Bars, Restaurants & Taverns
Offered by Griffin Underwriting Services
Bars Liquor Restaurants Taverns Dance Floors DJs Special Events Assault And Battery Spoilage Equipment BreakdownDescription
Bars, Restaurants & Taverns coverage overview.
Product Features
• Property
• Limits up to $5,000,000 in-house, additional limits available
• $500/1,000 minimum deductible
• RCV, special causes of loss and equipment breakdown
• Replacement cost on BPP available
• ACV and Basic Form available
• Theft coverage available if central station monitored alarm
• Property extended coverage available
• Equipment breakdown coverage available
• General Liability
• Increased limits up to $2,000,000/4,000,000
• Medical expense up to $5,000
• Hired/Non-owned auto available, no deliveries
• Assault and battery coverage available
• Increased spoilage limits
• Liquor Liability Up to $1,000,000/2,000,000 limits
• Deductible of $500/1,000
Eligible Risks
• Best suited for small to medium sized bar, restaurant or tavern exposure with total gross sales under $1,000,000
• Large risks will be looked at on an individual basis
• Able to write unique risks:
• Risks with loss history or liquor violations
• Brewing or distilling their own beer or liquor
• Outdoor seating, including city or county sidewalks
• Live entertainment; DJ, bands, karaoke, dancing, etc.
• Risks with large gaming machines or pull tab receipts
• Older structures with or without updates in the last 25 years
• Standalone excess commercial general liability and liquor liability available
Advantages to Writing with Griffin
• We work with six different carriers that are
• AM Best Rated "A-"or higher
• Applications available online at: www.gogus.com
*This is just a coverage overview. Actual policy wording applies.
Product Features
• Property
• Limits up to $5,000,000 in-house, additional limits available
• $500/1,000 minimum deductible
• RCV, special causes of loss and equipment breakdown
• Replacement cost on BPP available
• ACV and Basic Form available
• Theft coverage available if central station monitored alarm
• Property extended coverage available
• Equipment breakdown coverage available
• General Liability
• Increased limits up to $2,000,000/4,000,000
• Medical expense up to $5,000
• Hired/Non-owned auto available, no deliveries
• Assault and battery coverage available
• Increased spoilage limits
• Liquor Liability Up to $1,000,000/2,000,000 limits
• Deductible of $500/1,000
Eligible Risks
• Best suited for small to medium sized bar, restaurant or tavern exposure with total gross sales under $1,000,000
• Large risks will be looked at on an individual basis
• Able to write unique risks:
• Risks with loss history or liquor violations
• Brewing or distilling their own beer or liquor
• Outdoor seating, including city or county sidewalks
• Live entertainment; DJ, bands, karaoke, dancing, etc.
• Risks with large gaming machines or pull tab receipts
• Older structures with or without updates in the last 25 years
• Standalone excess commercial general liability and liquor liability available
Advantages to Writing with Griffin
• We work with six different carriers that are
• AM Best Rated "A-"or higher
• Applications available online at: www.gogus.com
*This is just a coverage overview. Actual policy wording applies.
Details
Appointment Required
Carrier Information
Multiple Available
Offered By
Downloadable Files
Availability 50 states + DC
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Covered
Not Covered
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