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Hard to Place Workers Compensation, Construction, Towing, Transportation, Staffing

Freedom Risk Insurance Services

Contractors Workers Comp Short Haul Home Healthcare Garbage Haulers California Workers Comp Startup Janitorial Hotel Workers Comp Manufacturing + 1 more 27 states

Description

A++ WC coverage *High Mods Accepted *New Ventures/Gaps in Coverage Considered Eligible Classes • General/Artisan Contractors • Construction Operations • Towing • Janitorial & Cleaning Services • Home Health • Hotels/Motels Retail • Light Manufacturing • Restaurants • Retails Shops ...

Details

$10B Maximum Premium

$5K Minimum Premium

Appointment Required

Carrier Information

National Liability & Fire & Sirius America Insurance

Admitted

Rating A

 

Rating By AM Best

 

Offered By

Freedom Risk Insurance Services

11 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Historic Property Coverage

National Trust Insurance Services, LLC

Theatre Cultural Institution Museums Historic Property Historic Hotel Preservation Organizations Commercial Real Estate Restaurants 49 states

Description

Thank you for your inquiry about our Historic Property Program. The Program writes commercial historic properties exclusively on Zurich paper, at Agreed Value with Historic Replacement Cost valuation.  Eligibility includes:  • Properties individually listed on the ...

Details

Appointment Required

Carrier Information

Zurich North America

 

Offered By

National Trust Insurance Services, LLC

2 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Day Spas

Insurtec Tanning and Spa Insurance

Day Spa Hotels Massage Package Program Resorts Salon Spa Specialty Wellness 50 states

Description

Since 1995, we have offered a full range of coverage for day spas. We cover just about any service a day spa can offer. We also have some of the lowest rates in the industry.

Details

$3M Maximum Premium

$300K Minimum Premium

Has Pen

Carrier Information

Atain

Non-Admitted

 

Offered By

Insurtec Tanning and Spa Insurance

4 listings in 50 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hospitality Insurance Solutions

Kinsale Insurance Company

Hospitality Entertainment Axe Throwing Amusements Concerts Special Events Hotels Restaurants Nightclubs Bars 50 states + DC

Description

Explore hospitality insurance solutions for businesses in food & beverage, travel, entertainment, nightlife, and more. Entertainment: Rage rooms, axe throwing, amusement centers, event and concert venues, and other entertainment businesses need special coverage. Special events, including sporting events, concerts, festivals, and fairs, may need limited-time coverage for the ...

Carrier Information

 

Offered By

Kinsale Insurance Company

5 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Hospitality

JM Wilson

Hotel Motel Restaurants Bars & Taverns Social Clubs Fraternal Clubs Caterers Food Trucks Gentlemen's Club Halls Resorts 48 states

Description

Your hospitality clients need coverage tailored to their line of business.  We have the markets and coverage available to ensure your clients are protected against claims resulting from a number of situations. • General liability • Property • Contents • Loss of income • Inland ...

Details

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

JM Wilson

10 listings in 48 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Employment Practices Liability Insurance

Target Professional Programs

EPLI Employment Practices Liability Insurance Transportation Staffing Healthcare EPLI Distributors Lawyers EPLI Manufacturers 50 states + DC

Description

Standalone EPLI (Employment Practices Liability Insurance) policies are relatively rare but you'll find an outstanding policy when you turn to Target Professional Programs. Coverage includes a host of attractive benefits, and comprehensive risk management services. In addition, Target Underwriters offer fast, efficient service. Firms with up to ...

Details

$5M Maximum Premium

$250K Minimum Premium

Has Pen

Carrier Information

Rated A by A.M. Best

 

Offered By

Target Professional Programs

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Habitational Classes

International Underwriting Agency IUA

Family Dwelling Single Family Multi-Family Housing Condominium Associations Apartments Apartment Building Owners Hard To Place Apartments + 3 more 23 states

Description

International Underwriting Agency's Primary Markets: • Amtrust • Seneca • Blackboard • Accredited • Associated Mutual • DB Insurance • Travelers • Liberty Mutual • Granada (Lancer) • USLI • Utica First Excess Markets: • USLI • ...

Details

Appointment Required

Carrier Information

Admitted

Non-Admitted

Rating A or higher

 

Rating By AM Best

 

Offered By

International Underwriting Agency IUA

9 listings in 28 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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General Contractors

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

50 states + DC

Description

We can write your hard-to-place business with our excess and surplus lines pen binding authority markets. Ramsgate Insurance: Ph: 800-394-2767 ask for your Account Manager. Fax: 800-441-2667 Email: info@ramsgateinsurance.com Adult Day Care Apartments Auto Bars & Taverns / Night Clubs Churches ...

Carrier Information

Multiple

Admitted

Non-Admitted

 

Offered By

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Adult Day Care

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

50 states + DC

Description

We can write your hard-to-place business with our excess and surplus lines pen binding authority markets. Ramsgate Insurance: Ph: 800-394-2767 ask for your Account Manager. Fax: 800-441-2667 Email: info@ramsgateinsurance.com Adult Day Care Apartments Auto Bars & Taverns / Night Clubs Churches ...

Details

Has Pen

Carrier Information

Multiple

Admitted

Non-Admitted

 

Offered By

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Roofing

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

50 states + DC

Description

We can write your hard-to-place business with our excess and surplus lines pen binding authority markets. Ramsgate Insurance: Ph: 800-394-2767 ask for your Account Manager. Fax: 800-441-2667 Email: info@ramsgateinsurance.com Adult Day Care Apartments Auto Bars & Taverns / Night Clubs Churches ...

