USL&H
Offered by The American Equity Underwriters, Inc.
USL&H MEL Ship Repair Ship Builders Ship Yards Marine Marine Construction Marine Workers Comp Marine Contractors Workers CompensationDescription
The American Equity Underwriters, Inc. (AEU) is the program administrator of the American Longshore Mutual Association Ltd (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act.
Shipbuilders, ship repairers, marine terminal operators, stevedores, marine contractors and other waterfront employers may apply for ALMA membership through their insurance broker.
Coverage
- United States Longshore & Harbor Workers’ Compensation Act
- Defense Base Act
- Outer Continental Shelf Lands Act
- Nonappropriated Fund Instrumentalities Act
Plans Include
- First Dollar
- Single and Multi-year Programs
- Loss-Sensitive Plans
- Deductible
- Excess Over Qualified Self-Insurance
Limits
- Federal Acts: Statutory
- Employer’s Liability: $1,000,000
Target Classes
A minimum of 10% of the company’s payroll must be USL&H exposure (unless incidental-only)
- Ship Builders
- Stevedores
- Terminal Operators
- Barge Repairers
- Marine Construction
- Ship Repairers
- Steamship Agents
- Luxury Yacht Builders
- Coal Docks
- Offshore Industries
The below preferred classes may also have USL&H (possibly incidental-only) exposure:
- Heating and A/C Contractors
- Engine Repair
- Fire Extinguisher Servicing
- Sheet Metal Work
- Architects and Engineers
- Refrigeration Repair
- Pest Control
- Carpentry
- Electricians
- Welders
- Painters
- Wallboard Installation
- Communications Repair
- Crane Installations and Repair
- Concrete/Cement Work
Details
Carrier Information
American Longshore Mutual Association
Rating Not required; U.S. Department of Labor Approved
Listing Contact
Marketing Department
Offered By
Availability 50 states + DC
Covered
Not Covered