HabPro Insurance - Commercial Real Estate Insurance

Offered by NSM Insurance Group

Commercial Real Estate Condo Associations Apartments Hard To Place Apartments Multi-Family Housing Student Housing Habitational Habitational Buildings


HabPro Insurance is a best-in-class Commercial Real Estate (CRE) insurance program specializing in package and mono-line property for apartments and condominiums. Built by NSM Insurance Group, the nation’s leading provider of specialty insurance programs, HabPro is available on a non-admitted basis and is focused on providing competitive coverage to the small and middle-market arena.

Trust our expert underwriting team to help you with hard-to-place habitational risks across the country!

Appetite Guide
• Up to $15M Property TIV per location
• Non-coastal apartments and condos
• Multi-family homes
• Student housing
• PC 1-8
• Risks with less than 15% subsidized or 30% mercantile
• Available in all states, excluding Alaska, Hawaii, Florida and the five boroughs of New York City

Program Coverages
• Robust Property Enhancement Endorsement, which includes various sub-limit coverages
• Business Income
• Equipment Breakdown
• Ordinance & Law (up to 10% for B & C individually or combined)
• Hired & Non-Owned Auto

Click here to view our program guide with more information

Why Work with HabPro?
• A+ rated national carrier
• Exclusive policy forms
• Competitive coverages
• Creative solutions for traditional & non-traditional accounts
• Dedicated underwriting expertise
• In-house claims team
• Superior service


$100K Maximum Premium

$5K Minimum Premium

Has Pen

Appointment Required

Carrier Information


Rating A+

Rating By A.M. Best

Offered By

NSM Insurance Group

11 listings in 50 states + DC

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Availability 48 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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