Bars, Restaurants & Taverns

Offered by Griffin Underwriting Services

Bars Liquor Restaurants Taverns Dance Floors DJs Special Events Assault And Battery Spoilage Equipment Breakdown


Bars, Restaurants & Taverns coverage overview.

Product Features
• Property
• Limits up to $5,000,000 in-house, additional limits available
• $500/1,000 minimum deductible
• RCV, special causes of loss and equipment breakdown
• Replacement cost on BPP available
• ACV and Basic Form available
• Theft coverage available if central station monitored alarm
• Property extended coverage available
• Equipment breakdown coverage available
• General Liability
• Increased limits up to $2,000,000/4,000,000
• Medical expense up to $5,000
• Hired/Non-owned auto available, no deliveries
• Assault and battery coverage available
• Increased spoilage limits
• Liquor Liability Up to $1,000,000/2,000,000 limits
• Deductible of $500/1,000

Eligible Risks
• Best suited for small to medium sized bar, restaurant or tavern exposure with total gross sales under $1,000,000
• Large risks will be looked at on an individual basis
• Able to write unique risks:
• Risks with loss history or liquor violations
• Brewing or distilling their own beer or liquor
• Outdoor seating, including city or county sidewalks
• Live entertainment; DJ, bands, karaoke, dancing, etc.
• Risks with large gaming machines or pull tab receipts
• Older structures with or without updates in the last 25 years
• Standalone excess commercial general liability and liquor liability available

Advantages to Writing with Griffin
• We work with six different carriers that are
• AM Best Rated "A-"or higher
• Applications available online at:

*This is just a coverage overview. Actual policy wording applies.


Appointment Required

Carrier Information

Multiple Available

Offered By

Griffin Underwriting Services

10 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


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