SME Cyber and Tech E&O

Offered by Miami Specialty Risk

Cyber Cyber Risk Cyber Liability Technology E&O


Coverage: Cyber Liability & Technology E&O
Maximum Limit: $10M per occurrence/ aggregate
Minimum Deductible: $2,500
Minimum Premium:
• $500 Cyber Only
• $1,500 Cyber & Tech E&O Bundle

Cyber Coverage Highlights:
• Full limits Breach Response (option for outside the limit)
• Full limits for fines and penalties where insurable by law
• Broadened Crime and Social Engineering Coverage
• Invoice manipulation coverage available
• Full limits Dependent Business Interruption
• “Vanishing” Business Interruption waiting period
• Punitive Damages coverage with most favored venue wording
• Sub-limit available for affirmative TCPA violations (excluded under most policies)
• Full limits for media liability
• Additional Insured where required by contract

E&O Coverage Highlights:
• Broadened definition of professional services without a “fee” requirement
• Broadened definition of damages
• Narrowed exclusion for Contractual Liability and Breach of Contract
• Narrowed “fee” exclusion, important for E&O risks


$10M Maximum Limit

$1M Minimum Limit

Has Pen

Appointment Required

Carrier Information

Lloyds of London


Rating A+

Rating By A.M. Best

Listing Contact

Mary Guzman Managing Director, Cyber and Technology Division

Offered By

Miami Specialty Risk

3 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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