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Intermodal Transportation

Amwins Underwriting

Intermodal Transportation Intermodal Intermodal Hauler Fleets Commercial Auto Fleet Warehouses Physical Damage Auto Liability Cargo Liability + 1 more 17 states

Description

TUMI, part of the Amwins Underwriting division, offers two Intermodal Transportation programs available on an admitted and non-admitted basis to retail brokers.  The programs are backed by carriers rated “A-” or better by A.M. Best and offer superior claims service, risk insights, and risk management tools.  Accounts eligible: − Single owner ...

Carrier Information

Admitted

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
New Admitted MTC Carrier with International CDL Capacity

RMGA

Motor Truck Cargo Legal Liability Motor Truck Cargo 1 state

Description

New MTC admitted program for Dry Van and Flatbed Operations. • Limits of Liability up to 500K • Min Premium $500 • Mexico International License Accepted • Great coverage • Limited Appointments

Details

Appointment Required

Carrier Information

Admitted

 

Offered By

RMGA

4 listings in 1 state

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Towing / Tow Truck Services

Western Skies MGA, LLC

Auto Haulers Towing Cargo Physical Damage Monoline 15 states

Description

Western Skies MGA is a licensed wholesale and E&S brokerage that specializes in insuring Towing and Auto Hauler accounts. Our premiere program is our Benchmark Insurance Company Towing Program, and also have access to the Benchmark Specialty  Insurance non-admitted program in certain states.  We also offer Monoline  Cargo and Monoline ...

Carrier Information

Benchmark Insurance Company, Benchmark Specialty Insurance, PMA, Lloyd's, Crum & Forster

Admitted

Non-Admitted

 

Offered By

Western Skies MGA, LLC

5 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Monoline Physical Damage

Western Skies MGA, LLC

Towing Tow Trucks Auto Haulers Monoline Physical Damage Cargo 15 states

Description

Western Skies MGA is a licensed wholesale and E&S brokerage that specializes in insuring Towing and Auto Hauler accounts. Our premiere program is our Benchmark Insurance Company Towing Program, and also have access to the Benchmark Specialty  Insurance non-admitted program in certain states.  We also offer Monoline  Cargo and Monoline ...

Carrier Information

Benchmark Insurance Company, Benchmark Specialty Insurance, PMA, Lloyd's, Crum & Forster

Admitted

Non-Admitted

 

Offered By

Western Skies MGA, LLC

5 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Monoline Cargo

Western Skies MGA, LLC

Towing Tow Trucks Monoline Physical Damage Cargo Auto Haulers 15 states

Description

Western Skies MGA is a licensed wholesale and E&S brokerage that specializes in insuring Towing and Auto Hauler accounts. Our premiere program is our Benchmark Insurance Company Towing Program, and also have access to the Benchmark Specialty  Insurance non-admitted program in certain states.  We also offer Monoline  Cargo and Monoline ...

Carrier Information

Benchmark Insurance Company, Benchmark Specialty Insurance, PMA, Lloyd's, Crum & Forster

 

Offered By

Western Skies MGA, LLC

5 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Towing, Tow Trucks, Auto Haulers, Monoline Physical Damage, Monoline Cargo

Western Skies MGA, LLC

Auto Haulers Towing Monoline Commercial Auto Physical Damage Cargo Tow Trucks 15 states

Description

Western Skies MGA is a licensed wholesale and E&S brokerage that specializes in insuring Towing and Auto Hauler accounts. Our premiere program is our Benchmark Insurance Company Towing Program, and also have access to the Benchmark Specialty Insurance non-admitted program in certain states. We also offer Monoline ...

Carrier Information

Benchmark Insurance Company, Benchmark Specialty Insurance, PMA, Lloyd's, Crum & Forster

Admitted

Non-Admitted

 

Offered By

Western Skies MGA, LLC

5 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Auto Haulers

Western Skies MGA, LLC

Auto Haulers Monoline Physical Damage Cargo 15 states

Description

Western Skies MGA is a licensed wholesale and E&S brokerage that specializes in insuring Towing and Auto Hauler accounts. Our premiere program is our Benchmark Insurance Company Towing Program, and also have access to the Benchmark Specialty  Insurance non-admitted program in certain states.  We also offer Monoline  Cargo and Monoline ...

