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General Liability for Contractors: Clear Spring

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

Contractors General Liability Contractors Roofers Framers Residential Construction Commercial Construction Installation 38 states

Description

BTIS offers a wide range of top-rated Contractor General Liability options through Clear Spring Insurance, with multiple payment plans and limits up to $1M/$2M/$2M. Admitted and non-admitted options are available, with affordable premiums and rapid turnaround times. Coverage is available in most states, with ...

Details

$2M Maximum Premium

$300K Minimum Premium

Carrier Information

Victory

Rating A-

 

Rating By A.M. Best Co.

 

Offered By

BTIS (Builders & Tradesmen's Insurance Services, Inc.)

20 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Excess Liability and Umbrella

ISC (Integrated Specialty Coverages)

General Liability Excess Excess Liability Umbrella Contractors Liability Construction Trucking Petroleum Umbrella Hospitality 50 states + DC

Description

For some commercial clients, extra protection is always the right thing. With ISC's Excess programs, whether it's supported or unsupported, we make it fast, easy, and affordable to get the coverage your clients need. For that extra layer of protection. Excess for Everything • Limits up to $5MM ...

Details

$5M Maximum Premium

$1M Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

ISC (Integrated Specialty Coverages)

30 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors General Liability

Insco Builders Insurance Services (BIS)

General Liability Construction Artisan Contractors Contractors Contractors General Liability Commercial Contractors Remodeling Contractors + 2 more 15 states

Description

BIS is an underwriting manager for property and casualty coverage, specializing in General Liability and Inland Marine coverage for Trade Contractors, GC's, and Home Builders via our Small Contractors Program

Details

$4M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Developers Surety and Indemnity Company (DSI)

Admitted

 

Offered By

Insco Builders Insurance Services (BIS)

4 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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General Liability

GMI Insurance Services

General Liability Business Auto Contractors General Liability Construction Residential Construction Commercial Construction Truckers General Liability + 3 more 45 states

Description

Our General Liability program covers costs related to medical or legal expenses resulting from a worksite or office incident that leads to a lawsuit, injuries to people who aren’t employees, damage to non-owned property and accusations of slander or libel. Contractors involved in tract home work are prohibited in all ...

Carrier Information

Rating A-

 

Rating By A.M. Best

 

Offered By

GMI Insurance Services

6 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors General Liability

Insura Prime Insurance Brokerage, Inc.

GL Contractors MGA Managing General Agent General Liability Contractors General Liability Roofers Insurance Company CGL Construction 35 states

Description

CONTRACTORS PRIME GL   This is an A-rated, Non-Admitted Artisan and General Contractor CGL Program with ISO Policy Form and Endorsements. The broker accesses the program though an online rater portal, and the rater allows the broker ...

Details

$2M Maximum Premium

$1M Minimum Premium

Has Pen

Appointment Required

Carrier Information

United National Insurance Company

Non-Admitted

Rating A-X

 

Rating By AM Best

 

Offered By

Insura Prime Insurance Brokerage, Inc.

1 listing in 35 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction Insurance

Insco Builders Insurance Services (BIS)

Construction New Construction Contractors Artisan Contractors General Contractors Residential Contractors Carpenter General Liability Residential Subcontractors 14 states

Description

BIS is an underwriting manager for property and casualty coverage, specializing in General Liability and Inland Marine coverage for Trade Contractors, GC's, and Home Builders via our Small Contractors Program

Details

$4M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Developers Surety and Indemnity Company (DSI)

Admitted

 

Offered By

Insco Builders Insurance Services (BIS)

4 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors Program

Insco Builders Insurance Services (BIS)

Artisan Contractors General Contractors Contractors General Liability Contractors Equipment Remodeling Contractors Trade Contractors Residential Contractors + 3 more 15 states

Description

BIS is an underwriting manager for property and casualty coverage, specializing in General Liability and Inland Marine coverage for Trade Contractors, GC's, and Home Builders via our Small Contractors Program

Details

$4M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Developers Surety and Indemnity Company (DSI)

Admitted

 

Offered By

Insco Builders Insurance Services (BIS)

4 listings in 15 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Artisan Contractors

ACES Commercial Insurance Service, Inc.

