D & O Liability for Community Associations

Offered by Kevin Davis Insurance Services, Inc.

Condominium Associations Directors & Officers Homeowners Associations


D & O Liability for Community Associations Directors & Officers (D&O) liability insurance protects you as well as your association from damages (awards and settlements) and the defense costs resulting from wrongful act allegations and lawsuits. This unique policy offers some of the best enhancements available today!

Coverage Highlights:
• Protects directors, officers, trustees, employees, volunteers and committee members, as well as the community association with a broad definition of claim
• Has a "duty to defend" feature that provides legal defense for allegations of wrongful acts and covers associated defense costs
• Provides claims made coverage with reporting of claims "as soon as practicable" after the end of the policy period
• Provides coverage for monetary and non-monetary claims
• Covers punitive and exemplary damages where insurable under applicable law
• Covers lawsuits and allegations involving wrongful termination, discrimination, and general breach of fiduciary duty
• Provides coverage for the independent community management company
• Has optional coverage available for the builder/developer while acting as a member of the Board


$5M Maximum Limit

$1M Minimum Limit

Has Pen

Carrier Information



Rating A

Rating By AM Best

Listing Contact

Sherry Branson Marketing Project Manager

Offered By

Kevin Davis Insurance Services, Inc.

6 listings in 50 states + DC

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Availability 50 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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