Carrier Information

Benchmark Insurance Company, Benchmark Specialty Insurance, PMA, Lloyd's, Crum & Forster

Admitted

Non-Admitted

 

Offered By

Western Skies MGA, LLC

5 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Cargo & Physical Damage

Amwins Underwriting

Cargo Physical Damage Dump Trucks Motor Truck Cargo Intermodal Long Haul Trucking Tow Trucks Truckers General Liability Non-Trucking Liability + 1 more 43 states

Description

TUMI, part of the Amwins Underwriting division, offers a competitive program for local, intermediate, and long-haul trucking companies requiring cargo and physical damage coverage. Coverage is provided by "A" rated carriers from admitted and non-admitted markets.  Eligible accounts: • Dump trucks • Tow trucks • Auto haulers • ...

Carrier Information

Various

Admitted

Non-Admitted

Rating A (Excellent)

 

Rating By A.M. Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Freight Broker Contingent Auto Liability

Transportation Risk Underwriters

Freight Broker Bond Freight Brokers Freight Forwarders Contingent Cargo Contingent Liability 48 states

Description

Contingent Auto Liability, Contingent Cargo, and GL markets for Freight Brokers/Truck brokers. New market has low minimum premiums for preferred risks. Non-Monthly Reporting/No Annual Audit program available. We offer contingent cargo (Admitted and non-admitted basis), contingent auto liability, Motor Truck Cargo for carriers. We can now offer products for exempt-commodity ...

Details

Has Pen

Appointment Required

Carrier Information

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

Transportation Risk Underwriters

10 listings in 48 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Motor Truck Cargo Insurance

Innovative Risk Insurance Services LLC

Trucking Auto Haulers Cargo Insurance Cargo/Inland Marine Campers Contingent Cargo Short Haul Trucking Long Haul Trucking Container Hauler Excess Cargo 49 states

Description

Will write hard to place risk, New Ventures, Excess policies, Hazardous materials, Auto Haulers, Boat Haulers, etc.  Admitted and Non-Admitted markets available.  For agency appointment inquiries please email: info@innovativerisks.com

Details

$255 Maximum Premium

$255 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Multiple Carriers Avaliable

Admitted

Non-Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Innovative Risk Insurance Services LLC

6 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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NEW Online Multi Carrier Rater for Truckers Physical Damage and Cargo

Guardian Insurance Wholesalers, Inc.

Physical Damage Cargo Motor Truck Cargo Auto Physical Damage Commercial Auto Physical Damage Cargo Insurance Cargo Liability Motor Truck Cargo Legal Liability 48 states

Description

Guardian puts the power of rating in our agents hands. Our new Online Multi Carrier Motor Truck Cargo and Physical Damage rater is available for most states, for trucking companies with 1 unit & up. Get competitive Cargo and Physical Damage rates in seconds. Truckers GL & ...

Details

Has Pen

Appointment Required

Carrier Information

Emily Gootee

Admitted

Non-Admitted

 

Offered By

Guardian Insurance Wholesalers, Inc.

7 listings in 49 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Non-Fleet Trucker's Physical Damage and Cargo Liability

Rocklake Insurance Group, Inc.

Trucking MTC Excess MTC Physical Damage Monoline Motor Truck Cargo 49 states

Description

Rocklake Insurance Group specializes in offering multiple carriers for physical damage or motor truck cargo for trucking fleets between 1 and 10 power units. We offer both admitted and surplus lines carriers that will write on either scheduled unit or reporting forms. Open to most classes of business categories including dry ...

Details

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Non-Admitted

Rating A-

 

Rating By AM Best

 

Offered By

Rocklake Insurance Group, Inc.

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Freight Brokers' Contingent Liability Program

TIP National, LLC

Freight Brokers Contingent Cargo Contigency Coverage Contingent Liability Professional Liability For Contractors Trucking 50 states + DC

Description

TIP National's Freight Broker CONTINGENT Liability program is designed to protect freight brokers when they are held responsible for the actions of motor carriers that they select.  Program utilizes a comprehensive form addressing multiple lines of coverage in one policy streamlining the process for the insured. Coverages • ...