Contractors Construction Artisan Contractors General Liability 5 states

Description

Coverage for both commercial and residential artisan contractors who build, service, repair or remodel homes. We have markets for new residential or commercial construction contractors. We have multiple markets who can offer policy enhancements, such as: Per Project/Per Location Aggregate, Blanket Additional Insured, Waivers, Primary &/or Non-Contributory.

Details

$2M Maximum Premium

$300K Minimum Premium

Appointment Required

Carrier Information

Admitted

Non-Admitted

 

Offered By

ACES Commercial Insurance Service, Inc.

2 listings in 5 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction / Contractors - Admitted Paper

Element22 Insurance Services

Contractors Pollution Liability Artisan Contractors Roofers Demolition Contractors General Contractors Plumbers Commercial Contractors Environmental Contractors + 2 more 10 states

Description

Target classes within Construction: • Grading/Excavation Contractors • Fire Sprinkler Installation • Roofers • Highway/Street and Road Contractors • Concrete Contractors • Electrical Contractors • General Contractors • Home Builders (Custom / Tract) • Renewable Energy Contractors • Sheet Metal, ...

Details

$10M Maximum Premium

$1M Minimum Premium

Has Pen

Carrier Information

Admitted / Various

Admitted

Non-Admitted

 

Offered By

Element22 Insurance Services

9 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Preferred Gold Listing
Commercial Package

Atlas General Insurance Services

General Liability Restaurant Package Commercial Property Habitational Business Owners Policy Package Garage Liability Commercial Package Construction Liability 50 states + DC

Description

We are a full service program administrator that offers a wide range of insurance solutions. Atlas has expertise in developing and underwriting specialty programs with a variety of insurance carrier partners. All 50 states. Check out our website and our Atlas Insider videos for more information about Atlas: ...

Details

Has Pen

Appointment Required

Carrier Information

Various

Non-Admitted

 

Offered By

Atlas General Insurance Services

12 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Marine Contractors

JSM Brokerage Insurance and Risk Management

Marine Construction Marine General Liability Marine Artisan Marina 50 states + DC

Description

JSM and our Marine underwriters understand the Marine Construction business inside and out and will be responsive for helping you place all your insureds Marine Construction needs. We can provide tailored policies to include; coverage offering Marine General Liability for individuals or small businesses, owned vessels, crew, general liability, pollution and more. ...

Carrier Information

Admitted

Non-Admitted

 

Offered By

JSM Brokerage Insurance and Risk Management

8 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction

McKee Risk Management

Construction Contractors Street & Road Contractors General Liability Contractors Workers Comp Commercial Contractors Contractors Equipment + 2 more 49 states

Description

McKee Risk Management's Construction Practice focuses on defined segments of this industry. Our team understands the complex issues many contractors face when it comes to their insurance coverage. With this knowledge, our underwriters can provide creative, encompassing, and responsive insurance solutions for middle market contractors. As a testament to our ...

Details

$25K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Admitted

Rating A+15

 

Rating By A.M. Best

 

Offered By

McKee Risk Management

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors Pollution Online

UCPM Environmental Insurance

Contractors Construction Environmental Pollution Liability Pollution Contractors Pollution Liability Contractors Pollution Liability 50 states + DC

Description

Contractors Pollution Liability (CPL) is a growing product in the environmental insurance industry. Many owners and general contractors are requiring pollution insurance when contracting with subcontractors. To help find CPL options from various carriers, UCPM has partnered with multiple carriers to create an online quoting platform. Due to the ...

Details

$10M Maximum Premium

$250K Minimum Premium

Has Pen

Appointment Required

Carrier Information

Non-Admitted

 

Offered By

UCPM Environmental Insurance

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Construction Liability

Tokio Marine HCC

Construction Liability 46 states

Description

Tokio Marine HCC (TMHCC) Casualty offers insurance products to small and mid-sized contractors, including construction liability, general liability, excess liability and contractors personal property. TMHCC Casualty is the perfect admitted alternative to writing your preferred contractors through a surplus lines broker.

