SME Cyber and Tech E&O
Offered by Miami Specialty Risk
Cyber Cyber Risk Cyber Liability Technology E&ODescription
Maximum Limit: $10M per occurrence/ aggregate
Minimum Deductible: $2,500
Minimum Premium:
• $500 Cyber Only
• $1,500 Cyber & Tech E&O Bundle
Cyber Coverage Highlights:
• Full limits Breach Response (option for outside the limit)
• Full limits for fines and penalties where insurable by law
• Broadened Crime and Social Engineering Coverage
• Invoice manipulation coverage available
• Full limits Dependent Business Interruption
• “Vanishing” Business Interruption waiting period
• Punitive Damages coverage with most favored venue wording
• Sub-limit available for affirmative TCPA violations (excluded under most policies)
• Full limits for media liability
• Additional Insured where required by contract
E&O Coverage Highlights:
• Broadened definition of professional services without a “fee” requirement
• Broadened definition of damages
• Narrowed exclusion for Contractual Liability and Breach of Contract
• Narrowed “fee” exclusion, important for E&O risks
Details
Carrier Information
Lloyds of London
Non-Admitted
Rating A+
Rating By A.M. Best
Listing Contact
Mary Guzman Managing Director, Cyber and Technology Division
Offered By
Availability 50 states + DC
Covered
Not Covered