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Preferred Gold Listing
Contingent Auto Liability for Freight Brokers & Forwarders

TCB Insurance Programs

Freight Brokers Freight Forwarders Contingent Cargo Contingent Liability 50 states + DC

Description

We offer a very competitive Contingent Auto Liability and Contingent Cargo Program for Freight Forwaders and Brokers. We offer very low minimum premium and same day quotes by phone or email. Higher commission for volume Producers. No appointment required.

Details

$1M Maximum Limit

$1M Minimum Limit

Carrier Information

Certain Underwriters at Lloyd's, London

Non-Admitted

 

Offered By

TCB Insurance Programs

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Exempt Freight Broker Contingent Auto Liability

Transportation Risk Underwriters

Contingent Liability Contingent Cargo 41 states

Description

Contingent Auto Liability for Freight Brokers that handle ONLY exempt commodities as listed in FMCR Administrative_Ruling_119.pdf Composite Commodity Listing. Therefore not regulated by the FMCSA. A comprehensive broker/carrier agreement is required to be submitted for acceptance approval prior to binding.

Details

$5M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

Transportation Risk Underwriters

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Contingent Motor Truck Cargo

TCB Insurance Programs

Motor Truck Cargo Cargo Insurance Contingent Cargo Motor Truck Cargo Legal Liability 49 states

Description

Contingent Cargo Coverage for Freight Brokers and Freight Forwarders, High Limits available. Great Pricing and Low Minimums. Super Fast Quotes! No appointments nessasary.

Details

$1M Maximum Limit

$100K Minimum Limit

Carrier Information

Various

Non-Admitted

Rating A

 

Rating By Best

 

Offered By

TCB Insurance Programs

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Freight Broker Contingent Auto Liability

Transportation Risk Underwriters

Freight Broker Bond Freight Brokers Freight Forwarders Contingent Cargo Contingent Liability Truck Broker Bond 49 states

Description

Contingent Auto Liability, Contingent Cargo, and GL markets for Freight Brokers/Truck brokers. New market has low minimum premiums for preferred risks. Non-Monthly Reporting/No Annual Audit program available. We offer contingent cargo (Admitted and non-admitted basis), contingent auto liability, Motor Truck Cargo for carriers. We can now offer products for exempt-commodity ...

Details

$5M Maximum Limit

$1M Minimum Limit

Has Pen

Appointment Required

Carrier Information

Unable to Disclose

Non-Admitted

Rating A

 

Rating By AM Best

 

Offered By

Transportation Risk Underwriters

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Freight Broker Contingent Cargo

Transportation Risk Underwriters

General Liability Freight Broker Bond Broker Bond Freight Brokers Freight Forwarders Contingent Cargo Contingent Liability Truck Broker Bond 50 states + DC

Description

We have multiple Contingent Cargo carriers available. Loss Payee endorsement available on select contingent cargo program. Most aggressive prices In the industry. Other Freight Broker Insurance products we offer are a Non-Reporting Contingent Auto Liability program and Truck Broker GL Program.

Details

$1M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Multiple Carriers

Admitted

Non-Admitted

 

Offered By

Transportation Risk Underwriters

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Truck Brokers' Contingent Liability

AmWINS Transportation Underwriters, Inc.

Contingent Liability Trucking Transportation Truck Contingent Cargo Property & Casualty Auto Insurance Underwriting Authority 50 states + DC

Description

Truck and freight brokerage operations need coverage for the exposures presented when their clients' policies fail to respond. Our Truck Broker Contingent Liability product helps to service this segment of the industry. Coverages and Limits • Truck Broker Contingent AL up to $1,000,000 with Excess available up to $5,000,000 ...

Carrier Information

Lloyd's of London

Admitted

Non-Admitted

 

Offered By

AmWINS Transportation Underwriters, Inc.

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Other Contingent Liability Insurance

Concord Specialty Risk, Inc.

Sales Financial Financial Responsibility Product Warranty Litigation 50 states + DC

Description

Concord's products facilitate extraordinary transactions - such as facilitating the sale or financing of a business by providing Representations & Warranties Insurance or Pending Litigation Insurance. Concord's products also protect against contingent financial liabilities - such as insuring whether any money will be owed with respect to uncertain tax ...

