Environmental
Offered by Kinsale Insurance Company
Environmental Environmental Contractors Pollution Dry Cleaners Asbestos Abatement Fire & Water Hazardous Waste Products Pollution LiabilityDescription
Kinsale’s Environmental Division provides coverage to companies whose operations or products impact the environment. Whether the exposure is operational or premises, contingent or contractual, Kinsale offers a variety of solutions that can be packaged to each individual account’s needs.
Our products include Environmental Contractors General and Pollution Liability coverages; Contractors Pollution Liability for non-environmental firms; and General and Products Liability coverages for manufacturing firms, including Products Pollution Liability, Pollution Legal Liability, and Dry Cleaners Pollution Liability.
Submission Address:
ev@kinsaleins.com
General Liability:
- Lead and asbestos abatement contractors
- Mold remediation contractors
- Industrial maintenance and cleaning contractors
- Environmental response, remediation, and restoration contractors
- Fire, smoke, water, and disaster response contractors
- Waterproofing contractors
- Pest control contractors, as well as manufacturers and distributors of pest control chemicals
- Manufacturers and distributors of chemicals, coatings, fertilizer, fireworks, lubricants, oils, paints, soaps, etc. considered
- Environmental products, including drums, barrels, landfill liners, liners, remediation equipment pumps, valves, etc.
- Fuel haulers and hazardous waste transportation
- Products Pollution and Limited Product Recall Expense available by endorsement
- Claims-Made and Occurrence available
Minimum Premium: $2,500
Environmental Contractors Pollution Liability Coverage (CPL):
- Available for most classes
- Both environmental and non-environmental construction and contracting
- Claims-Made and Occurrence available
- TPL, NODS, and Professional coverage available by endorsement for environmental contractors
Minimum Premium: $1,000
Products Pollution Liability:
- Coverage can be provided for most classes
- Coverage for bodily injury, property damage, and clean-up costs available
- Claims-Made and Occurrence available
Minimum Premium: $1,500
Pollution Legal Liability (PLL):
- Claims-Made and Reported
- Location-specific
- Covers on- and off-site pollution
- Options for both new and pre-existing conditions
Minimum Premium: $1,500
Dry Cleaner Site Pollution:
- Locations with active dry cleaning machines that are third generation or newer
- Location, machine, and solvent specific
- Covers on-site cleanup, third-party bodily injury, and property damage
- Most dry cleaning solvents considered
Minimum Premium: $2,500
Offered By
Availability 50 states + DC
Covered
Not Covered