Details

$1M Maximum Premium

$100K Minimum Premium

Appointment Required

Carrier Information

LLOYDS OF LONDON

Non-Admitted

Rating A+

 

Rating By A.M. BEST

 

Offered By

TIP National, LLC

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
PD, Cargo & Trailer Interchange

ISC (Integrated Specialty Coverages)

General Liability Cargo Excess Inland Marine Physical Damage Trailer Interchange NTL 49 states

Description

From our in-house markets to our A-rated admitted carriers, ISC offers PD & Cargo insurance solutions for fleets from port to delivery in all 48 contiguous states. Limits Available • Cargo/Inland Marine - $25K to $1MM • Excess Coverage - $1MM • Trailer Interchange - ...

Carrier Information

 

Offered By

ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Cargo / Global Trade and Transit

Amwins Underwriting

Cargo Manufacturing Ocean Cargo Export Marine Cargo Ocean Marine Cargo Stock Throughput Importers Cargo Transit Transit And Cargo 50 states + DC

Description

Amwins Specialty Logistics Underwriters is a specialty MGA dedicated to providing Ocean Marine insurance for a variety of insureds in the global manufacturing, trade and transit industry. Does your insured's business import or export its products? Do they source raw materials or distribute/sell manufactured goods overseas? If you ...

Details

$5K Minimum Premium

Appointment Required

Carrier Information

Argo

Admitted

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo

GIC Underwriters, Inc.

Motor Truck Cargo Cargo Cargo Insurance MTC 1 state

Description

• Admitted Paper • No Radius Restrictions • Quick - Same Day Underwriting Response • Coverage available for risks based out of Florida only • A++ Superior Rated Carrier • Member of the Chubb Group Companies

Details

Has Pen

Appointment Required

Carrier Information

Chubb Group Companies

Admitted

 

Offered By

GIC Underwriters, Inc.

3 listings in 4 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Cargo and Phys Dam

Brazos Specialty Risk, Inc.

Cargo Physical Damage Motor Truck Cargo Trucking Truckers 41 states

Description

We have a multiple admitted and non admitted markets to assist with your cargo and physical damage needs. Physical damage starting at 1% for larger fleets

Details

$1M Maximum Premium

Has Pen

Appointment Required

Carrier Information

Varies By State

Admitted

 

Offered By

Brazos Specialty Risk, Inc.

6 listings in 49 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Trucking

Smart Choice Express Markets

Trucking Trucking Liability Long Haul Trucking Cargo 45 states

Description

No matter the type and size of the operation, ensure trucking clients businesses are protected.  Express Markets offers independent insurance agents access to broad portfolio of excess, surplus and Specialty carriers. Where do you turn when standard markets fail? Every agent knows there are some risks standard carriers just ...

Details

Has Pen

Appointment Required

Carrier Information

 

Offered By

Smart Choice Express Markets

36 listings in 50 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Inland Marine

Smart Choice Express Markets

Inland Marine Cargo Shipments Cargo/Inland Marine 45 states

Description

Inland Marine insurance provides protection from a potential loss due to the shipment of property.  Ensure your clients who transport cargo are properly covered.  Express Markets offers independent insurance agents access to broad portfolio of excess, surplus and Specialty carriers. Where do you turn when standard markets fail? Every agent knows ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

Smart Choice Express Markets

36 listings in 50 states

Engaged
View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Inland Marine

Bass Underwriters

Inland Marine Contractors Equipment Fine Arts Bailee Motor Truck Cargo Equipment Dealers Warehouse Legal Liability Builders Risk Auto Physical Damage 36 states

Description

Bass Underwriters offers inland marine protection. Target Classes: • Contractors Equipment  • Bailees • Motor Truck Cargo • Auto Physical Damage • Contingent MTC • Builders Risk  • Installation Floater • EDP • Warehouseman's Legal Liability • Equipment Dealers ...

Carrier Information

 

Offered By

Bass Underwriters

20 listings in 37 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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