Details

$10M Maximum Limit

Carrier Information

Non-Admitted

 

Offered By

Concord Specialty Risk, Inc.

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Occupational Accident and Contingent Liability

CTC Transportation Insurance Services LLC

OCC Occupational Accident Contingent Liability 33 states

Description

Occupational Accident coverage protects the driver of your vehicle. Whether you're looking to protect a single Independent Contractor or hundreds, we focus on helping drivers get well and return to work as quickly as possible. Contingent Liability coverage protects the motor carrier in the event that an owner/operator ...

Details

Appointment Required

Carrier Information

Certain Underwriters at Lloyd's, London

Non-Admitted

 

Offered By

CTC Transportation Insurance Services LLC

13 listings in 44 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contingent Lease - Auto and Truck

Williams and Stazzone Insurance

Auto Leasing Truck Leasing Contingent Liability 50 states + DC

Description

Williams & Stazzone has been providing insurance programs for the automotive leasing industry since 1989. Today we are one of the largest writers of coverage for the leasing industry offering one of the broadest coverage forms in the market place.Typical buyers of our product include: • Banks, Credit Unions, Finance ...

Carrier Information

Admitted

 

Offered By

Williams and Stazzone Insurance

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Storage Tanks Program

AmWINS Group, Inc.

Pollution Environmental Tanks UST Underground Storage Tank Petroleum Storage Tanks Pollution Liability Site Pollution Legal Liability 50 states + DC

Description

Through our insurance program for storage tanks, we have been the leading writer of storage tank pollution insurance nationally for more than a decade.Target Clients • Car, truck, and equipment dealers • Convenience stores • Fuel oil dealers • Golf courses • Hospitals • Hotels ...

Details

$10M Maximum Limit

Carrier Information

Non-Admitted

 

Offered By

AmWINS Group, Inc.

33 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Excess Maritime Employers Liability

QBE International Markets (formerly Burnett & Co)

MEL Maritime EL Maritime Employers Liability 50 states + DC

Description

- True Jones Act exposures but no crew carve outs - Contingent Jones Act exposures - $5,000,000 Limit - Minimum Deductible: $2,500 - 100% QBE Lloyd's syndicate 1036 - Full In-house underwriting and claims authority

Details

Has Pen

Carrier Information

 

Offered By

QBE International Markets (formerly Burnett & Co)

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Maritime Employers Liability (MEL)

QBE International Markets (formerly Burnett & Co)

MEL Maritime EL Maritime Employers Liability 50 states + DC

Description

- True Jones Act exposures but no crew carve outs - Contingent Jones Act exposures - $5,000,000 Limit - Minimum Deductible: $2,500 - 100% QBE Lloyd's syndicate 1036 - Full In-house underwriting and claims authority

Details

Has Pen

Carrier Information

 

Offered By

QBE International Markets (formerly Burnett & Co)

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Financial Institutions

Russell Bond & Co., Inc.

Financial Fiduciary Fidelity Identity Theft 7 states

Description

Fidelity, Blanket Forced Placed, E&O, Professional Liability, Cyber Liability, Fiduciary Liability, CGL, Environmental Liability, Fidelity Bonds, Lessor Only Excess Liability, Force Place Fire Cvrg, Mortgage REO Cvrg, Foreclosed Properties, COC, D&O, Umbrella, Kidnap/Ransom, EPLI, Reps & Warranties, Lessors Contingent Liability, Lessors Contingent Physical Damage, Interim Car Liab/Physical Damage, Mortgage Impairment, ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

Russell Bond & Co., Inc.

10 listings in 37 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Truck Broker/Freight Forwarder/Contingent Coverages

Greenwich Transportation Underwriters, Inc.

50 states + DC

Description

Comprehensive Coverages include Contingent Auto, Truck Broker Liability, Hired and Non-owned, Professional Liability, and General Liability

Details

$5M Maximum Limit

$100K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

Greenwich Transportation Underwriters, Inc.

