Fire & Water Restoration Contractors
Offered by Specialty Program Group | Environmental
Fire & Water Restoration Fire And Water Restoration Contractors Pollution CGL CGLDescription
Fire & water restoration contractors work on locations that have experienced natural or accidental disasters. These disasters may be small, such as a burst pipe, or bigger problems like fires, smoke damage, storm damage, damage from heavy rains, floods, tornadoes, hurricanes--even tsunamis. They can be devastating for the businesses that have to be restored; however, if a restoration contractor exacerbates or creates an adverse environmental condition during restoration activities, their client as well as their own restoration business, may never recover.
Available coverages include: Contractors Pollution Liability, E&O, Site Pollution Liability, Auto, Workers Comp, and Excess. See all product options.
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Environmental Concerns for Fire/Water Restoration Contractors
Examination of area, cleanup of areas, bringing in heavy equipment if needed, and cleanup/removal of trash
- Security during examination of area: because they often don’t know what they may encounter, fire-water restoration contractors have to secure their work areas and make sure that third parties do not enter the work area where they may be exposed to hazardous materials.
- Cleanup of areas: fire-water restoration contractors often have to clean possessions on and off-site. Often, these possessions may have been affected by chemicals on-site or when water intrusion has occurred, mold can appear. Mold may become airborne and affect contractor employees or third parties.Â
- Bringing in heavy equipment when needed: spills may occur from tanks containing fuel for heavy equipment or exhaust fumes from equipment may be generated.
- Hazardous and non-hazardous materials may spill during loading/unloading activities.
Transporting waste or materials to or from a job site
- Spills may occur while chemicals or equipment are being transported to or from the job site, or during loading/unloading.
- Spills may occur while waste, debris, etc. are being transported from the job site to a disposal site.
Disposal of waste at non-owned facilities
- Restoration debris may be inadvertently mixed with hazardous waste and then disposed of improperly, causing contamination conditions at the landfill or disposal facility.Â
- Improper disposal of air conditioning and refrigeration units which could result in fines, penalties, or claims against restoration entities.
- Improper disposal of asbestos, lead, polychlorinated biphenyls (PCBs) containing components which are regulated and should be handled as hazardous waste.Â
Insured’s owned premises
- Materials that are being cleaned off-site may contain hazardous materials and could spill at the restoration contractor’s premises.
- Contamination at owned premises could be caused by cleaning/maintenance chemicals or storage of heavy equipment, mobile equipment, or vehicles.
- Storage of paints, chemicals, solvents, etc. at owned premises.
- ASTs used for waste oil, hydraulic fluids, or fuel.
- USTs used for refueling vehicles or heating oil.
Listing Contact
Jamie Lewis President
Offered By
Availability 50 states + DC
Covered
Not Covered
