Contractors General Liability
Offered by WealthGuard Insurance Group
Contractors General Liability Roofing Carpentry Artisans Tree Trimming Remodeling Concrete Excavation Welders HVACDescription
Contractors General Liability coverage protects the small general contractor and artisan performing either commercial or residential work.
HIGHLIGHTS:
• New Residential up to 25 Single Family Homes per Development
• No Limitation on Work Subcontracted Out
• General Contractors Minimum Premium: $1,500
• Artisan Contractor Minimum Premium: $750
• Limits up to $1M/$2M
• New Ventures/Gaps in coverage considered
ELIGIBLE RISKS:
• General Contractors with annual receipts under $15M and project values under $3M
• Artisans with 15 or fewer employees
• Our most successful niche is the General Contractor who subs out the majority of the work, including paper contractors
• New ventures, new construction and remodelers are all eligible
• New construction eligible (both for General Contractor and Artisan)
OPTIONAL COVERAGES:
• Blanket Additional Insureds Available
• Waiver of Subrogation Available
• Per Project Aggregate Program Highlights
• Blanket Primary/ Non Contributory Available
• CG2037 Available for Commercial Projects
• Subsidence Buy-Back
TARGET CLASSES:
• Roofing, Carpentry, Homebuilders, GC’s/ Artisans, Landscaping, Tree Trimming, Painting, Remodeling, Concrete, Excavation, Welders, Waterproofing, Insulation, Electrical, HVAC
SUBMISSION REQUIREMENTS:
• Completed ACORD Application
• Supplemental as needed
• Updated Loss Runs
Details
Has Pen
Offered By
Availability 50 states + DC
Covered
Not Covered
