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Elevator Contractors, Inspectors & Consultants

National Elevator Insurance Solutions / HUB International

Elevator Contractors Elevator Inspection Elevator Consulting Elevator Parts Distributors Residential Elevator Contractors Elevator Service Contractor + 3 more 50 states

Description

National GL program,limits of 1/3/3. Admitted carrier, First dollar coverage, No deductible, No SIR, Blanket Additional Insured, Per Elevator/Per Escalator Aggregate. WC, Excess, Auto, Professional, Property and Surety available

Details

$3M Maximum Premium

$1M Minimum Premium

Has Pen

Carrier Information

The Hartford Financial Services Group

Admitted

Rating A+

 

Rating By AM Best

 

Offered By

National Elevator Insurance Solutions / HUB International

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Vacant Land / Buildings

Nautilus Insurance Co. & Great Divide Ins. Co.

General Liability Excess Liability Umbrella Vacant CGL 50 states + DC

Description

Property, General Liability, Excess Liability, Umbrella Liability. General liability capacity is $3,000,000 per Occurrence. Our general agents have authority up to $10 million for excess over General Liability, Auto Liability, Liquor Liability and Employer's Liability. If you have any questions at all, we're here to help. Email ...

Details

Has Pen

Carrier Information

 

Offered By

Nautilus Insurance Co. & Great Divide Ins. Co.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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WKFC's New Premises General Liability

WKFC Underwriting Managers

General Liability GL Premises Liability Casualty Habitational 50 states + DC

Description

Targets: Apartments, Residential Condo Associations, Town Home/  Homeowners Associations, Commercial Condominium Associations, LRO- Shopping Centers, Office Buildings, Warehouses, Vacant Buildings, Vacant Land Limits: $2M / $2M / $2M MP: $5,000 • Employee Benefits Liability • Hired Non-Owned Auto • First Dollar Available • Cyber Liability Endorsement Available ...

Details

$2M Maximum Premium

Appointment Required

Carrier Information

 

Offered By

WKFC Underwriting Managers

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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SolutionOne ®

Applied Underwriters, Inc.

Berkshire Hathaway Workers Compensation Workers Comp Contractors Workers Comp Transportation New Construction Manufacturing Hard To Place Contractors General Liability + 1 more 50 states + DC

Description

Applied Underwriters designs workers’ compensation insurance and risk management solutions for businesses across the U.S. All classes, all states, all business sizes, broad acceptance. Insurance carriers rated A- (Excellent) by AM Best Company.

Carrier Information

North American Casualty, California Insurance Company, Continental Indemnity Company

Admitted

Rating A- (Excellent)

 

Rating By A.M. Best

 

Offered By

Applied Underwriters, Inc.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Workers Compensation

Applied Underwriters, Inc.

Berkshire Hathaway Workers Comp Workers Compensation Trucking Workers Comp Contractors Manufacturing New Construction Hard To Place Transportation + 1 more 50 states + DC

Description

Applied Underwriters designs workers’ compensation insurance and risk management solutions for businesses across the U.S. All classes, all states, all business sizes, broad acceptance. Insurance carriers rated A- (Excellent) by AM Best Company.

Carrier Information

North American Casualty, California Insurance Company, Continental Indemnity Company

Admitted

Rating A- (Excellent)

 

Rating By AM Best

 

Offered By

Applied Underwriters, Inc.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
E&O Professional Liability

ISC (Integrated Specialty Coverages)

Professional Liability Miscellaneous Errors And Omissions Errors & Omissions Errors And Omissions Contractors Consultants E&O Real Estate E&O + 3 more 50 states + DC

Description

Protect clients from the risk of lawsuits alleging negligence or an error or omission in the work they perform. Offer tailored E&O policies aligned with profession and the services provided rather than some off-the-shelf solution that may leave out industry-specific exposures. Available Limits • Limits up to $5MM ...

Details

Has Pen

Carrier Information

Non-Admitted

 

Offered By

ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Mining & Quarry Operators

Skyward Specialty Insurance Group-Energy

Mining Quarries Contractors 49 states

Description

General Liability , Commercial Auto, Inland Marine, Property, Excess Liability, Workers' Compensation Insurance for surface and underground Mining and Quarry risks. This includes related Machine Shops as well as Engineers and Consultants.