Details

$1M Minimum Premium

Appointment Required

Carrier Information

A Tokio Marine Insurance Company

Admitted

 

Offered By

Tokio Marine HCC

10 listings in 47 states

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Ready Mix

Norman-Spencer Agency, LLC

Construction Contractors E&O General Liability Property Umbrella 50 states

Description

ReadyMixPro™ is a comprehensive insurance solution for the Ready Mix Concrete Industry. This special program is designed specifically for the uncommon needs of the ready mix industry. The program offers an outstanding solution for companies that manufacture and/or transport ready mix concrete to construction job sites nationwide. Program Highlights: ...

Details

Has Pen

Carrier Information

Multiple Markets Available

Admitted

Rating A

 

Offered By

Norman-Spencer Agency, LLC

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Mexican Commercial Lines - MexiPass Commercial Lines for Mexico

MexiPass International Insurance

General Liability Contractors Developers Construction Mexico Mexican Foreign Investors Buildings Commercial 50 states + DC

Description

We have experienced a substantial increase in activity related to the construction of Residential and Commercial development projects with American capital in many parts of Mexico. This is creating new opportunities for Commercial Lines policies such as Course of Construction, Contractors Equipment and Bonds for many American entities, including Developers, ...

Details

Has Pen

Appointment Required

Carrier Information

AIG-Mexico, ACE, CHUBB, AXA, GNP

Admitted

 

Offered By

MexiPass International Insurance

7 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Equipment Dealers Rental Program

NationsBuilders Insurance Services, Inc. (NBIS)

Contractors General Liability Crane Rental Contractors Equipment Crane Operators Heavy Construction Equipment Rental Crane & Rigging 50 states + DC

Description

NBIS is the insurance provider that offers you the most competitive policy on the market. Our proven loss prevention, risk management support, reliable claims service, highly competitive rates and custom coverage allow us to deliver more options for your business than any other insurer. We are also dedicated to helping ...

Details

Has Pen

Appointment Required

Carrier Information

 

Offered By

NationsBuilders Insurance Services, Inc. (NBIS)

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Contractors - Workers' Comp

Applied Underwriters, Inc.

Contractors Workers Comp Workers Compensation Workers Comp Berkshire Hathaway EPLI New Construction Manufacturing Transportation Contractors General Liability + 1 more 50 states + DC

Description

Applied Underwriters designs workers’ compensation insurance and risk management solutions for businesses across the U.S. All classes, all states, all business sizes, broad acceptance. Insurance carriers rated A- (Excellent) by AM Best Company.

Carrier Information

North American Casualty, California Insurance Company, Continental Indemnity Company

Rating A- (Excellent)

 

Rating By A.M. Best

 

Offered By

Applied Underwriters, Inc.

10 listings in 50 states + DC

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Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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EquityComp™

Applied Underwriters, Inc.

Workers Compensation Workers Comp Professional Liability Transportation Contractors New Construction Manufacturing Homeowners Hard To Place + 1 more 50 states + DC

Description

Applied Underwriters designs workers’ compensation insurance and risk management solutions for businesses across the U.S. All classes, all states, all business sizes, broad acceptance. Insurance carriers rated A- (Excellent) by AM Best Company.

Carrier Information

North American Casualty, California Insurance Company, Continental Indemnity Company

Admitted

Rating A- (Excellent)

 

Rating By A.M. Best

 

Offered By

Applied Underwriters, Inc.

10 listings in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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Forestry, Logging, Wood Yard & Construction Inland Marine Program

SPS - Specialty Program Solutions

Logging Construction Equipment Street & Road Woodyard & Sawmill Builders Risk Motor Truck Cargo Fine Arts EDP & Medical Equipment Grading & Excavation Contractors + 1 more 50 states + DC

Description

Programs available for the following classes in all 50 States: • Logging Operations • Woodyard & Sawmill Operations • Chipping Operations • Land Clearing Contractors • General Contractors & Developers • Street & Road Contractors • Grading & Excavation Contractors • Builder's Risk • Warehouseman's Legal Liability • Motor Truck ...

Details

Has Pen

Appointment Required

Carrier Information

W.R. Berkley Company, One Beacon Insurance

Admitted

Rating A+

 

Rating By AM Best

 

Offered By

SPS - Specialty Program Solutions

1 listing in 50 states + DC

View Company Profile

Availability

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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