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Cargo & Physical Damage

Amwins Underwriting

Cargo Physical Damage Dump Trucks Motor Truck Cargo Intermodal Long Haul Trucking Tow Trucks Truckers General Liability Non-Trucking Liability + 1 more 43 states

Description

TUMI, part of the Amwins Underwriting division, offers a competitive program for local, intermediate, and long-haul trucking companies requiring cargo and physical damage coverage. Coverage is provided by "A" rated carriers from admitted and non-admitted markets.  Eligible accounts: • Dump trucks • Tow trucks • Auto haulers • ...

Carrier Information

Various

Admitted

Non-Admitted

Rating A (Excellent)

 

Rating By A.M. Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Motor Truck Cargo Program - New Ventures Welcome

Guardian Insurance Wholesalers, Inc.

Cargo Transportation Trucking Motor Truck Cargo Cargo Insurance Container Cargo Cargo Liability Bulk Cargo Cargo/Inland Marine 47 states

Description

Nationwide program for Motor Truck Cargo. Limits are available up to $1,000,000 with very competitive rates for all classes. Excess Coverage also available. Desirable Risks: Dry Van, Reefer, Flatbed, and Intermodal or Container Haulers. Admitted and non-admitted markets available. New ventures are welcome. Ineligible Commodities: Hazmat, Mobile Home ...

Details

$1M Maximum Premium

$50K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Non-Admitted

 

Offered By

Guardian Insurance Wholesalers, Inc.

7 listings in 49 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Silver Listing
Motor Truck Cargo Insurance

Innovative Risk Insurance Services LLC

Trucking Auto Haulers Cargo Insurance Cargo/Inland Marine Campers Contingent Cargo Short Haul Trucking Long Haul Trucking Container Hauler Excess Cargo 49 states

Description

Will write hard to place risk, New Ventures, Excess policies, Hazardous materials, Auto Haulers, Boat Haulers, etc.  Admitted and Non-Admitted markets available.  For agency appointment inquiries please email: info@innovativerisks.com

Details

$255 Maximum Premium

$255 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Multiple Carriers Avaliable

Admitted

Non-Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Innovative Risk Insurance Services LLC

6 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Silver Listing
Intermodal

Shelly, Middlebrooks & O'Leary, Inc.

Cargo Intermodal Trucking Motor Truck Cargo Truckers 4 states

Description

Deliver more with Intermodal coverage through Shelly, Middlebrooks & O'Leary. We are excited to announce the launch of an Intermodal program targeting new venture trucking risks garaged in Alabama, Georgia, North Carolina and South Carolina.  Insurance for trucking companies hauling containers is unique. Motor carriers who haul containers are generally ...

Details

$1M Minimum Premium

Has Pen

Carrier Information

Admitted

Rating A-

 

Rating By AM Best

 

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

15 listings in 7 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Silver Listing
Non Trucking Liability

RMGA

Non-Trucking Liability Truckers 1 state

Description

Non-Trucking Liability, is insurance coverage for when you use your truck for non-business purposes. NTL offers you liability coverage for property damage or bodily injury to a third party. NTL is in most cases, required by the motor carrier with whom the owner/operator has signed a lease agreement. This insurance ...

Details

$1M Maximum Premium

$750K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Lloyds Of London

Non-Admitted

Rating A (Excellent)

 

Rating By AM Best

 

Offered By

RMGA

4 listings in 1 state

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Trucking: Motor Cargo

Across America Insurance Services

Trucking Motor Truck Cargo Motor Truck Cargo Legal Liability Transportation 19 states

Description

At Across America Insurance Services, we offer comprehensive motor truck cargo insurance, along with same-day quotes and bound coverage in as little as 48 hours. With access to a broad range of A+ rated motor truck cargo markets, you can select the carrier that ...