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Truck Cargo

McLeckie Insurance Group

Clothing Mobile Homes Automobiles Petroleum Household Goods Livestock Beverages Refrigerated Loads Machinery Movers Specie 4 states

Description

• Cargo Import / Export • Motor Truck Cargo - Including Contingent • Shippers Interest / Transit Risks • Facility Limit: USD 15,000,000 any one shipment / conveyance / loss / location. • Primary Motor Truck Cargo (including contingent) • Excess Motor Truck Cargo (including contingent) ...

Details

$19M Maximum Limit

$10K Minimum Limit

Has Pen

Appointment Required

Carrier Information

Unable to Disclose

Non-Admitted

 

Offered By

McLeckie Insurance Group

10 listings in 7 states

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Miscellaneous E&O Program

Professional Liability Insurance Services, Inc. - Underwriting Facilities

Errors And Omissions PLIS Professional Liability Professional Errors & Omissions Allied Medical Electronic Media 50 states + DC

Description

SBE Miscellaneous E&O Program: Claims-made and reported form. Over 210 ratable classes, including 50+ Allied Medical. Coverage features include: Deductible Credits / Reduction, Disciplinary Proceedings, Prior Acts Coverage (premium discount available for inception coverage), Punitive & Exemplary Coverage (where insurable). Additional coverages available for additional premium: Additional Limit for Defense ...

Details

$5M Maximum Limit

$100K Minimum Limit

Has Pen

Carrier Information

Certain Underwriters at Lloyd

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Professional Liability Insurance Services, Inc. - Underwriting Facilities

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Specified Professions E&O

Professional Liability Insurance Services, Inc. - Underwriting Facilities

PLIS Professional Errors & Omissions Professional Liability Specified Professions Specified Professions Errors & Omissions 50 states + DC

Description

Policy features include: - Deductible Credits - NEW! - First Dollar Defense for Disciplinary Proceedings - NEW! - Prior Acts Coverage (premium discount available for inception coverage) - Punitive & Exemplary Coverage (where insurable) Additional coverages available for additional premium: - Additional Limit ...

Details

Has Pen

Carrier Information

Certain Underwriters at Lloyds

Non-Admitted

Rating A

 

Rating By A.M. Best

 

Offered By

Professional Liability Insurance Services, Inc. - Underwriting Facilities

9 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

View Listing
Preferred Silver Listing
Auto Services Risk Retention Group

Freedom Risk Insurance Services

Body Shops Auto Repair Motorcycle Dealers Auto Dealers Risk Retention Group RV Dealers Auto Paint & Body Shops Equipment Dealers Auto Haulers 5 states

Description

Auto Services Risk Retention Group Group designed for: *Auto Dealerships *Auto Haulers *Equipment Dealers *Auto Service Shops *Auto Repair Shops *Tire Centers *Auto Body/Painting *Anyone that services auto/equipment! Coverages: ...

Details

$5M Maximum Limit

$7500 Minimum Limit

Appointment Required

Carrier Information

Admitted

 

Offered By

Freedom Risk Insurance Services

7 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Household Goods Motor Truck Cargo

Transportation Risk Underwriters

42 states

Description

Household Goods OK! less then 2 Years Experience OK Call 1-800-977-9884 Providing agents with blazing fast quotes and cutting edge easy online apps to write better business faster! We also provide contingent auto liability,contingent cargo,CGL for brokers, Motor Truck Cargo for carriers, Physical Damage, and NTL. ...

Details

$100K Maximum Limit

$25K Minimum Limit

Has Pen

Carrier Information

Multiple

Admitted

Non-Admitted

Rating A+ - A-

 

Rating By AM Best

 

Offered By

Transportation Risk Underwriters

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Trucker's Occupational Accident/Contingent Liability

MarketScout

Trucking Owner Operator Medical Disability Accident Independent Contract Driver Occupational Accident Contingent Liability 50 states + DC

Description

This coverage provides Accidental, Medical, Life and Disability coverage for Owner Operators/Independent Contract Drivers while under "dispatch". Contingent Liability provides protection for the Motor Carrier when an Owner Operator/Independent Contractor seeks "employee status" and is awarded Workers Compensation benefits.

Details

$50M Maximum Limit

$1M Minimum Limit

Has Pen

Carrier Information

Numerous

Admitted

Non-Admitted

 

Offered By

MarketScout

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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