Details

Has Pen

Carrier Information

Multiple

Admitted

Non-Admitted

 

Offered By

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Church

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

50 states + DC

Description

We can write your hard-to-place business with our excess and surplus lines pen binding authority markets. Ramsgate Insurance: Ph: 800-394-2767 ask for your Account Manager. Fax: 800-441-2667 Email: info@ramsgateinsurance.com Adult Day Care Apartments Auto Bars & Taverns / Night Clubs Churches ...

Details

Has Pen

Carrier Information

Multiple

Admitted

Non-Admitted

 

Offered By

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Night Club, Gentlemen’s Club, Bar, Restaurant, and Liquor

USG Insurance Services, Inc.

Nightclubs Bars & Taverns Bars Sports Bars Taverns Gentlemen's Club Liquor Liability Restaurants 48 states

Description

Targeted Businesses: • Night Clubs • Gentlemen’s Clubs • Bars/Taverns • Restaurants • Package Liquor Stores • Hotel/Motels • Wholesalers & Distributors • Bowling Alleys • Convenience Stores/Mini Marts • Grocery Stores • Casinos • Special Events Appetite Can Include: Catering Service, Cover Charges, Dance Floors, Exhibit Halls, Exotic ...

Details

Has Pen

Carrier Information

 

Offered By

USG Insurance Services, Inc.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Umbrellas

HARP, Inc.

50 states + DC

Description

Hotels & Habitational Umbrellas - All States. We've got you covered. HARP strives to provide agents and brokers access to preeminent carriers by developing diversified programs platforms. We work exclusively with agency partners that specialize in niche market segments. Our approach is to be very selective in developing innovative, ...

Details

$15M Maximum Premium

$5M Minimum Premium

Carrier Information

Unable to Disclose

Admitted

Rating A-

 

Rating By AM Best

 

Offered By

HARP, Inc.

2 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Workers Compensation

HARP, Inc.

32 states

Description

Hotels, Restaurants, Resorts HARP strives to provide agents and brokers access to preeminent carriers by developing diversified programs platforms. We work exclusively with agency partners that specialize in niche market segments. Our approach is to be very selective in developing innovative, unique, competitively priced products and services for these ...

Details

$1M Maximum Premium

$100K Minimum Premium

Carrier Information

Unable to Disclose

Admitted

Rating A-VII

 

Rating By AM Best

 

Offered By

HARP, Inc.

2 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Convenience Store - Open 24/7

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

50 states + DC

Description

We can write your hard-to-place business with our excess and surplus lines pen binding authority markets. Ramsgate Insurance: Ph: 800-394-2767 ask for your Account Manager. Fax: 800-441-2667 Email: info@ramsgateinsurance.com Adult Day Care Apartments Auto Bars & Taverns / Night Clubs Churches ...

Details

Has Pen

Carrier Information

Multiple

Admitted

Non-Admitted

 

Offered By

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Condo Associations

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

50 states + DC

Description

We can write your hard-to-place business with our excess and surplus lines pen binding authority markets. Ramsgate Insurance: Ph: 800-394-2767 ask for your Account Manager. Fax: 800-441-2667 Email: info@ramsgateinsurance.com Adult Day Care Apartments Auto Bars & Taverns / Night Clubs Churches ...

Details

Has Pen

Carrier Information

Multiple

Admitted

Non-Admitted

 

Offered By

Ramsgate Insurance/Ramsgate Brokerage Insurance Services

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Motor Vehicle Dealer Surety Bond

Viking Bond Service, Inc.

Motor Vehicle Dealer Bond Auto Dealer Bond Used Auto Dealer Bond Franchised Auto Dealer Motorcycle Dealers Surety Bonds 50 states + DC

Description

Looking to open a car dealership or renew your license. If you State requires a surety bond, which more than likely they do, please contact us at Viking Bonds.

Carrier Information

 

Offered By

Viking Bond Service, Inc.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Companion Care Firms / Franchisees

Manchester Specialty Programs, Inc.

Companion Care Franchise Home Health Care Professional Liability Workers Compensation Third Party Fidelity Bond Hired & Non-Owned Auto 50 states + DC

Description

Manchester Specialty Programs is a national program administrator. We focus on offering high quality business insurance programs for allied health care classes including home care, hospice, medical staffing and misc. med. facilities. "All lines" of coverage includes professional liability and workers' compensation, package/property, non-owned and hired auto, fidelity bond, ...

Details

Has Pen

Carrier Information

Lynn M. Vallee

Admitted

Non-Admitted

Rating A rated or better

 

Rating By AM Best

 

Offered By

Manchester Specialty Programs, Inc.

5 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Early Education & Child Care

McKee Risk Management

After School Programs Child Care Day Care Abuse And Molestation Personal Property Head Start Nursery Underwriting Franchise Education Centers 50 states + DC

Description

McKee Risk Management's Early Education & Child Care Program is designed to meet the needs of facilities providing custodial care and/or early childhood education for children six weeks through 12 years old. McKee has been writing Early Education and Child Care insurance for many years with a staff of professionals ...

Details

$1.5K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

Rating A+15

 

Rating By A.M. Best

 

Offered By

McKee Risk Management

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Platinum Listing
Storage Tanks Program

Amwins Underwriting

Pollution Environmental Tanks UST Underground Storage Tank Petroleum Storage Tanks Pollution Liability Site Pollution Legal Liability 50 states + DC

Description

National Storage Tanks Insurance Program Pollution liability coverage for above/underground storage tanks. Amwins Program Underwriters' dedicated Storage Tanks insurance program has been a leading writer of storage tank pollution insurance nationally for more than twenty years. Our specialized team of underwriters are ready to support you every step of the ...

Details

$10M Maximum Premium

Carrier Information

Non-Admitted

Rating A+

 

Rating By A.M. Best

 

Offered By

Amwins Underwriting

65 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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