Carrier Information

 

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Across America Insurance Services

5 listings in 20 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Preferred Gold Listing
Cannabis, CBD and Hemp Motor Truck Cargo

CannGen Insurance Services, LLC

Cannabis CBD Hemp Marijuana Motor Truck Cargo Transit And Cargo Wholesale Distributors Dispensaries Transporters Cargo 50 states + DC

Description

CannGen's Motor Truck Cargo coverage is available in all states and tailored to the unique needs of the cannabis, CBD and hemp industries.  Trust the experts! Available for: Motor Truck Cargo Owners: Owned property transported in owned vehicles Motor Truck Cargo Carriers: Property of others shipped by a contract carrier Product Highlights ...

Details

$500K Maximum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

CannGen Insurance Services, LLC

16 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
New APD & MTC Program with International License & New Venture Capacity

RMGA

Truckers Physical Damage Truckers Truckers General Liability Motor Truck Cargo Legal Liability MTC Transportation 1 state

Description

New APD and MTC program in Texas offering capacity on the following lines of business. 1. Auto Physical damage coverage including acceptance of International License. 2. Motor Truck Cargo coverage including acceptance of International License

Details

$500 Minimum Premium

Has Pen

Appointment Required

Carrier Information

American Southern Insurance Company

Non-Admitted

Rating A (Excellent)

 

Rating By AM Best

 

Offered By

RMGA

4 listings in 1 state

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Local, Intermediate & Long Haul Trucking

Amwins Underwriting

Long Haul Trucking Transportation MGA Motor Truck Cargo Refrigerated Loads Flatbed Haulers Hazardous Non-Hazardous 50 states + DC

Description

Amwins National Transportation Underwriters serves as an underwriting MGA for a number of trucking specialty markets. Through our offerings, we look to place coverage for both for-hire and not-for-hire trucking operations. Common vehicle types for this coverage include trucks and truck/tractor trailer combinations. Eligible classes • Dry Van • ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo (MTC)

USASIA Insurance Services

Motor Truck Cargo MTC 2 states

Description

Motor truck cargo (MTC) liability insurance is intended to provide legal liability coverage for truckers (common or contract carriers) while they are transporting property of others (cargo). Under this coverage the insured is the trucker and the covered property is the property of others that is being transported by the ...

Details

Has Pen

Carrier Information

 

Offered By

USASIA Insurance Services

8 listings in 2 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Inland Marine

First Choice Ins. Intermediaries, Inc.

Inland Marine Motor Truck Cargo Jewelers Block Floaters Contractors Equipment Fine Arts Medical Equipment Builders Risk 50 states + DC

Description

Commercial Inland Marine is a group of property insurance coverages designed to insure exposures that are not conveniently or reasonably confined to a fixed location or insured at a standard rate under a standard form. This includes coverage for property in transit over land, certain moveable property, property under construction, ...

Details

Appointment Required

Carrier Information

Admitted

Rating A Rated

 

Rating By AM Best

 

Offered By

First Choice Ins. Intermediaries, Inc.

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Inland Marine

DUAL North America, Inc.

Inland Marine Contractors Equipment Rented Equipment Riggers Liability Motor Truck Cargo Installation Floater 50 states

Description

DUAL's Inland Marine offering is underwritten through EIURS, a DUAL North America subsidiary. Our Inland Marine offering is an excellent product to round out your Energy, Environmental and Contractor account placements with EIURS and DUAL. We can provide broad coverages protecting against equipment loss at job sites, in transit, ...

Details

Has Pen

Appointment Required

Carrier Information

Admitted

 

Offered By

DUAL North America, Inc.

26 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Non-Fleet Trucker's Physical Damage and Cargo Liability

Rocklake Insurance Group, Inc.

Trucking MTC Excess MTC Physical Damage Monoline Motor Truck Cargo 49 states

Description

Rocklake Insurance Group specializes in offering multiple carriers for physical damage or motor truck cargo for trucking fleets between 1 and 10 power units. We offer both admitted and surplus lines carriers that will write on either scheduled unit or reporting forms. Open to most classes of business categories including dry ...

Details

Has Pen

Appointment Required

Carrier Information

Various

Admitted

Non-Admitted

Rating A-

 

Rating By AM Best

 

Offered By

Rocklake Insurance Group, Inc.

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Automobile Insurance

Elite Underwriters, Inc.

