2073 Results Found

Select Tag

Select State

Filter By Details

Preferred Platinum Listing
Access Multiple Workers Comp Carriers on our Online Platform

XPT Specialty

Workers Comp Workers Compensation California Workers Comp Contractors Workers Comp Hotel Workers Comp Healthcare Workers Comp Artisan Contractors + 3 more 47 states

Description

XPT has launched its Workers' Comp online platform to offer you access to multiple A-rated carriers from a single submission. Our cutting-edge platform will also offer you a much faster and efficient way to submit your business. The platform allows you to determine if the account is eligible for underwriting ...

Details

Appointment Required

Carrier Information

 

Offered By

XPT Specialty

30 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Main Street Solutions: Retail and Hospitality

Atlas General Insurance Services

Grocery Restaurants Hotels Golf Course Country Clubs Auto Dealers Clothing Stores Liquor Stores Retail Sandwich Shop 1 state

Description

Main Street Solutions: Retail and Hospitality - RPS Signature Programs California Main Street Solutions: RPS Signature Programs offer customized workers' compensation coverage for your clients, providing broad underwriting capabilities, access to the top markets and no premium thresholds. Our programs are designed for: • Grocery stores • ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

Atlas General Insurance Services

16 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Platinum Listing
Non-Standard Auto Insurance (Texas)

Amwins Underwriting

Personal Auto Auto Insurance Nonstandard Nonstandard Auto MGA Managing General Agent Roadside Assistance Roadside Repair Towing Services Discounts 1 state

Description

Specializing in Giving You More, When You Need it Most. The Amwins Underwriting division's Amwins Specialty Auto (ASA) team is a non-standard auto MGA that offers affordable personal auto insurance programs for individuals located in Texas.   Amwins Specialty Auto is committed to the personal lines auto business and we are in it ...

Details

Has Pen

Appointment Required

Carrier Information

Worth Casualty Company

Admitted

Rating A- (Excellent)

 

Rating By AM Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Platinum Listing
Non-Standard Auto Insurance (Florida)

Amwins Underwriting

Auto Insurance Nonstandard Auto Nonstandard Personal Auto MGA Managing General Agent Roadside Assistance Roadside Repair Towing Services Discounts 1 state

Description

Specializing in Giving You More, When You Need it Most. The Amwins Underwriting division's Amwins Specialty Auto (ASA) team is a non-standard auto MGA that offers affordable personal auto insurance programs for individuals located in Florida.   Amwins Specialty Auto is committed to the personal lines auto business and we are ...

Details

Has Pen

Appointment Required

Carrier Information

Lyndon Southern

Admitted

Rating A- (Excellent)

 

Rating By AM Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Commercial Auto Cargo & Physical Damage

Align General Insurance Agency, LLC

Auto Automobiles Commercial Commercial Auto For Hire Hauler Intermediate Haul Local Delivery Public Trucking 5 states

Description

Align General announces a new Commercial Auto Program. Among the classes considered are Local and Intermediate Trucking, Contractors including Heavies and Extra Heavies, Wholesalers, Retailers, Distributors and many classes of Public Livery. Any size account considered.Align General announces a new Commercial Auto Program. Among the classes considered are Local and ...

Details

$750K Maximum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

Align General Insurance Agency, LLC

4 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Physical Damage Insurance - Commercial Trucking

Guardian Insurance Wholesalers, Inc.

Transportation Trucking Commercial Auto Inland Marine Commercial Auto Physical Damage Physical Damage 49 states

Description

Physical Damage Program with Lloyd's of London. A.M. Best “A” Rated Non-Admitted Carrier, Available in ALL States .Acceptable Commodities: Paper, Plastics, Groceries, Flatbed, Reefer and more. The program is focused on risks with 1-10 power units, including New Ventures. This Comprehensive coverage can be mono-line or written as a Combo ...

Details

Has Pen

Appointment Required

Carrier Information

Lloyd's of London

Non-Admitted

 

Offered By

Guardian Insurance Wholesalers, Inc.

7 listings in 49 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Surety Bonds

Surety Bonds Direct, LLC

Surety Bonds Contractor License Bond Used Auto Dealer Bond Commercial Surety Bond Contract Bond 50 states + DC

Description

Contract and commercial surety bonds. We use a simplified bonding process and leverage our deep surety market expertise to negotiate the best rates with leading surety companies on your behalf.

Details

$5M Maximum Premium

$5K Minimum Premium

Has Pen

Carrier Information

Admitted

 

Offered By

Surety Bonds Direct, LLC

1 listing in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Driving Schools

Lancer Insurance Company

Commercial Auto Business Auto Student Driver Driving School 5 states

Description

Lancer provides commercial automobile coverages to private passenger and mixed fleet driving schools. No minimum premiums. No minimum/maximum units. Since 2021, Lancer Insurance Company has been a division of Core Specialty Insurance Holdings, Inc.

