XpressHomeowners - Specialty Homeowners
Offered by Appalachian Underwriters, Inc.
Vacant Homeowners HO3 Coastal Tenant Rental Properties Lapse In Coverage Prior Claims Short-term Rental No PriorDescription
NEW: Low Value HO8 & DP1 program live in FL, GA, IL, MO, NC, SC & TN
State Availability:
- Serving - Tier 1 & Inland Territories for DP1 & HO8 (Brit Global Specialty US) in FL, GA, IL, MO, NC, SC & TN
- Serving - Tier 2 & Inland Territories for HO3 (Liberty Surplus Insurance Company) in AL, AR, GA, IL, MO, MS, NC, SC, TN & TX
- Serving - Tier 1 Territories for HO3 (Icat Managers, LLC) in AL, FL*, LA, MS, NC, SC & TX
- *Monroe county FL is closed
- GA & VA will be available by end of 1st qtr 2018
- Returning Login
- Quote Indication in Minutes: Submit Online to Underwriter for Bindable Terms
- Faster Turnaround (in by 2 and out by 5 Same Day for Binds)
- Commission is 12% for New Business and Renewal - seeking rollover opportunities @ 15%
- Ability to issue Binder to afford 30 days to collect and submit money, no minimum earned premiums on binder
- Tier 2 & Inland Territories
- Guidelines
- How to Quote
- How to Request Reservation
- Coverage A from $100k to $4MM TIV
- Primary, Secondary & Seasonal (as HO3), and Vacancy allowed (No Rental Exposures)
- AOP & Wind/Hail Deductibles of $1,000, $2,500 & $5,000
- Writing Tier 2 & Inland with the ability to Write Tier 1 in GA, SC, & NC as long as 3 Miles off Waterways and Coast
- Up to 3 losses within the last 3 years. No Severity Restrictions
- PC 1-8
- No Age of Home Restrictions
- LLCs and Trusts Accepted
- Bankruptcy Allowed
- Cancelled, Declined and Non-Renewal All Eligible
- Coastal Tier 1 Territories
- Guidelines
- How to Quote
- How to Request Bind
- No distance to coast restrictions
- Coverage A from $100k to $2 Million
- Primary, Secondary & Seasonal (as HO3), and Tennant Occupancies (HO3T)
- AOP Deductibles of $1,000, $2,500 & $5,000
- Wind/Hail coverage matches AOP Deductible
- Separate Named Storm Deductible (2% Available)
- Up to 2 losses within the last 3 years, total not to exceed $20,000
- PC 1-8
- 1945 and newer homes
- Cancelled, Declined and Non-Renewal All Eligible
- LLCs and Trusts Accepted
- No Bankruptcy
Details
Carrier Information
Multiple "A" Rated Carriers
Non-Admitted
Listing Contact
Tagge Stroom Director of Personal Lines
Offered By

Availability 12 states
Covered
Not Covered