HabPro Insurance - Commercial Real Estate Insurance
Offered by NSM Insurance Group
Commercial Real Estate Condo Associations Apartments Hard To Place Apartments Multi-Family Housing Student Housing Habitational Habitational Buildings Condo CondominiumsDescription
HabPro Insurance is a one-stop-shop Commercial Real Estate (CRE) insurance provider specializing in package and mono-line property for apartments and condominiums. Built by NSM Insurance Group, the nation’s leading provider of specialty insurance programs, HabPro offers competitive and convenient ground-up coverage solutions for small and middle market habitational risks.
Trust our expert underwriting team to help you with hard-to-place habitational risks across the country!
Appetite Guide
- Class A & B Risks
- Non-Admitted Risks
- Built in 1985 or Newer
- Single Location Limits Up to $50M
- Condos
- Apartments
- Subsidized & LIHTC (Section 8 Developments up to 15%)
- Mixed-Use Buildings (up to 33% Mercantile)
- Student Housing (up to 100%; Not Owned or Operated by a College/University)
- 55+ Independent Living Communities
- Available in all states, excluding Alaska, Hawaii, Florida, Louisiana, the five boroughs of New York City and Long Island
Program Coverages
- Robust Property Enhancement Endorsement, which includes various sub-limit coverages
- Business Income
- Equipment Breakdown
- Ordinance & Law A, B & C (up to 10%), D
- Hired & Non-Owned Auto
Click here to view our program guide with more information
Why Work with HabPro?
- A+ rated national carrier
- Exclusive policy forms
- Competitive coverages
- Creative solutions for traditional & non-traditional accounts
- Dedicated underwriting expertise
- Superior service
Details
Carrier Information
Non-Admitted
Rating A+
Rating By A.M. Best
Offered By

Availability 47 states
Covered
Not Covered