Details

Has Pen

Carrier Information

https://login.lancerinsurance.com/cgi-bin/login.cgi

Admitted

 

Offered By

Lancer Insurance Company

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Auto Rental

Lancer Insurance Company

Commercial Auto Auto Rental Rental Car Rent-A-Car Rental Fleets Collision Shop Auto Repair 50 states + DC

Description

Lancer provides commercial automobile coverages to independent and franchised rental car agencies and autobody/repair shops. Since 2021, Lancer Insurance Company has been a division of Core Specialty Insurance Holdings, Inc.

Details

Has Pen

Appointment Required

Carrier Information

Lancer Insurance Company

Admitted

Rating A-VIII

 

Rating By AM Best

 

Offered By

Lancer Insurance Company

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Auto Parts

SHG Insurance Services, LLC

50 states + DC

Description

CGL including products for manufacturers, distributors and importers of OEM and aftermarket auto / vehicle parts. New ventures and established companies.

Details

$2M Maximum Premium

Has Pen

Carrier Information

Unable to Disclose

Non-Admitted

Rating A 15

 

Rating By Best's

 

Offered By

SHG Insurance Services, LLC

4 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Commercial Programs

General Star

Commercial Package Commercial Property Commercial 50 states

Description

The Commercial Programs Division of General Star offers primary and excess insurance solutions for wholesale produced homogeneous, aggregated portfolios of risks, Associations and Risk Purchasing Groups within a delegated authority business model. Authority to underwrite, quote, bind and issue policies is delegated to a qualified MGU/MGA or Program Administrator. Product ...

Carrier Information

 

Offered By

General Star

9 listings in 50 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Roofing - Commercial & Residential

Shield Commercial Insurance Services

CGL Contractors General Liability Roofers Roofing Online Quote New Construction 40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums for roofing coverage starting at $2,500.  ...

Details

$2.5K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Painting, Plastering & Sandblasting

Shield Commercial Insurance Services

CGL Contractors General Liability Artisan Contractors Online Quote New Construction Painting Plaster Sandblasting General Contractors Paper GC 40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums starting as low as $1,000.  ...

Details

$1K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Window & Door Install

Shield Commercial Insurance Services

CGL Contractors General Liability Online Quote New Construction Artisan Contractors Window Installation Door Installation 40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums starting as low as $1,000.  ...

Details

$1K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Swimming Pool Installation & Maintenance

Shield Commercial Insurance Services

CGL Contractors General Liability Online Quote New Construction Swimming Pools Swimming Pool Contractor General Contractors Artisan Contractors 40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums starting as low as $1,000.  ...

Details

$1K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Contractors Professional & Pollution Liability

Shield Commercial Insurance Services

Contractors Contractor Pollution Professional Liability For Contractors 50 states + DC

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive! Minimum premium is $1,500 for Contractors Professional & Pollution Liability (CPPL) coverage. We have a very user-friendly online rater that allows you ...

Details

$1.5K Minimum Premium

Appointment Required

Carrier Information

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
GC/Paper Contractors

Shield Commercial Insurance Services

CGL Contractors General Liability General Contractors Paper GC Paper Contractors Online Quote New Construction Artisan Contractors 40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums starting as low as $1,000.  ...

Details

$1K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Masonry and Tile & Marble

Shield Commercial Insurance Services

CGL Contractors General Liability Masonry Tile Marble Online Quote New Construction Artisan Contractors 40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums starting as low as $1,000.  ...

Details

$1K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Debris Removal

Shield Commercial Insurance Services

40 states

Description

Shield Commercial Insurance Services has been in business since 2004 and offers a full line of commercial and residential contractor insurance coverage. Our pricing is very competitive, especially on roofers and general contractors. We write new ventures and paper contractors and have premiums starting as low as $1,000.  ...

Details

$1K Minimum Premium

Appointment Required

Carrier Information

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Gold Listing
Inland Marine - Combination

Shield Commercial Insurance Services

Inland Marine Tools Installation Floater Equipment Job Site 38 states

Description

At Shield Commercial Insurance Services, we offer big coverage for small tools! Enhanced Combination Inland Marine coverage with limits up to $75,000. Featuring one-click blanket coverage that includes: • Small Tools • Equipment & job site property • Installation floater • Employee tools & ...

Details

$225 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Nationwide

Admitted

Rating A

 

Rating By AM Best

 

Offered By

Shield Commercial Insurance Services

30 listings in 50 states + DC

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing

Did you find what you were looking for?

Let us help you find the market.

People also searched:

/ 10 Selected