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Primary and Excess Flood

Breckenridge Insurance Services

Flood Excess Flood Private Flood Primary Flood Residential Flood 50 states + DC

Description

Primary and Excess Flood Insurance with Broader Coverage and Higher Limits than the NFIP Breckenridge Insurance Services broker specialists are experts in addressing your insureds' private flood insurance needs. Our primary and excess flood coverage is A XV rated and has broader coverages as well as higher limits than ...

Carrier Information

A XV rated

Admitted

 

Offered By

Breckenridge Insurance Services

23 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Flood FLEX - Flood Coverage Enhancement

AmWINS Group, Inc.

Flood Private Flood 50 states

Description

FloodFLEX is a coverage enhancement that increases the loss payable under COVERAGE A—BUILDING COVERAGE of a commercial or residential building flood policy by 10%, 25%, 50% or even 100%. The insured receives one payment to the building and a second FloodFlex payment to be used at the insured’s discretion for ...

Details

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

AmWINS Group, Inc.

32 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Residential Flood

M.J. Hall and Company, Inc.

Flood Residential Flood 1 state

Description

Readily available California residential flood program on admitted paper! www.californiafloodpolicy.com Coverage: Primary flood coverage for residences, even if home is not the applicant’s primary residence. Advantages: - Building limits up to $2,000,000. - Contents up to $500,000. - $5,000 additional living expense included. Charges: Our program ...

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M.J. Hall and Company, Inc.

31 listings in 11 states

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Mortgage Bankers/Lenders

Breckenridge Insurance Services

Mortgage Broker Mortgage Lenders Mortgage REO 50 states + DC

Description

Collateral Protection, Excess Flood, Flood, Foreclosed Properties, Mortgage REO Coverage, Windstorm.

Carrier Information

Admitted

Non-Admitted

 

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Breckenridge Insurance Services

23 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Excess Flood Insurance Program

Worldwide Facilities, LLC

Flood Excess Umbrella Liability Excess Flood Single Family Condominiums NFIP NRS Shopping Centers Business Income 50 states + DC

Description

Worldwide Facilities Excess Flood Insurance Program is written by "A" rated insurers and specially designed for home or business owners who already have the maximum amount of coverage available under the National Flood Insurance Program (NFIP) or a private flood carrier, but would need additional coverage in a claim event. ...

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Worldwide Facilities, LLC

75 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Commercial Flood Insurance

Worldwide Facilities, LLC

Flood NFIP Excess Flood Non-coastal Shopping Centers Replacement Cost Office Buildings Apartments 50 states + DC

Description

Worldwide Facilities offers a comprehensive flood solution for commercial and residential exposures at competitive rates with "A" rated insurers. Coverage offered exceeds the industry standard and protects businesses against the peril of flood. All policies are individually rated based on a property's location, elevation, flood zone, number of ...

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Offered By

Worldwide Facilities, LLC

75 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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WKFC's XS Flood

WKFC Underwriting Managers

Excess Flood Flood Property 50 states + DC

Description

XS NFIP or Primary Carrier Limits: Up to $15M, higher limits available MP: $500

Details

$15M Maximum Limit

Carrier Information

 

Offered By

WKFC Underwriting Managers

10 listings in 50 states + DC

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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WKFC's Primary Flood

WKFC Underwriting Managers

Primary Flood Flood Property 50 states + DC

Description

Limits: Up to $5M Min Deductible: $5000 No Flood Zone Restrictions No Class Restrictions

Details

$5M Maximum Limit

Carrier Information

 

Offered By

WKFC Underwriting Managers

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Earthquake / DIC

Western Security Surplus Insurance Brokers, LLC

DIC Flood 30 states

Description

WSS has 11 carriers offering: DIC, Earthquake, Flood, EQSL, Replacement Cost, Competitive Deductibles, Full Limits or Loss Limits, Primary or Excess Limits, Limits up to $100 million available, and more.

Details

Appointment Required

Carrier Information

 

Offered By

Western Security Surplus Insurance Brokers, LLC

20 listings in 32 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Earthquake, Flood & Wind Buybacks

Worldwide Facilities, LLC

DIC Stand Alone EQ Earthquake Catastrophe Habitational 50 states + DC

Description

Worldwide Facilities has the expertise and market relationships to put together All Risk limits of over $1 billion and several hundred-million for catastrophic insurance coverage. We have property experts in geographic territories, classes of business, and lines of coverage. Capabilities range from placing Wind in the Southeast to Earthquake & Flood ...

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Worldwide Facilities, LLC

75 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Personal Lines - Homeowners

Gray-Stone & Company

Vacation Homes Seasonal Builders Risk High Value Homes Cyber Earthquake Primary Flood Excess Flood 22 states

Description

The professionals at Gray-Stone represent a wide variety of “A” rated admitted & non-admitted personal lines insurance markets. Let us provide you with reliable, courteous service and quick quotes for your clients' needs. Limited markets so submission is required. Eligible Risks: • HO3 + H05 • Vacation & ...

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Admitted

Non-Admitted

 

Offered By

Gray-Stone & Company

29 listings in 27 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Private Flood Insurance

Flood Risk Solutions, Inc.

