Apartments, HOAs, Commercial LRO

Offered by Amwins Underwriting

Apartments Apartment Building Owners Package Commercial Lessors Risk Homeowners Associations (HOAs) Property Managers Environmental Liability Property Owners Commercial Real Estate Residential Property


Specialty Insurance Advantage, Inc. (SIA) is our insurance program designed for property owners and managers of commercial and residential real estate offering property, general liability, and premises environmental liability for apartments, HOAs, mixed used and commercial LRO. Program highlights include blanket property limits, no coinsurance (built-in coverages such as building ordinance and earthquake sprinkler leakage), and no general liability deductible. This program is managed by Specialty Programs & Facilities Manager (SPFM), an Amwins company.

Target Clients
  • Any size account in AZ, CA, CO, NV, OR, UT and WA
  • Property
  • General Liability
  • Premises Environmental Liability
  • $500,000,000 Blanket Limits for Property, with dedicated limits for HOAs
  • $1,000,000/$2,000,000 per occurrence, per location in the aggregate for GL
  • $250,000 per loss per location/$250,000 aggregate per location with a $25 million program aggregate for premises environmental liability
  • Primary Property: A++, XV rated
  • GL: A, XV rated
  • Premises Environmental Liability: A+, XV rated
  • Five-year loss history running 50% or less
  • Risks with water damage claims subject to underwriting review

Interested in learning more?  Please visit our website.


Appointment Required

Carrier Information



Listing Contact

Kathleen Turknette

Offered By

Amwins Underwriting

65 listings in 50 states + DC

Engaged View Company

Availability 7 states

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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