Commercial Auto Auto Auto Liability Motor Truck Cargo Cargo Contingent Cargo Lease Automobiles Preferred Auto Auto Repair 4 states

Description

We have access to Commercial Automobile Business with admitted and surplus markets. Coverage includes: Fire, Theft & Collision, and Motor Truck Cargo Classes Availale: • Primary Motor Truck cargo Insurance • Excess Motor Truck cargo Insurance (including excess of Domestics Carriers) • Contingent ...

Carrier Information

Various

Admitted

Non-Admitted

 

Offered By

Elite Underwriters, Inc.

10 listings in 4 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
New Nationwide Trucking Market

Innovative Risk Insurance Services LLC

Cargo Insurance Truckers Physical Damage Truck Auto Liability Transportation General Liability Occupational Accident Trailer Interchange + 4 more 48 states

Description

Innovative Risk specializes in the ancillary lines of coverage pertaining to the Trucking Industry Auto PhysDam, Inland Marine (Motor Truck Cargo) Trailer Interchange, Non-Trucking Liability (Bobtail), Truckers General Liability, Occupational Accident). Admitted and Non-Admitted markets available. For more information/agency appointment inquiries email: info@innovativerisks.com Ph# 877-243-9951

Details

$255 Maximum Premium

$255 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

Non-Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Innovative Risk Insurance Services LLC

6 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Silver Listing
Truckers General Liability

Innovative Risk Insurance Services LLC

Truckers General Liability Trucking Liability Commercial General Liability Long Haul Trucking 49 states

Description

Admitted and Non-Admitted markets available. Innovative Risk Specializes in the ancillary lines of coverage pertaining to the Trucking Industry (Physical Damage, Motor Truck Cargo, Trailer Interchange, Non-Trucking Liability, General Liability, OccAcc....etc) In house Quote, Bind and Policy Issuance. We have the Pen. For agency appointment inquiries please email: ...

Details

$255 Maximum Premium

$255 Minimum Premium

Has Pen

Appointment Required

Carrier Information

Multiple Carriers Avaliable

Admitted

Non-Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Innovative Risk Insurance Services LLC

6 listings in 50 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo

Commercial Sector Insurance Brokers, LLC

Cargo Ocean Cargo Motor Truck Cargo Cargo Insurance Marine Cargo Bulk Cargo Cargo/Inland Marine Contingent Cargo 42 states

Description

Motor Truck Cargo with coverage written for the value of the cargo. Will consider most types of cargo with certain exceptions. Underwriters with years of experience writing this coverage. Admitted & Non-Admitted Carriers Ocean Cargo is also available.

Carrier Information

 

Offered By

Commercial Sector Insurance Brokers, LLC

10 listings in 49 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo

GIC Underwriters, Inc.

Motor Truck Cargo Cargo Cargo Insurance MTC 1 state

Description

• Admitted Paper • No Radius Restrictions • Quick - Same Day Underwriting Response • Coverage available for risks based out of Florida only • A++ Superior Rated Carrier • Member of the Chubb Group Companies

Details

Has Pen

Appointment Required

Carrier Information

Chubb Group Companies

Admitted

 

Offered By

GIC Underwriters, Inc.

3 listings in 4 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo

McLeckie Insurance Group

Cargo Motor Truck Cargo Legal Liability 9 states

Description

Both admitted and Non admitted markets. Premiums as low as $ 750.00 Fast turnaround on complete submissions

Details

Has Pen

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

McLeckie Insurance Group

10 listings in 9 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo

American Team Managers Insurance Services

MTC Motor Truck Cargo Cargo Cargo Insurance Container Cargo Transit And Cargo Domestic Cargo 10 states

Description

The Program provides Motor Truck Cargo insurance for local, intermediate, and long distance (zone) radius truckers that transport non-hazardous commodities. Program Highlights • Earned Freight Included ($5000 Limit)• Debris Removal plus Towing & Storage Included• Meets Typical Freight Brokers Requirements• Refrigeration Breakdown Available• Local & Long Haul Radius ...

Details

$250K Maximum Premium

Has Pen

Appointment Required

Carrier Information

Accredited

Non-Admitted

 

Offered By

American Team Managers Insurance Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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