workers Compensation Workers Compensation Hospice + 1 more 50 states + DC

Description

PMC Insurance Group is one of the leading wholesalers for workers' compensation markets in the country. Our Staff provides your agency with Experience, Service and Access to many of the Top A Rated Carriers. Our markets cover a broad range of classes and premium sizes starting at $2,500. ...

Details

$2K Minimum Premium

Carrier Information

Multiple Nationwide Options

Admitted

 

Offered By

PMC Insurance Group

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Commercial Surety Bonds

Surety One, Inc.

Freight Broker Bond Contractor Bond Mortgage Broker Bond Claims Adjuster Bond Collection Agency Bond Lost Instrument Bond Auto Dealer Bond + 3 more 50 states + DC

Description

This class is made up of simple, transactional bonds that do NOT contain contract performance guarantees. L&P bonds, public official bonds, court bonds and miscellaneous bonds are the major categories of this class. LICENSE BONDS Up to $25,000, ordinarily only a completed application is necessary. Larger bonds require ...

Details

$45M Maximum Premium

$500 Minimum Premium

Carrier Information

Admitted

 

Offered By

Surety One, Inc.

23 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors Pollution Liability

Balance Partners

Mold Contractor Pollution Contractors Pollution Liability Environmental Contractors Asbestos Environmental Trade Contractors 49 states

Description

Balance Partners has underwriting authority for an A+ XV carrier and provides: • Exposure Expertise • Quick Turnaround • Producer Sales Support We bring creativity to the market and can tailor terms for a single offering or construct a program for producers seeking to protect their current ...

Details

$5M Maximum Premium

Has Pen

Carrier Information

Lloyd's of London

Non-Admitted

Rating A+ XV

 

Rating By A.M. Best

 

Offered By

Balance Partners

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors

Griffin Underwriting Services

Home Builders Janitorial Roofers Landscape Contractor Contractors Demolition Contractors General Contractors Framers Restoration Paper Contractors 50 states + DC

Description

Product Features • General Liability limits up to $5,000,000 • Per Project Aggregate limits available • Medical Payment up to $5,000 • Blanket Additional Insured available • Many classes have no deductible • Primary Non-Contributory available • Waiver of Subrogation available • ...

Details

$25M Maximum Premium

Has Pen

Appointment Required

Carrier Information

Multiple Available

Admitted

Non-Admitted

 

Offered By

Griffin Underwriting Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors Artisan & Trade

CID Insurance Programs, Inc.

Professional Liability Contractors Pollution Liability Artisan Contractors Manufacturing Contractors Inland Marine Service Construction Service Contractors + 1 more 12 states

Description

Target Clients: • Small to medium size artisan contractors • More than 30 classes of eligible artisans • Engaged in construction of new commercial or residential structures • Maintenance, service, repair or remodeling of existing structures • Artisan entity performing 1 or 2 trades • Subcontracting no more than 25 ...

Carrier Information

Non-Admitted

 

Offered By

CID Insurance Programs, Inc.

10 listings in 14 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction

McKee Risk Management

Construction Contractors Street & Road Contractors General Liability Contractors Workers Comp Commercial Contractors Contractors Equipment + 2 more 49 states

Description

McKee Risk Management's Construction Practice focuses on defined segments of this industry. Our team understands the complex issues many contractors face when it comes to their insurance coverage. With this knowledge, our underwriters can provide creative, encompassing, and responsive insurance solutions for middle market contractors. As a testament to our ...

Details

$25K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

Rating A+15

 

Rating By A.M. Best

 

Offered By

McKee Risk Management

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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High Mod / Workers Comp Programs

MartinoWest Business & Insurance Solutions

High Mod Work Comp Landscape Contractor Workers Compensation High ExMod Contractors Roofing Pay-As-You-Go Workers' Comp / Payroll Service Staffing + 1 more 50 states + DC

Description

MartinoWest offers solid relationships with our A-Rated markets to ensure efficient, well reviewed and aggressively priced proposals. We also offer an established override contingency for qualified retail brokers and a generous commission split structure. Minimum Premium: $25,000 Mods from 1.0 - 4.0 Target Class Codes • Crane Operations ...

Details

$25K Minimum Premium

Carrier Information

Chaundra Martino

Admitted

Non-Admitted

 

Offered By

MartinoWest Business & Insurance Solutions

3 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Workers' Comp Alternative Solutions - Contractors

Valiant Insurance Services, LLC

High Mod Work Comp Restaurant Workers Comp Workers Compensation California Workers Comp Hi Mod Workers Comp Contractors Workers Comp Workers Comp + 2 more 16 states

Description

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers' Compensation submissions. By working with Valiant, you'll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, ...

Carrier Information

9 "A" rated carriers

Admitted

 

Offered By

Valiant Insurance Services, LLC

7 listings in 16 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Workers' Comp - Contractors

Valiant Insurance Services, LLC

High Mod Work Comp Workers Compensation Contractors California Workers Comp Contractors Workers Comp Workers Comp Hard To Place Workers Comp 16 states

Description

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers' Compensation submissions. By working with Valiant, you'll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, ...