Details

Has Pen

Carrier Information

Skyward Specialty Insurance Group

Admitted

Rating A- FSC 15

 

Rating By A.M. Best

 

Offered By

Skyward Specialty Insurance Group-Energy

2 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Manufactured Housing Community and RV Park Program

Arrowhead General Insurance Agency, Inc.

Mobile Home Parks RV Parks Campgrounds Manufactured Housing Mobile Home Dealers Manufactured Housing Dealers RV Dealers Manufactured Housing Communities 43 states

Description

Arrowhead offers Property & Liability for manufactured home communities, dealers and RV parks, with enhanced coverage for the industry's unique exposures. Multi-state coverage, property CAT exposure, competitive rates, admitted paper. Program Highlights: • GL extensions giving aggregate limits per location and automatic additional insured wording • ...

Details

Has Pen

Appointment Required

Carrier Information

Jackie Miller

Admitted

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

Arrowhead General Insurance Agency, Inc.

13 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Inland Marine

Bass Underwriters

Inland Marine Contractors Equipment Fine Arts Bailee Motor Truck Cargo Equipment Dealers Warehouse Legal Liability Builders Risk Auto Physical Damage 36 states

Description

Bass Underwriters offers inland marine protection. Target Classes: • Contractors Equipment  • Bailees • Motor Truck Cargo • Auto Physical Damage • Contingent MTC • Builders Risk  • Installation Floater • EDP • Warehouseman's Legal Liability • Equipment Dealers ...

Carrier Information

 

Offered By

Bass Underwriters

20 listings in 37 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Landscape Contractor

Tokio Marine HCC

Landscape Contractor 46 states

Description

Tokio Marine HCC (TMHCC) Casualty offers insurance products to small and mid-sized contractors, including landscape contractor insurance, general liability, excess liability and contractors personal property. TMHCC Casualty is the perfect admitted alternative to writing your preferred contractors through a surplus lines broker.

Details

$1M Minimum Premium

Appointment Required

Carrier Information

A Tokio Marine Insurance Company

Admitted

 

Offered By

Tokio Marine HCC

10 listings in 47 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Solar Contractor

Tokio Marine HCC

Solar Contractor 46 states

Description

Tokio Marine HCC (TMHCC) Casualty offers insurance products to small and mid-sized contractors, including solar contractor insurance, general liability, excess liability and contractors personal property. TMHCC Casualty is the perfect admitted alternative to writing your preferred contractors through a surplus lines broker.

Details

$1M Minimum Premium

Appointment Required

Carrier Information

A Tokio Marine Insurance Company

Admitted

 

Offered By

Tokio Marine HCC

10 listings in 47 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Environmental Insurance

Quaker Special Risk, a JenCap Company

Mold Pollution Environmental Abatement Contractors Impairment Asbestos Remediation Brownfield Fixed Site 50 states + DC

Description

All forms of Environmental Insurance including Fixed Site Pollution, Contractors CGL, Contractors Pollution, Professional Liability. Combined coverage forms also available. Type of coverage: CGL, CPL, EI, Combined Coverage Form Policies If you are NOT an insurance agent or broker, and you would like our assistance in placing coverage, ...

Carrier Information

Various

Admitted

Rating A- VII

 

Rating By A.M. Best

 

Offered By

Quaker Special Risk, a JenCap Company

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred PEO for Construction Workers' Comp

SouthEast Personnel Leasing, Inc.

Workers Compensation Contractors General Contractors Construction Contractors Workers Comp Preferred Workers Comp Heavy Construction Workers Comp + 2 more 24 states

Description

We are blue collar to the bone! Its our specialty, we are the preferred carrier/PEO for construction contractors/companies. Great option for Alternative WC Market w/ Payroll Administration included in the price quote. Commissions: Great Commissions - ranges from 7.5% to 12.5% of Workers Compensation premiums (commissions ...

Details

Has Pen

Appointment Required

Carrier Information

Lion Insurance, State National (CA, NY, KY)

 

Offered By

SouthEast Personnel Leasing, Inc.