Flood California Flood Residential Flood Commercial Flood Private Flood Incidental Flood Excess Flood WYO Flood REO Flood V Zone Flood 33 states

Description

Only Flood Insurance. FRS is a tech-driven MGU and a Lloyd’s Coverholder, exclusively focused on flood insurance. Primary/Excess, Residential, small and large Commercial risks.  Access to over a dozen private market flood programs including FRS exclusive and proprietary programs.  FRS also manages NFIP books ...

Details

$50M Maximum Limit

$25K Minimum Limit

Has Pen

Appointment Required

Carrier Information

numerous "A"

Admitted

Non-Admitted

 

Offered By

Flood Risk Solutions, Inc.

4 listings in 36 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Flood Guard

RIC Insurance General Agency, a division of Worldwide Facilities, LLC

1 state

Description

RIC Insurance General Agency offers residential flood insurance, an affordable homeowners companion policy for flood damage.

Details

$5M Maximum Limit

Carrier Information

Prospect General

Admitted

 

Offered By

RIC Insurance General Agency, a division of Worldwide Facilities, LLC

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Residential Flood Insurance

Prospect General

Primary Flood Flood Zone Certification Flood Residential Flood California Flood 8 states

Description

Flood Guard is an innovative, admitted alternative to the National Flood Insurance Program (NFIP). With no elevation certificate requirement and no waiting period, Prospect General's residential flood product is simple and provides coverage quickly. Written by Palomar Specialty Insurance Company, an “A-” VII Excellent Insurance Company, you can ensure your ...

Details

$5M Maximum Limit

Appointment Required

Carrier Information

Palomar Specialty

Admitted

 

Offered By

Prospect General

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Excess Flood

SeaCoast Underwriters, Inc.

Flood Excess Flood Primary Flood WYO Flood Private Flood 12 states

Description

Your Primary Flood Policy only covers up to $250,000 for your building and $100,000 for your contents. Excess Flood coverage protects you beyond the limits offered through the National Flood Insurance Program. We offer coverage for the following: • Commercial Properties • Condo Associations (No contents) • ...

Details

$20M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Various A Rated Insurers

Non-Admitted

 

Offered By

SeaCoast Underwriters, Inc.

10 listings in 12 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Halcyon Private Flood Program - Online Rating

Halcyon Underwriters

Flood Excess Flood Private Flood NFIP Primary Flood Commercial Flood WYO Flood Residential Flood 50 states + DC

Description

Quick, Easy & Reliable Flood Insurance (Developed to compete against the NFIP program) Quick, Easy, Reliable flood insurance is a click away. We've simplified what can be a complicated, time-consuming task. Let our flood insurance professionals assist with your agency flood insurance needs. With ...

Details

$5M Maximum Limit

Has Pen

Appointment Required

Carrier Information

Lloyds of London

Non-Admitted

 

Offered By

Halcyon Underwriters

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Flood Insurance

All Performance Insurance Solutions

Flood Primary Flood Private Flood 5 states

Description

- Commercial/Residential Flood - Private Carrier for preferred residential Risk - Online Access available - Toll-free customer service and claims service Try us today for your next flood risk!

Details

$1M Maximum Limit

Has Pen

Carrier Information

Assurant

Admitted

Non-Admitted

 

Offered By

All Performance Insurance Solutions

5 listings in 7 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Flood (Residential, Business and Excess)

Reliable Insurance Managers, Inc.

Flood Excess Flood Private Flood Primary Flood Force Placed Flood Lender Placed Flood Commercial Flood WYO Flood 50 states + DC

Description

High Rate of Commission. Flood Insurance for homes, mobile homes, apartments, condos, business property, and excess flood. No minimum required and no setup costs. PReferred, Standard and Excess available. Order Elevation Certificates and Flood Zone Determinations online. Quote and Bind online.

Details

$500K Maximum Limit

$20K Minimum Limit

Appointment Required

Carrier Information

Undisclosed

Admitted

 

Offered By

Reliable Insurance Managers, Inc.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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Not Covered

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Excess Flood

Shelly, Middlebrooks & O'Leary, Inc.

Flood Excess Flood Homeowners HO3 Personal Lines HO5 5 states

Description

Flooding affects all properties in all flood zones and it is an exposure that is frequently overlooked. Imagine a $1,000,000 home carrying just $250,000 of flood protection. This is often the case when a homeowner can only secure insurance from the National Flood Insurance Program. Shelly, Middlebrooks & O'Leary Excess ...

Details

$10M Maximum Limit

$250K Minimum Limit

Has Pen

Appointment Required

Carrier Information

"A" XV Rated Carriers

Non-Admitted

 

Offered By

Shelly, Middlebrooks & O'Leary, Inc.

12 listings in 8 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Commercial Flood Insurance

Flood Risk Solutions, Inc.

Force Placed Flood Lender Placed Flood Primary Flood REO Flood WYO Flood Excess Flood Commercial Flood Residential Flood Flood V Zone Flood 36 states

Description

Only Flood Insurance. FRS is a tech-driven MGU and a Lloyd’s Coverholder, exclusively focused on flood insurance. Primary/Excess, Residential, small and large Commercial risks.  Access to over a dozen private market flood programs including FRS exclusive and proprietary programs.  FRS also manages NFIP books ...

Details

$50M Maximum Limit

$25K Minimum Limit

Has Pen

Appointment Required

Carrier Information

numerous "A"

Admitted

Non-Admitted

 

Offered By

Flood Risk Solutions, Inc.

4 listings in 36 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

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