Carrier Information

9 "A" rated carriers

Admitted

 

Offered By

Valiant Insurance Services, LLC

7 listings in 16 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Workers' Comp Alternative - Roofers

Valiant Insurance Services, LLC

High Mod Work Comp Workers Compensation California Workers Comp Hi Mod Workers Comp Contractors Workers Comp Workers Comp Roofers Work Comp + 1 more 16 states

Description

Valiant Insurance Services, LLC is a new breed of aggregator specializing in finding alternative solutions through top-rated carriers for your Workers' Compensation submissions. By working with Valiant, you'll have access to 9 Admitted “A” rated carriers offering solutions for over 300 class codes, as well as high ex-mods, new ventures, ...

Carrier Information

9 "A" rated carriers

Admitted

 

Offered By

Valiant Insurance Services, LLC

7 listings in 16 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Landscaping Contractors Insurance

NIP Group

Landscape Gardening Landscaper Landscape Contractor Landscape Architecture Lawn Care Lawn & Tree Lawn & Ornamental Lawn Pesticide & Herbicide + 1 more 50 states + DC

Description

Landscapers and lawn care specialists are faced with many challenges, not the least of which is managing complex risk and insuring themselves against loss. Knowing how to properly service this class of business is crucial to success. NIP Group has been insuring ...

Details

$10K Minimum Premium

Has Pen

Carrier Information

AXA XL

Admitted

Rating A+ (Superior)

 

Rating By A.M. Best

 

Offered By

NIP Group

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hired & Non-Owned Auto Liability

CRC

Social Services Landscape Contractor Commercial Property Hired & Non-Owned Auto 50 states + DC

Description

CRC Brokerage offers Hired & Non-Owned Auto Liability coverage nationwide. This important protection covers scenarios such as: hotels hiring a service to shuttle guests; home health care workers driving to visit patients; employees going to the airport on business; furniture stores hiring a local moving company to deliver goods; employees ...

Details

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Non-Admitted

Rating A- VIII

 

Rating By AM Best

 

Offered By

CRC

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Residential Contractors/Construction - pollution liability

STRAVA Specialty

Mold Wrap-ups OCIP Residential Construction CCIP Contractor Pollution 50 states + DC

Description

STRAVA Specialty is an MGA providing best-in-class pollution and professional liability solutions for the contracting and consulting industries. We have the ability to provide practice and project-specific (including OCIP/CCIP) occurrence CPL coverage including claims made mold coverage for stick frame single family home/condo/apartment/townhome construction. Practice policy terms up to ...

Details

Has Pen

Appointment Required

Carrier Information

Accelerant Specialty Insurance Company

Non-Admitted

Rating A- IX

 

Offered By

STRAVA Specialty

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Marine Construction

The American Equity Underwriters, Inc.

USL&H Marine Construction Marine Contractors MEL Marine Workers Comp 50 states + DC

Description

The American Equity Underwriters, Inc. (AEU) is the program administrator of the American Longshore Mutual Association Ltd (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act.  Shipbuilders, ...

Details

$10K Minimum Premium

Has Pen

Carrier Information

American Longshore Mutual Association

Rating Not required; U.S. Department of Labor Approved

 

Offered By

The American Equity Underwriters, Inc.

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Commercial Marine Companies

The American Equity Underwriters, Inc.

USL&H Marine MEL Marine Workers Comp Marine Contractors 50 states + DC

Description

The American Equity Underwriters, Inc. (AEU) is the program administrator of the American Longshore Mutual Association Ltd (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act.  Shipbuilders, ...

Details

$10K Minimum Premium

Has Pen

Carrier Information

American Longshore Mutual Association

Rating Not required; U.S. Department of Labor Approved

 

Offered By

The American Equity Underwriters, Inc.

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
USL&H

The American Equity Underwriters, Inc.

USL&H MEL Ship Repair Ship Builders Ship Yards Marine Marine Construction Marine Workers Comp Marine Contractors Workers Compensation 50 states + DC

Description

The American Equity Underwriters, Inc. (AEU) is the program administrator of the American Longshore Mutual Association Ltd (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act.  Shipbuilders, ...

Details

$10K Minimum Premium

Has Pen

Carrier Information

American Longshore Mutual Association

Rating Not required; U.S. Department of Labor Approved

 

Offered By

The American Equity Underwriters, Inc.

6 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
General Liability for Contractors: Clear Spring

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

Contractors General Liability Contractors Roofers Framers Residential Construction Commercial Construction Installation 38 states

Description

BTIS offers a wide range of top-rated Contractor General Liability options through Clear Spring Insurance, with multiple payment plans and limits up to $1M/$2M/$2M. Admitted and non-admitted options are available, with affordable premiums and rapid turnaround times. Coverage is available in most states, with ...

Details

$2M Maximum Premium

$300K Minimum Premium

Carrier Information

Victory

Rating A-

 

Rating By A.M. Best Co.

 

Offered By

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

20 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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