This series on who is an insured has presented the various levels of insured status, the breadth of coverage extended to each level and some pitfalls to protect against. Further, we have presented a few endorsements that extend insured status where it didn't exist in the unendorsed policy.
Today you will find two checklists specifically on insured status that you can use with your clients. The first is a personal lines coverage checklist and the second is for your commercial clients. We hope these will trigger discussions that will help you cover any gaps and create a long-time client.
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Are you talking about when Trusts and LLC's (or Family Limited Partnerships) own the home as opposed to individuals?
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