7 listings in 24 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Misc. Professional Liability

Sports & Fitness Insurance Corporation (SFIC)

Physical Therapy Health Clubs Dance Studio Yoga Studio Pilates Studio Fitness Center Misc Professional Liability Spa Day Spa Medispas 50 states + DC

Description

SFIC offers general liability insurance including professional liability, property insurance, umbrellas, workers compensation and surety bonds for large and small fitness centers, as well as, dance, yoga, Pilates and martial arts studios and personal trainers. Our underlying General Liability policies provide limits from $1,000,000 occurrence with a $2,000,000 aggregate to ...

Details

Has Pen

Carrier Information

 

Offered By

Sports & Fitness Insurance Corporation (SFIC)

22 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Waste Broker

Jencap Specialty Insurance Services (Environmental)

Pollution Waste Disposal Waste Haulers Non-Hazardous Waste Disposal Plastics Debris Removal Transport Environmental Disposal Recycling Recycle 50 states + DC

Description

Jencap offer environmental contractors and consultants with a comprehensive package insurance program to assist them with their general liability, pollution, and professional liability exposures.         COVERAGE HIGHLIGHTS: • Commercial General Liability coverage form – ISO Based Occurrence form • Contractors Pollution Liability – Occurrence and Claims-Made coverage form • Professional Liability – Claims Made ...

Details

$50M Maximum Premium

$1M Minimum Premium

Carrier Information

Admitted

Non-Admitted

 

Offered By

Jencap Specialty Insurance Services (Environmental)

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial General Liability

Transportation Risk Underwriters

General Liability Errors And Omissions Commercial General Liability Freight Brokers Truckers General Liability 47 states

Description

Commercial General Liability coverage. Available endorsements include: Blanket Additional Insured, Waiver of Sub, Primary & Non-Contributory, 30 Day Notice of Cancellation. 2,000,000 limit per occurrence available.

Details

$2M Maximum Premium

$1M Minimum Premium

Appointment Required

Carrier Information

various

Admitted

Non-Admitted

 

Offered By

Transportation Risk Underwriters

10 listings in 48 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Environmental Contractors & Consultants

Peachtree Special Risk Brokers

Environmental Pollution Liability Contractors Stand Alone Pollution Voverage Asbestos Abatement Lead Abatement Commercial Property Clean Up 48 states

Description

We offer mutliple coverages pertaining to the environmental insurance marketplace. We cater to any industry needing environmental insurance. On environmental specific risks we also offer the auto liability in conjunction with the CGL, EIL and excess.

Details

$20M Maximum Premium

$500K Minimum Premium

Carrier Information

Multiple

Admitted

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

Peachtree Special Risk Brokers

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Environmental Contractors and Consultants

Jencap Specialty Insurance Services (Environmental)

Geotechnical Engineers Environmental Contractors Mold Remediation Environmental Consultants Environmental Engineers Renewable Energy Asbestos Abatement + 3 more 50 states + DC

Description

Jencap offers environmental contractors and consultants with a comprehensive package insurance program to assist them with their general liability, pollution, and professional liability exposures. COVERAGE HIGHLIGHTS: • Commercial General Liability coverage form – ISO Based Occurrence form • Contractors Pollution Liability – Occurrence and Claims-Made coverage form • Professional Liability – Claims ...

Details

$50M Maximum Premium

$1M Minimum Premium

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Jencap Specialty Insurance Services (Environmental)

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Fire & Water Restoration Contractors

Hull & Company, LLC a Proud member of Bidge Specialty Group - Stockton

Fire And Water Restoration Contractors 50 states + DC

Description

Fire & water restoration contractors Min premium: $2,500 coverages: cgl & pollution including mold + bailee if needed Can meet requirements of Alacrity & Crawford Connnection

Details

$5M Maximum Premium

$1M Minimum Premium

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Hull & Company, LLC a Proud member of Bidge Specialty Group - Stockton

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Trucker's Liability - CGL

Hull & Company

50 states

Description

Hull & Company's Stockton office has access to a competitive GL program for Trucker's risks. Details: 1-20 Units Transportation EZ Rater Available On-Line GL - Excluding auto BI/PD Limits Provided: $2,000,000 - General Aggregate Limit (other products/Completed Operations) $1,000,000 - Products & Completed Operations Aggregate Limit $1,000,000 - ...

Details

$1M Minimum Premium

Appointment Required

Carrier Information

Mt Vernon/ USLI

Non-Admitted

 

Offered By

Hull & Company

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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