Coastal Advantage - Coastal Homeowners

Offered by Appalachian Underwriters, Inc.

Homeowners Rental Properties Rental Dwelling Coastal Property Short-term Rental High Value Homes Preferred Homeowners HO3 Prior Claims Lapse In Coverage


Appalachian is pleased to announce our next generation “Coastal - Xpress” Quote and Issuance Platform for complicated residential property insurance needs throughout the coastal areas of the US. Appalachian's proprietary platform brings agents a full spectrum of property solutions with multiple participating carriers depending on the location and values requested. The program is backed by multiple Lloyd's syndicates, while offering; highly competitive pricing, multiple premium credits, Coverage A values from $10,000 ACV to Full Replacement Cost for $10+MM values on referral. We are aggressively adding new products and carriers to make this the most efficient and broad offering available in the marketplace.

NEW: Low Value HO8 & DP1 program live in FL, GA, IL, MO, NC, SC & TNState Availability:
  • Serving - Tier 1 Territories for DP1 & HO8 (Brit Global Specialty US) in FL, GA, NC & SC
  • Serving - Tier 1 Territories for HO3 (ICAT) in AL, FL*, LA, MS, NC, SC & TX
    • *Monroe county FL is closed
    • GA & VA will be available by end of 1st qtr 2018
Online Rating and Quoting
  • No distance to coast restrictions
  • Ability to issue Reservation of coverage to afford 30 days to collect and submit money
  • Reservation expires after 30 days, no minimum earned premium
  • Coverage A from $100K* to $5 Million (*Tri County FL – Min $250K)
  • AOP Deductibles of $1,000, $2,500 & $5,000
  • Wind/Hail coverage matches AOP Deductible
  • Separate Named Storm Deductible (2% Available)
  • Online rating and quoting as an AUI Sub-Producer
  • Quote Indication and print Binder in minutes
  • Wind ALWAYS included
  • Commission is 12% for New Business and Renewal
    • FL Renewals 10%, Effective 10/1/2017
  • Forms Available: HO3, Replacement cost on contents included
  • Primary, Secondary & Seasonal
  • Up to 2 losses within the last 3 years, total not to exceed $50,000
  • PC 1-8
  • LLCs and Trusts Accepted
  • No Bankruptcy


$10M Maximum Premium

$100K Minimum Premium

Has Pen

Appointment Required

Carrier Information



Listing Contact

Tagge Stroom Director of Personal Lines

Offered By

Appalachian Underwriters, Inc.

10 listings in 50 states + DC

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Availability 7 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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