Habitational

ISG’s habitational program provides you with a comprehensive package of insurance policies to protect your entire condominium community or apartment complex. Vandalism, theft, fire, broken water lines… the potential hazards of commercial property management are extensive. This program shields you against loss so you can sleep better at night.Unlike other leading habitational coverage providers, ISG’s habitational program has no restrictions on the age of the property. No matter what year your building was built, we’ll provide you with extensive coverage that protects you from danger.Coverage
  • Package Policy
  • Property
  • General Liability
  • Crime
  • Monoline Property
  • Also available: Hired & Non-owned Automobile, Equipment Breakdown, Business Income, Sewer Back-Up, Building Ordinance
Limits
  • Property: up to $15M TIV per location
  • General Liability: $1M/$2M with $2M/$4M available
  • Crime: up to $100,000
Special Features
  • No age restrictions*
  • Enhanced commercial property coverage included at no charge
  • Apartment owners endorsement available
  • Mortgage and loss payee endorsements included
  • CP1410 endorsement available for condominium associations
*coverage not available for buildings listed on historic register

Product Details

  • Yes

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Availability

Covered
Not Covered
AZ, CA, CO, NV, OR, WA

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Contacts

Name Title Email Phone
Jill Bay-Webber VP, Underwriting JBayWeber@isgins.com 678-938-5126